We all want to create wealth, but somehow, we keep pushing our investments to ‘next month’.
That’s present bias — our brain prefers instant rewards over future gains.
That’s where Systematic Investment Plans in mutual funds come in.
SIPs help you make regular investments that are automatically debited from your bank account on schedule.
This beats decision fatigue —the mental tiredness that makes us put off planning.
Such emotions and habits guide our money choices more than we realise.
That’s what behavioural finance is all about — the interplay between psychology and investing.
Bajaj Finserv AMC uses insights from behavioural finance in its investment strategies.
So, invest in a Bajaj Finserv Mutual Fund scheme — and let your future self thank you.