How can I invest in Bajaj Finserv Large and Mid Cap Fund?

{
"debt": "Debt/Cash 2.11%",
"equity": "Equity 97.89%",
"LMRGG": {
"nav": "10000",
"date": "31-05-2025",
"since": {
"bajajflexi": "15.32",
"bajajsmall": "12.18",
"bajajnifty": "10.34"
},
"6_month_ago": {
"bajajflexi": "10.45",
"bajajsmall": "9.60",
"bajajnifty": "11.08"
}
},
"LMDGG": {
"nav": "10001",
"date": "31-05-2025",
"since": {
"bajajflexi": "17.06",
"bajajsmall": "12.18",
"bajajnifty": "10.34"
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"6_month_ago": {
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Fund Card

Bajaj Finserv Large and Mid Cap Fund

Equity

Regular Growth

Direct Growth

NAV	Risk Type
₹14.625 as on 18-09-2024	Very High

For -

Since Inception

1 Year

As on 28-02-2024

Bajaj Finserv Large and Mid Cap Fund

41.43%

Nifty Large Midcap 250 TRI

39.84%

Nifty 50 TRI

29.88%

Invest Now

Summary Note

This is an equity fund with Nifty Large Midcap 250 TRI as its benchmark. The risk level for this fund is categorized as Very High.

Summary Dynamic Card

Total AUM

1983.89crores

as on 31-05-2025

Benchmark

Nifty Large Midcap 250 TRI

Min. SIP Amount

₹500

Inception Date

27-02-2024

Benefits

Investment Approach

Moat investing

This strategic approach involves identifying and investing in companies with economic moats, or sustainable competitive advantages.

Diversified portfolio

The fund is structured to navigate both large and mid-cap segments, offering investors exposure to a wide spectrum of companies.

INQUBE philosophy

Our inhouse INQUBE investment philosophy brings informational, quantitative & behavioural edge to the portfolio.

Summary Investment Philosophy

Investment Objective

To generate long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities, predominantly in large and mid-cap stocks from various sectors. The fund manager may also seek participation in other equity and equity related securities.

However, there is no assurance that the investment objective of the scheme will be achieved.

Portfolio

Asset Allocation

Instruments	Indicative allocations (% of total assets)
	Minimum	Maximum
Equity and equity related instruments of large cap companies	35%	65%
Equity and equity related instruments of mid cap companies	35%	65%
Equity and equity related instruments other than large and mid cap companies	0%	30%
Debt instruments and money market instruments* and units of mutual fund schemes	0%	30%
Units issued by REITs and InvITs	0%	10%

*Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.

For information please refer to the Scheme Information Document.

Portfolio - Current Allocation

Top Holding

Top Holdings

HDFC Bank Limited

5.39%

State Bank of India

3.36%

Divi's Laboratories Limited

3.24%

Reliance Industries Limited

3.23%

ICICI Bank Limited

2.91%

Infosys Limited

2.71%

Allocation by Market Cap

Large Cap

48.68%

Mid Cap

40.68%

Small Cap

09.12%

Top Sectors

Banks

18.57%

Pharmaceuticals & Biotechnology

11.68%

Finance

7.31%

IT - Software

5.49%

Auto Components

4.75%

Leisure Services

4.66%

Cement & Cement Products

3.95%

See All Holdings

As on 31-05-2025

Top Holdings

Cash & Cash Equivalent

2.11%

Reverse Repo / TREPS

0.88%

Credit rating profile

Cash Equivalent

2.11%

Instrument break-up

TREPS

0.88%

As on 31-05-2025

Historical Returns

Historical Returns (as per SEBI format) As on 31-05-2025

Tenors	CAGR		Current value of ₹10,000 Invested
Tenors	Since Inception	1Y	Since Inception	1Y
Bajaj Finserv Large and Mid cap Fund	15.32%	10.45%	11,959	11,104
Nifty Large Midcap 250 TRI	12.18%	9.60%	11,551	10,957
Nifty 50 TRI	10.34%	11.08%	11,314	11,104

Disclaimer: Past performance may or may not be sustained in future.
Different Plans i.e. Regular Plan and Direct Plan under the scheme have different expense structure. Benchmark: Nifty Large Midcap 250 TRI, Additional Benchmark: Nifty 50 TRI. Inception Date: 27th February 2024^th Period for which scheme’s performance has been provided is computed basis last day of the previous month preceding the date of this material. Returns less than 1 year period are simple annualized and greater than 1 year are compounded annualized.

