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1. GENERAL

We, at Bajaj Finserv Asset Management Limited (“BFSAMC”, “we,” “us” ‘our” “Company”) having its registered office at Bajaj Finserv House, S. No. 208-1B, Off Pune – Ahmednagar Road, Lohagaon, Viman Nagar, Pune – 411014, Maharashtra and corporate office at 8 th Floor, E-Core, Solitaire Business Park (formerly Marvel Edge), Viman Nagar, Pune – 411014, Maharashtra provide services to you through our website [ www.bajajamc.com] subject to the notices, terms, and conditions set forth in this agreement, read with the Privacy Policy available here. (www.bajajamc.com/privacy-policy)

These Terms of Use constitute the agreement (the “Agreement” or “Terms of Use” or “Terms and Conditions”) between BFSAMC and the user of BFSAMC’s services. Your use of BFSAMC’s services and various ancillary services accessible at www.bajajamc.com] is subject to the following terms and conditions.

This Agreement is an electronic record in terms of Information Technology Act, 2000 and generated by a computer system and does not require any physical or digital signatures. This Agreement is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries Guidelines and Digital Media Ethics Code) Rules, 2021 that require publishing the rules and regulations, privacy policy and Terms of Use for access or usage of the Services.

2. WHO WE ARE

The domain name [_www.bajajamc.com], an internet based website/portal (referred to as “BFSAMC Platform”), is owned and operated by BFSAMC, a company duly incorporated under the provisions of the Companies Act, 2013.

BFSAMC is the owner of the website “www.bajajamc.com”, and all their variants, editions, add-ons, and ancillary Services, including all files and images contained in or generated by the website, and accompanying data (“software”). The Software have been designed for use by individual customers, which term shall also include authorised representatives of the individual customers who would use website and software. All users of website and software are together termed as (“Users” or “you” or “your”).

Any accessing or browsing of the BFSAMC website and using the services indicates your consent and agreement to all the terms and conditions in this agreement. If you disagree with any part of the Terms and Conditions, then you should discontinue access or use of the BFSAMC Platforms.

We may from time to time update, modify or revise these Terms and Conditions. Every time you wish to use the BFSAMC Platforms, please check the relevant Terms and Conditions to ensure you understand the terms, including the modified terms, if any, that apply at that time.

Your continued use of the website/portal after modification conveys your acceptance and consent to follow and be bound by the Terms of Use as modified. Any additional terms and conditions, disclaimers, privacy policies and other policies applicable to general and specific areas of the website/portal are also considered as Terms of Use.

Any person may have limited access to the BFSAMC website/portal without creating an account. In order to have access to all the features on BFSAMC website/portal, you must first create an account on BFSAMC website/portal, for which you are required to provide certain information, which is required to identify you. Other information requested on the registration page, including the ability to receive additional information from BFSAMC, is optional. BFSAMC may, in future, add other optional requests for information to help us to customize the services and to deliver personalized services to you.

If you have any grievances regarding the Services, Terms of Use and Privacy Policy, or any other complaints, grievance pertaining to your use of the BFSAMC website/portal, you may contact

Grievance Officer: Mr. Nilesh Chonkar
Address: 8 th Floor, E-Core, Solitaire Business Park (formerly Marvel Edge), Viman Nagar, Pune – 411014, Maharashtra
Email address: grievances@bajajamc.com
Contact Number: +91 20 6767 2500

3. ELIGIBILITY

When you use the BFSAMC website/portal, you represent that you meet the following primary eligibility criteria:

a. You have attained majority in your jurisdiction (at least 18 years old in the case of India). If you are under the relevant age of majority in your jurisdiction, you may access the BFSAMC website/platform under the supervision of a parent or guardian, who in such a case will be deemed as the recipient / end-user of the Services for the purpose of these Terms and Conditions.

b. You are legally competent to contract, and otherwise competent to use the website/portal.

c. You have not been previously suspended or removed by BFSAMC, or disqualified for any other reason, from availing the Services.

The Services are not intended for use by minors. BFSAMC strongly encourages parents and guardians to consider using parental control tools to help provide a child-friendly online environment and to supervise the online activities of their minor children.

