What makes Bajaj Finserv Flexi Cap Fund a different proposition

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Investing in mutual funds has long been a popular choice for those seeking to grow their wealth over time. One notable offering in this category is the Bajaj Finserv Flexi Cap Fund, a mutual fund that combines the potential of large-cap, mid-cap, and small-cap stocks with a focus on megatrends. This article shares insights on Bajaj Finserv Flexi Cap Fund launched by Bajaj Finserv Asset Management Ltd.

  • Table of contents
  1. What are flexi cap funds?
  2. Bajaj Finserv Flexi Cap Fund
  3. INQUBE investment philosophy
  4. Suitable for which type of investors?
  5. FAQ

What are flexi cap funds?

Flexi cap funds belong to the category of open-ended equity mutual funds that offer investors the flexibility to invest across companies of varying market capitalization, including large-cap, mid-cap, and small-cap stocks. The primary objective of flexi cap funds is to generate long-term capital appreciation.

Bajaj Finserv Flexi Cap Fund

The Bajaj Finserv Flexi Cap Fund is one such offering in the Flexi Cap Fund category. Let's understand it better:

  • Scheme type: An open-ended equity scheme investing across large cap, mid cap, small cap stocks
  • Scheme objective: To generate long term capital appreciation by investing predominantly in equity and equity-related instruments across market capitalization. However, there is no assurance that the investment objective of the Scheme will be achieved.
  • Balanced approach: A balanced approach allows investors to benefit from both potential capital appreciation in equities and relative stability in the debt segment. This diversified allocation ensures that investors can tap into opportunities across different segments of the market, balancing growth potential with risk.
  • Industry allocation: The fund invests a major portion in the Finance sector, followed by banks, electrical equipment, petroleum products, consumer durables, IT, and others. This industry-wise allocation spreads the risk and allows investors to gain exposure to different sectors of the economy.
  • Investment strategy: One of the standout features of the Bajaj Finserv Flexi Cap Fund is its focus on megatrends. Megatrends are long-term, transformative forces that can shape the future and create new opportunities for investors. The fund recognizes the significance of megatrends in shaping the investment landscape and aims to capitalize on them.

INQUBE investment philosophy

A unique feature of Bajaj Finserv Flexi Cap Fund is its INQUBE Investment Philosophy. This has three edges:

  • Information edge: Achieving market outperformance through superior information collection.
  • Quantitative edge: Outperforming the market by processing information more effectively and utilizing quantitative and analytical models for decision-making.
  • Behavioural edge: Outperforming the market through improved decision-making by exploiting crowd overreactions and underreactions. The fund also works to mitigate its own behavioural biases and pitfalls for more rational decision-making.

Suitable for which type of investors?

The Bajaj Finserv Flexi Cap Fund is designed to cater to a specific set of investors. This product is suitable for investors who are seeking:

  • Wealth creation and capital appreciation over the long term.
  • Investment in equity and equity-related instruments across large-cap, mid-cap, and small-cap stocks.
  • Long-term investors who can take on very high risk for potentially higher returns.
  • Investors looking to diversify their portfolios across different market capitalization.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

FAQs:

What is Bajaj Finserv Flexi Cap Fund?
The Bajaj Finserv Flexi Cap Fund is an open-ended equity scheme that offers investors the flexibility to invest across large-cap, mid-cap, and small-cap stocks. Its primary objective is to generate long-term capital appreciation by investing predominantly in equity and equity-related instruments across varying market capitalization.

Who should invest in Bajaj Finserv Flexi Cap Fund?
This fund is suitable for investors with a very high risk appetite who seek wealth creation and capital appreciation over the long term. It is also an attractive choice for those looking to invest in equity and equity-related instruments across large-cap, mid-cap, and small-cap stocks.

How can I invest in Bajaj Finserv Flexi Cap Fund?
Investing in the Bajaj Finserv Flexi Cap Fund is a straightforward process. You can invest in this fund through various channels, including online platforms, mutual fund distributors, and directly through Bajaj Finserv AMC’s official website. Before investing, it's advisable to consult with a financial advisor if necessary.

Who manages Bajaj Finserv Flexi Cap Fund?
The Bajaj Finserv Flexi Cap Fund is managed by Nimesh Chandan and Sorbh Gupta (Equity portion) and Siddharth Chaudhary (Debt portion).

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
This document should not be treated as endorsement of the views/opinions or as investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purpose only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.