BAJAJ FINSERV ASSET MANAGEMENT LIMITED.

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A steadfast work ethic, entrepreneurial mindset, and high professional standards drive our commitment to excellence.

Why Us?

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Get the InQuBe advantage

InQuBe investment philosophy combines behavioural finance with data and analytics.

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100% digital journey

Embrace hassle-free investing with our end-to-end digital process.

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Rs. 32,569.43 crore

Our total Assets Under Management as on February 28, 2026

Our Team

About the Company

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Bajaj Finserv Limited

Bajaj Finserv Limited, an unregistered Core Investment Company (CIC) under RBI Regulations 2020, is a part of the renowned Bajaj Group
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Bajaj Finserv AMC

Bajaj Finserv Asset Management Ltd, a wholly owned subsidiary of Bajaj Finserv Ltd, has carved a niche in India’s mutual fund industry
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Our Investment Philosophy

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Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making
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Information Edge

Collecting superior information

Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to ‘beat the market’ on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?

Even if you don’t have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.

As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.

For the fixed income market, the most important aspect is the quality of the asset. Our focus is to create an investment universe of borrowers who have the ability to service and pay back the debt. We evaluate whether there is adequate cover and understand the covenants wherever applicable on securities. Next comes liquidity management. Here, we use tools to monitor liquidity and duration of the portfolio. It is important to conduct the stress tests regularly to understand portfolio liquidity risk. Returns have to be evaluated under the lens of risk-adjusted return

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Our Investment Team

Our Differentiators

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Behavioural Finance

At Bajaj Finserv Mutual Fund, we believe that successful investing goes beyond numbers; it also involves understanding human behaviour. That’s why we focus on educating investors about behavioural finance
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Megatrend Investing

At Bajaj Finserv Mutual Fund, we believe in staying ahead of the curve. That’s why we focus on megatrend investing – a strategy that taps into large-scale, long-term shifts shaping the future of the economy and society.
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Media Centre

Service Provider

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Deutsche Bank A.G.

SEBI Registration No: IN/CUS/003 Deutsche Bank House, Hazarimal Somani Marg, Fort, Mumbai 400001

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KFIN Technologies Limited

SEBI Registration No: INR000000221 Selenium Building, Tower-B, Financial District, Nanakramguda, Hyderabad 500032

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