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Savings+

Make your idle money work for you with our Savings+ facility
Saving +

Why should you opt for the Savings+ facility?

 
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Relatively better returns
With the Savings+ facility, you can yield relatively better returns on your surplus money as compared to the regular savings/current account.
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Hassle-free investment
Invest with Savings+ conveniently through website. Also, there are no additional or hidden charges to avail the Savings+ facility.
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Instant redemption
With the 'insta redemption' facility, up to Rs.50,000 or 90% of the balance can be redeemed and processed instantly.
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What makes Savings+ an appealing proposition?

 
 
 

Differentiated proposition

 
With a regular savings account, investors may not be able to generate inflation-beating returns. To combat this, Bajaj Finserv AMC has introduced Savings+, a unique facility that allows investors to manage their idle money smartly
 
 

Return potential

 
It helps retail investors determine the surplus cash available in their savings account and invest it into Bajaj Finserv Liquid Fund/Bajaj Finserv Overnight Fund. Liquid funds have generated 6.86%* return as compared to 3% in regular savings account in CY 2023
 
 

Insta-redemption

 
With Savings+, investors can instantly redeem up to Rs 50,000 within a few seconds

*Liquid Fund Category Average Reg-Growth from 1st Jan 23 to 1st Jan 24 Source: ICRA MFI Average rate of savings account is 3% taken from saving rates of top 3 bank Past performance does not guarantee future returns
^In bank account, returns are fixed, whereas in mutual funds, returns are subject to market risk.

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Frequently Asked Questions

 
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Only the accounts from the bank added during onboarding or by the distributor for DIT journeys will be discovered. Multiple bank discovery is not supported.

Yes, all individual accounts in the same bank, including savings and current accounts (excluding joint accounts), will be discovered.

Check if it's a joint/dormant account, as such accounts may not be discovered.

It's recommended to add only one account. If two accounts are added, the balance from the account with higher surplus will be considered for reading, but debits will occur only from the account added during onboarding.

The second OTP is triggered by your bank. If not received, there may be an issue at your bank's end.

Refresh the page if no banners are visible. Additionally, if one banner shows zero balance and the other shows some value, refresh again to display accurate values.

Bajaj Finserv AMC allows only three refreshes per investor. Initially, the investor will see the latest balances upon interaction with the product for the first time. Subsequent refreshes occur mid-month and end of month. If the investor interacts multiple times, they may not see the latest figures.

No, investors can edit all amounts. The numbers on the banners are for guidance and information purposes only.

No, investors need to be aware of their bank's minimum balance requirement. Our surplus/balance includes these amounts as we do not have access to that data.

Click on this link Link and follow the steps to revoke consent. Revoking consent stops fetching latest balances and surpluses but doesn't affect marketing or investment communication.