Key Ratios

Key Ratios As on 31-05-2025

Portfolio turnover	0.99
active share
Beta	0.74
Sharpe	0.67
Standard Deviation	0.1329%
Jensen's Alpha	4.64
Information Ratio	0.1

*Period for calculation - 14^th August 2023 to 31^th May 2025. Risk Free Rate (RFR) is considered at 6.80 (FBIL Overnight MIBOR).

Who Should Invest/Fund Manager

Investment Style & Portfolio Strategy

The scheme aims to generate long-term capital appreciation/income by predominantly investing in equity and equity-related securities of large-cap and mid-cap companies.
The fund manager seeks to invest in companies having a distinct competitive advantage over its peers.
Like a castle surrounded by a moat for protection against attack, a moat in business refers to a company's competitive advantage that makes it difficult for competitors to challenge its position in the market. Hence in investment terms, this strategy is also known as moat investing.
In addition to equity investments, our scheme also allocates funds to debt securities and money market instruments. Investment strategy focuses on capturing term and credit spreads and maintaining a balance between safety, liquidity, and return aspects of various investments.
Additionally, the fund manager will also assess the company on the basis of its management’s capability to protect their business’s distinct advantage and enhance it (expand the moat).

Fund Manager

Fund Managers

Nimesh Chandan

Chief Investment Officer

View in detail

Sorbh Gupta

Head – Equity

View in detail

Siddharth Chaudhary

Head – Fixed Income

View in detail

Scheme Fund Details

Fund Details

Type of Scheme

Bajaj Finserv Large and Mid Cap Fund:
An open ended equity scheme investing in both large cap and mid cap stocks

Minimum Investment

Minimum Application Amount

Fresh subscription - Rs. 500/- and in multiples of Re. 1/-
Systematic Investment Plan (SIP):
Rs. 500 and above: Minimum 6 instalments.

Load Structure

Load Structure/Lock-In Period

Entry Load - Not applicable

Exit load*

For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows

➢ if units are redeemed / switched out within 6 months from the date of allotment:

if upto 10% of units allotted are redeemed/switched out – Nil
any redemption / switch-out of units in excess of 10% of units allotted - 1% of applicable NAV.

➢ if units are redeemed/switched out after 6 months from the date of allotment, no exit load is payable

Options

Options/Sub-Option

Plans:
Bajaj Finserv Large and Mid Cap Fund – Direct Plan
Bajaj Finserv Large and Mid Cap Fund – Regular Plan
Options:
Growth Option
Income Distribution cum Capital Withdrawal (IDCW) option with Payout of Income Distribution cum Capital Withdrawal sub-option, Reinvestment of Income Distribution cum Capital Withdrawal suboption and Transfer of Income Distribution cum Capital Withdrawal sub-option.

The Scheme will have a common portfolio across various Plans/Options/Sub-options.

Investors are requested to note that Growth and IDCW Option (Payout, Reinvestment and Transfer) under Regular and Direct Plans will have different NAVs. These NAVs will be separately declared.

Product Label and Riskometer

This product is suitable for investors who are seeking*:

Wealth creation over long term
Open ended equity scheme investing in both large cap and mid cap stocks

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Scheme Documents

Documents

Presentation

Application Form

Scheme Information Document (SID)

Key Information Document (KIM)

Statement of Additional Information (SAI)

One pager

Information Ratio as on 26 June 2025

Overview

Bajaj Finserv Large and Mid Cap Fund – Overview

The Bajaj Finserv Large and Mid Cap Fund is an open-ended equity scheme that invests predominantly in large and mid-cap stocks from various sectors with a view to generating capital appreciation over the long term.
The scheme will allocate a minimum of 35% and a maximum of 65% of its assets in large and mid-cap stocks, respectively. It may also invest a small portion of its portfolio in equity and equity-related instruments other than large and mid cap companies or in fixed-income securities and units issued by REITs and InvITs.
The scheme follows a moat investment strategy, whereby it will identify and focus on companies that have a track record of good performance, a distinct competitive advantage over their peers and the capability to safeguard and build on this competitive edge. Bajaj Finserv Asset Management Limited also follows its inhouse INQUBE philosophy framework which combines information, analysis and behavioural factors in investment strategy.

Individuals can invest in the Bajaj Finserv Large and Mid Cap Fund via SIP or lumpsum. SIP investments start from Rs. 500.

FAQ

Frequently Asked Questions

You can invest in Bajaj Finserv Large and Mid Cap Fund either online or offline. Offline mode: You can invest by meeting distributors or brokers in person. Online Mode: You can invest through your Demat and online trading account. You can also go to Bajaj Finserv AMC’s investor portal and create an online account to invest. Click here to invest now.

