Megatrend Investing
The fund follows a megatrend investing strategy by focusing on potential long-term growth drivers within the healthcare sector.
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BAJAJ FINSERV ASSET MANAGEMENT LIMITED.
The objective of the scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of pharma, healthcare and allied companies. However, there is no assurance that the investment objective of the scheme will be achieved.
The Bajaj Finserv Healthcare Fund is a thematic equity fund investing in companies linked to the healthcare scheme. It follows a Megatrend Investing strategy, focusing on long-term structural shifts in India’s healthcare segment.
Nimesh Chandan has over 24 years of experience in the Indian Capital Markets. He has spent 18 years in Fund Management- managing and advising domestic and international investors, retail as well as institutional. Prior to joining Bajaj Finserv Asset Management Ltd., he has worked with Canara Robeco Asset Management as Head of Investments, Equities (Domestic and Offshore). He has also worked with other asset management companies including Birla Sunlife Asset Management, SBI Asset Management and ICICI Prudential Asset Management.
Sorbh Gupta has over 16 years of experience in the Indian Capital Markets. In November 2022, he was appointed as Head – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited, he was associated with Quantum Asset Management Company Private Ltd. He has also worked with other financial companies such as Siddhesh Capital Markets Pvt. Ltd. and Pranav Securities Pvt. Ltd.
Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Head – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co. Ltd. During June 2006 – September 2010, he was working as Senior Manager, Treasury Dept in Indian Bank.
Bajaj Finserv Healthcare Fund asset allocation pattern is as follows:
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity and Equity Related Securities of pharma, healthcare and allied companies | 80% | 100% |
| Equities and Equity related securities of other than pharma, healthcare and allied companies | 0% | 20% |
| Debt and Money Market Instruments* and Units of Mutual Fund schemes | 0% | 20% |
| Units issued by REITs and InvITs | 0% | 10% |
*Debt instruments shall be deemed to include securitized debts (excluding foreign securitized debt). Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
An open ended equity scheme following pharma, healthcare and allied theme
Nil
For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows:
to view Total Expense Ratio
This product is suitable for investors who are seeking*:
The Bajaj Finserv Healthcare Fund is a thematic equity mutual fund that invests in pharma, healthcare and allied companies. Anchored by a megatrend-focused strategy, the fund is designed to tap into structural shifts and emerging opportunities in healthcare-related sectors, ranging from medical manufacturing and biotechnology to diagnostics, hospitals, and digital health services.
The fund seeks to generate growth potential over time by tapping into India’s growing healthcare space. It can also help investors diversify their portfolio by investing in defensive sectors that have lower correlation with the broader market.
Bajaj Finserv Healthcare Fund is an open ended equity scheme following pharma, healthcare and allied theme. The fund is designed to invest in megatrends in the healthcare sector and seeks to capitalise on its robust growth potential.
The fund is suitable for lumpsum investing for those seeking to add a tactical allocation opportunity to their core equity portfolio.
The NAV is updated at the end of every business day based on the market value of the assets. The latest NAV is mentioned at the top of this scheme page.
AUM stands for Assets Under Management and indicates the total market value of assets managed by the fund. It varies based on market movements and investor activity. For the latest AUM, you can check the scheme factsheet in the website’s Downloads sections.
The fund’s risk classification is based on the portfolio composition as well as SEBI guidelines and is subject to periodic review. Refer to the riskometer above on this scheme page and latest documents for the current risk level.
The holdings may shift in response to market conditions and fund manager decisions. For the latest holdings, please refer to the monthly factsheet.
The fund invests predominantly in equity and equity-related securities of pharma, healthcare and allied companies. For more details on the allocation, please check the Scheme Information Document.
There is no lock-in period for Bajaj Finserv Healthcare Fund. However, exit loads may apply for redemptions made before a certain period of allotment of units. Please refer to the Load Structure/Lock-In Period section on this page for details.
The expense ratio is reviewed periodically and can change. For the latest expense ratio, see the factsheet or the Total Expense Ratio section on the website.
The suitable amount to invest in a Healthcare Fund depends on factors such as individual financial goals, investment horizon and risk appetite. Investors may refer to the scheme details, including minimum investment requirements, before deciding the amount.
There are no specific tax benefits of investing in a healthcare fund A healthcare fund is taxed as an equity-oriented mutual fund. Tax treatment depends on the holding period and applicable tax laws at the time of redemption. Tax rules are subject to change, so it is recommended to check the latest information.
The Bajaj Finserv Healthcare Fund carries risks associated with equity markets and sector concentration. Since the portfolio is focused on healthcare and allied sectors, returns may be impacted by regulatory changes, sector-specific developments and market volatility.
The performance of a healthcare fund depends on market conditions, sector trends and portfolio composition. Any reference to returns is based on historical data. Past performance may or may not be sustained in future.
The inception date of Bajaj Finserv Healthcare Fund is December 27, 2024.
There is no mandatory lock-in period for the Bajaj Finserv Healthcare Fund. However, exit load may apply if units are redeemed within a specified period. Investors should review the load structure details before redeeming.
Details about the fund managers are available on the Fund Managers section of this page and the Scheme Information Document.
Yes, NRIs are permitted to invest in the Bajaj Finserv Healthcare Fund, subject to applicable regulations and documentation requirements. Investors should review the relevant investment details before proceeding.
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Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.
