Make your idle money work for you with our Savings+ facility
Saving +

Why should you opt for the Savings+ facility?

Benefits Paragraph
Relatively better returns
With the Savings+ facility, you can yield relatively better returns on your surplus money as compared to the regular savings/current account.
Hassle-free investment
Invest with Savings+ conveniently through website. Also, there are no additional or hidden charges to avail the Savings+ facility.
Instant redemption
With the 'insta redemption' facility, up to Rs.50,000 or 90% of the balance can be redeemed and processed instantly.

What makes Savings+ an appealing proposition?


Differentiated proposition

With a regular savings account, investors may not be able to generate inflation-beating returns. To combat this, Bajaj Finserv AMC has introduced Savings+, a unique facility that allows investors to manage their idle money smartly

Return potential

It helps retail investors determine the surplus cash available in their savings account and invest it into Bajaj Finserv Liquid Fund/Bajaj Finserv Overnight Fund. Liquid funds have generated 6.86%* return as compared to 3% in regular savings account in CY 2023


With Savings+, investors can instantly redeem up to Rs 50,000 within a few seconds

*Liquid Fund Category Average Reg-Growth from 1st Jan 23 to 1st Jan 24 Source: ICRA MFI Average rate of savings account is 3% taken from saving rates of top 3 bank Past performance does not guarantee future returns
^In bank account, returns are fixed, whereas in mutual funds, returns are subject to market risk.


Learn About Mutual Funds

Long Term mutual funds returns
Posted On: 01 January 2024

Human behaviour plays a pivotal role…

significance of behavioural finance
Posted On: 08 October 2023

Behavioral finance is a vital field…

Posted On: 01 April 2024

The Securities and Exchange Board of…

saving plus
Posted On: 29 March 2024

Savings+ is a facility offered by…

Savings Plus
Posted On: 29 March 2024

You may be a risk-averse investor,…

tax planning
Posted On: 03 March 2024

Mutual funds provide an efficient…

tax planning
Posted On: 03 March 2024

Tax planning is an important part of…

elss fund
Posted On: 03 March 2024

Investing in equities requires a…

money market fund
Posted On: 13 March 2024

With high liquidity and potential…

flexi cap fund
Posted On: 10 March 2024

A diversified investment portfolio…

flexi cap fund
Posted On: 02 March 2024

Flexi cap funds have emerged as a…

retirement planning
Posted On: 28 February 2024

Planning for retirement involves…

Balanced advantage funds
Posted On: 01 February 2024

Securing a comfortable post-…


Frequently Asked Questions




Liquid and overnight funds primarily invest in money market instruments such as certificates of deposits (CDs), commercial papers (CPs) and government treasury bills. Such a portfolio helps liquid and overnight funds provide high liquidity along with a potential for relatively better returns to investors. For detailed scheme information, click the below links:
Bajaj Finserv Liquid Fund
Bajaj Finserv Overnight Fund

No, there are no transaction charges associated with this facility.

No, there's no need for account opening to avail this facility.