4. YOUR USE OF BFSAMC WEBSITE/PORTAL

As an end-user and/or recipient of services, when you use the BFSAMC website/portal, you agree to the following conditions of use:

a. You shall provide accurate and complete information everywhere on the BFSAMC website/portal, based on which you will receive the services. Any registration information given to BFSAMC by you is true, accurate, correct, complete and up to date, to the best of your knowledge and belief. Any phone number used to register with the Services is registered in your name, and you might be asked to provide supporting documents to prove the same. You own sole responsibility for any consequences arising out of any inconsistency or inaccuracy of any information or data provided by you. BFSAMC is not obliged to make any enquiries to check the veracity of the information provided by you.

b. This Site is intended solely for the use of Resident Indian(s), permitted Non-Resident Indians, Persons of Indian Origin, and Foreign Investors and other investors, permitted to invest in Mutual Funds and services offered by BFSAMC, as per prevailing laws & regulation established by SEBI & other regulatory bodies/ authorities. Nothing on this Site shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such solicitation, offer, purchase or sale would be unlawful under the laws of that jurisdiction. You agree and acknowledge that you are a citizen of India and hereby expressly waive the right to claim any remedy or benefits from, or enforce any rights against BFSAMC, under Information Technology Act, 2000 and rules made thereunder and/or any other such applicable rules/act/guidelines/regulations for the time being in force. In case you are Non-Resident Indian, Person of Indian Origin or a Foreign Investor who is permitted to invest in mutual funds in India as per applicable laws, you hereby expressly waive the right to claim any remedy or benefits from, or enforce any rights against BFSAMC under the Information Technology Act, 2000 and rules made thereunder and/or any other such applicable rules/act/guidelines/regulations for the time being in force.

c. You may view and access the content available on the BFSAMC website/portal solely for the purposes of availing the services, and only as per these Terms of Use. You shall not modify any content on the BFSAMC website/portal or reproduce, display, publicly perform, distribute, or otherwise use such content in any way for any public or commercial purpose or for personal gain.

d. You agree to use the Software and Services only for specified purposes that are permitted as per (a) the Terms of Use and (b) any applicable law, regulation and generally accepted practices or guidelines in the relevant jurisdictions (including any laws regarding the export of data or software to and from India or other relevant countries). You shall not use Software and/or Services for any competitive or benchmarking purposes or for any such purposes that are disruptive to the BFSAMC Platforms and/or its business.

e. You shall not reproduce, distribute, display, sell, lease, transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile or otherwise exploit the BFSAMC website/portal or any portion of it unless expressly permitted by BFSAMC in writing. You shall not use any engine, software or any other mechanism for accessing, searching and /or navigating the BFSAMC website/portal.

f. You shall be solely responsible for all access to and use of the BFSAMC website/portal by anyone using the password and identification originally assigned to you whether or not such access to and use of BFSAMC website/portal is actually authorized by you, including without limitation, all communications and transmissions and all obligations (including, without limitation, financial obligations) incurred through such access or use. You are solely responsible for protecting the security and confidentiality of the password and identification assigned to you.

g. You shall not engage in any activity that interferes with or disrupts or damages the Software (or the servers and networks which are connected to the Software). BFSAMC reserves the right to initiate appropriate legal action against you for breach or threatened breach of your obligations under this clause.

h. You shall not make any commercial use of any of the information provided on the BFSAMC website/portal.

i. You shall not impersonate any person or entity, or falsely state or otherwise misrepresent your identity, age or affiliation with any person or entity. If any fraudulent transaction is done to misuse the BFSAMC website/portal including but not limited to situations where such transaction is done to generate personal gain and/or for any other commercial purpose, then we shall have a right to terminate your access and delist you from the BFSAMC website/portal.

j. You shall not upload any content prohibited under applicable law, and/or designated as “Prohibited Content” under Section 5.

k. You may discontinue the use of Services and request us to delete any information provided by you, by writing to us at service@bajajamc.com or calling us on + 91 20 6767 2500. We might connect with you in case we need any further details in order to respond to your request, subject to applicable laws allowing deletion of such information.

l. You shall indemnify BFSAMC for any claims, losses or damages, or for the costs of any regulatory or court proceedings suffered by Company as a consequence of your breach of this Agreement.

m. You explicitly agree that you are solely responsible for maintaining the confidentiality of login credentials and passwords associated with any log-in you use to access the Software and/or website/portal and store your confidential, personal and sensitive information. In no event shall BFSAMC be liable if your login credentials are compromised thereby resulting in breach of your personal, sensitive and/or confidential information.

n. You agree and acknowledge that if the information provided to BFSAMC by you, though the Software is not synced with the servers of BFSAMC, you may lose such information. Additionally, due to security concerns, you may not be able to access such information if they have been left unassessed for a certain period of time

o. BFSAMC offers its website/portal, Software and Services on as-is basis. BFSAMC has the sole right to modify any feature or customize them at its sole discretion and there shall be no obligation to make customization as requested by any User.