Investing in large and mid-cap funds offers several potential advantages. These funds aim to combine the relative stability of large-cap companies with the growth potential of mid-cap companies within a single fund.

The allocation between large-cap and mid-cap companies within the large and mid-cap funds category is determined by the fund manager and is subject to minimum 35% of total assets in both large cap stocks and mid cap stocks. Investors cannot directly customize this allocation.

Investors seeking long-term growth and capital appreciation can consider investing in Bajaj Finserv Large and Mid Cap Fund owing to its diversified portfolio, high active share, and commitment to a low turnover portfolio.

Capital gains and dividends from a large and mid cap mutual fund attracts taxation. If held for over a period of 12 months, it incurs a 10% long-term capital gains tax. If held for less than a year, it incurs a 15% short-term capital gains tax. Dividends from these funds are taxed based on the investor's income tax slab.

Yes, you can invest in Bajaj Finserv Large and Mid Cap Fund through both SIP and lumpsum mode. To calculate your SIP or lumpsum amount, you can make use of an SIP calculator or a lumpsum calculator respectively.

Diversification: The fund balances stability and growth by investing across large and mid-cap segments, spreading risk across sectors and market sizes.
Growth-oriented: Emphasizes growth potential from mid-caps and stability from large-caps with economic moats, aiming for sustained growth.
High active share: Deviates from index-hugging strategies to make independent investment decisions, potentially outperforming by reacting dynamically to market changes.
Low turnover portfolio: Minimizes transaction costs and potential tax implications for by holding stocks for the long term, focusing on companies with enduring competitive advantages and growth potential.

HDFC Bank Limited	5.39
State Bank of India	3.36
Divi's Laboratories Limited	3.24
Reliance Industries Limited	3.23
ICICI Bank Limited	2.91
Infosys Limited	2.71
UltraTech Cement Limited	2.26
Larsen & Toubro Limited	2.22
The Federal Bank Limited	2.22
Aditya Birla Capital Limited	2.08
Adani Ports and Special Economic Zone Limited	2.02
Oberoi Realty Limited	1.98
CRISIL Limited	1.94
PB Fintech Limited	1.89
Canara Bank	1.88
Tata Consultancy Services Limited	1.87
MRF Limited	1.80
Tata Steel Limited	1.74
City Union Bank Limited	1.73
Bajaj Finserv Limited	1.72
Dalmia Bharat Limited	1.69
GlaxoSmithKline Pharmaceuticals Limited	1.69
Sun Pharmaceutical Industries Limited	1.69
The Indian Hotels Company Limited	1.59
Jio Financial Services Limited	1.57
Jubilant Food works Limited	1.57
ITC Hotels Limited	1.50
UNO Minda Limited	1.47
United Spirits Limited	1.39
Hindustan Unilever Limited	1.37
Hitachi Energy India Limited	1.36
Havells India Limited	1.35
Abbott India Limited	1.31
Bharti Airtel Limited	1.29
Hindustan Aeronautics Limited	1.29
Bharat Heavy Electricals Limited	1.28
Balkrishna Industries Limited	1.26
Alkem Laboratories Limited	1.22
National Aluminium Company Limited	1.22
Britannia Industries Limited	1.19
ICICI Lombard General Insurance Company Limited	1.17
Aditya Birla Real Estate Limited	1.12
Cipla Limited	1.11
Yes Bank Limited	1.08
Tata Consumer Products Limited	1.07
Multi Commodity Exchange of India Limited	1.05
United Breweries Limited	1.04
Solar Industries India Limited	1.01
Page Industries Limited	0.94
ITC Limited	0.91
Oracle Financial Services Software Limited	0.91
Berger Paints (I) Limited	0.83
3M India Limited	0.82
Computer Age Management Services Limited	0.74
Hindustan Zinc Limited	0.73
Emami Limited	0.72
Timken India Limited	0.68
SRF Limited	0.64
Schneider Electric Infrastructure Limited	0.57
VIP Industries Limited	0.54
Emcure Pharmaceuticals Limited	0.52
Glenmark Pharmaceuticals Limited	0.51
Atul Limited	0.49
Info Edge (India) Limited	0.46
Deepak Nitrite Limited	0.39
Sanofi Consumer Healthcare India Limited	0.39
Akzo Nobel India Limited	0.35
Linde India Limited	0.22
ZF Commercial Vehicle Control Systems India Limited	0.22
Jindal Stainless Limited	0.17