Every investment carries risks. Knowing them can help you make informed choices.
Your investment’s value can rise or fall with market trends.
Changes in interest rates can impact your investments, especially in debt mutual funds.
Debt funds and bonds also carry credit risk - the possibility that the bond issuer may default on repayment.
Some assets are hard to sell fast. You may not get cash when you need it.
If inflation rises faster than your potential returns, your money loses value.
You can’t avoid risk, but you can manage it smartly with the right plan.
You can reduce risk by diversifying your investments. Mutual Funds do this automatically for you.
SIPs can navigate market ups and downs through rupee cost averaging, reducing the impact of volatility.
Plus, there are many mutual fund categories, ranging from low to very high risk.
So, asses your risk appetite and consider investing with Bajaj Finserv Mutual Fund today.