WHEN SHOULD YOU EXIT FROM YOUR MUTUAL FUND?

Goal is achieved 

If you’ve reached your target, like buying a house or funding college, it may be a suitable time to exit.

Plans have changed

If your life goals shift significantly, so should your investments.

Fund underperforms

If your fund lags consistently, you may consider switching.

But here’s the other side 

Not every dip or detour calls for an exit.

Don’t act in panic

Market ups and downs are normal; SIPs are built to handle them.

Know the cost

Early exits could mean exit loads or short-term capital gains tax.

Exit with purpose

Stay invested unless your reason to exit is strong and goal-linked.