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About Us

With a steadfast work ethic, entrepreneurial mindset, and high professional standards, our leadership team uses their vast expertise and diverse experiences to lead the organisation towards excellence.

Bajaj Finserv Limited

Bajaj Finserv Limited, an unregistered Core Investment Company (CIC) under RBI Regulations 2020, is a part of the renowned Bajaj Group... Read More

Bajaj Finserv AMC

Bajaj Finserv Asset Management Ltd, a wholly owned subsidiary of Bajaj Finserv Ltd, has carved a niche in India’s mutual fund industry...Read More

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WHY US?

Get the InQuBe advantage

InQuBe investment philosophy combines behavioural finance with data and analytics.

100% digital journey

Embrace hassle-free investing with our end-to-end digital process.

₹ 20,820 cr AUM

Our total Assets Under Management as on Mar 31, 2025.

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OUR INVESTMENT PHILOSOPHY

Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making...

Collecting Superior Information

Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?

Processing Information Better

Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.

Exploiting Behavioural Biases

As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.

Fixed Income

For the fixed income market, the most important aspect is the quality of the asset. Our focus is to create an investment universe of borrowers who have the ability to service and pay back the debt. We evaluate whether there is adequate cover and understand the covenants wherever applicable on securities. Next comes liquidity management. Here, we use tools to monitor liquidity and duration of the portfolio. It is important to conduct the stress tests regularly to understand portfolio liquidity risk. Returns have to be evaluated under the lens of risk-adjusted return. We wouldn’t compromise on the quality curve for higher returns. Right selection of security and duration seeks to provide the investors reasonable returns without taking disproportionate risk.

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OUR TEAM

Ganesh Mohan
Managing Director
Nimesh Chandan
Chief Investment Officer
Aniruddha Chaudhuri
Head – Sales & Distribution
Nilesh Chonkar
Head – Operations & Finance
Royston Netto
Head - Product & Marketing
Harish Iyer
Head – Compliance, Legal & Secretarial
Vaibhav Date
Head – Human Resources
Niranjan Vaidya
Head – Information Technology
Ms. Anu Singhee
Head - Risk Management

Mr. Purav A. Jhaveri
Associate Director
Dr. J. Sridhar
Independent
Mr. Ravi Venkatraman
Independent
Mr. Mahendrakumar Gohel
Independent

Mr. Sanjiv Bajaj
Associate
Mr. Ganesh Mohan
Associate
Ms. Malvika Sahni Sinha
Independent
Mr. Sandesh Madhukar Kirkire
Independent
Mr. Santosh Kumar Mohanty
Independent

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OUR DIFFERENTIATORS

Behavioural Finance

At Bajaj Finserv Mutual Fund, we believe that successful investing goes beyond numbers; it also involves understanding human behaviour. That’s why we focus on educating investors about behavioural finance...

Megatrend Investing

At Bajaj Finserv Mutual Fund, we believe in staying ahead of the curve. That’s why we focus on megatrend investing – a strategy that taps into large-scale, long-term shifts shaping the future of the economy and society...

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