p. BFSAMC provides basic support for the Software and Services and will use, as far as possible, commercially reasonable efforts to make the Software and Services available 24 hours a day, 7 days a week, except for (i) technological errors, (ii) planned downtime, or (iii) any unavailability caused by circumstances beyond BFSAMC’s reasonable control, including without limitation, acts of God, acts of government, flood, fire, earthquakes, lockdown, civil unrest, acts of terror, strikes or other labour problems, or internet service provider failures or delays. BFSAMC takes no responsibility for any disruption, interruption or delay caused by any failure of or inadequacy in any of these limiting factors or any other factor beyond the control of the Company.

q. BFSAMC shall have the right, at its sole discretion, to suspend your ability to use or access the website/portal at any time while BFSAMC investigates complaints or alleged violations of this Agreement, or for any other reason.

r. BFSAMC reserves the right to add new functionality, remove existing functionality, and modify existing functionality to its website/portal as and when it deems fit, and make any such changes available in newer versions of its website/portal at its discretion. You may or may not be notified upon release of such newer versions and BFSAMC reserves the right to automatically upgrade you to the latest version of its Software, website/portal as and when it deems fit.

s. You acknowledge and specifically consent to BFSAMC or our respective affiliates and partners contacting you using the contact information you have provided to us at any time during your association with us for any purpose including but not limited to the following purposes, which will enable BFSAMC to deliver the Services to you and/or enhance the delivery of the Services to you:
• To obtain feedback regarding the Services;
• To contact you for offering new products or services offered by us.

t. You acknowledge and agree that you may be contacted for the above purposes, using any of the contact details provided by you including via emails, or any other electronic and internet-based means. In addition, you will be sent a one-time password via SMS to your registered mobile number, to verify your login on the BFSAMC website/portal using a mobile number. Two factor authentication as mandated by the SEBI Regulations would be adhered to.

u. You are solely responsible for the accuracy/authenticity of the bank account details provided by you and any other information requested during any of the process on the website. Any personal data whether provided by you or collected automatically when you use the service will be governed by our Privacy Policy. This data would also be used for rendering services to you at a future date. You confirm that you are the authorised user of such bank account details/ other payment details you share with us.

v. This site is intended to provide information about BFSAMC, and information associated with the services provided by BFSAMC. Site Content may refer to products or services that may not be available in your country. You should not construe anything on the site as a promotion or solicitation for any product or for the use of any product that is not authorized by the laws and regulations of the country in which you are located.

w. Because of the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes and regulations of the country in which you reside and the country from which you access this site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud and privacy. In addition, you agree to comply with all applicable laws, rules, codes and regulations regarding the transmission of technical data exported from India

x. BFSAMC may call you for the purpose of obtaining your feedback on the Software and website/portal or for any other purpose. After taking your explicit consent, BFSAMC may also record and access such call recordings for quality control and training purposes. You agree and acknowledge that BFSAMC shall not be obliged to give effect to any suggestions made received from you in the form of feedback or review.

We reserve the right to refuse service or terminate accounts at our discretion, if we believe that you have violated or are likely to violate applicable law or these Terms and Conditions.

5. PROHIBITED CONTENT

You shall not upload host, display, modify, transmit, update or share any information or distribute, or otherwise publish through the BFSAMC Platforms, website/portal, the following Prohibited Content, which includes any content, information, or any other material that:

By proceeding to the Website, and/or using our services you represent that you voluntarily provide us with personal information including medical and financial information and consent to their collection, use and disclosure in accordance with this Privacy Policy.

a. belongs to another person and which you do not own the rights to;

b. is harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, invasive of another’s privacy;

c. is hateful, racially or ethnically objectionable, disparaging of any person;

d. relates to or seems to encourage money laundering or gambling;

e. harm minors in any way;

f. infringes any patent, trademark, copyright or other proprietary rights;

g. violates any law in India for the time being in force;

h. deceives or misleads the addressee about the origin of your message;

i. communicates any information which is grossly offensive or menacing in nature;

j. impersonates another person;

k. contains software viruses any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource and malicious programs;

l. threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order;

m. incites any offence or prevents investigation of any offence or insults any other nation;

n. circumventing or disabling any digital rights management, usage rules, or other security features of the Software;

o. copying or duplicating in any manner any of the BFSAMC content or other information available from the Software;

p. is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

You also understand and acknowledge that if you fail to adhere to the above, we have the right to remove such information and/or immediately terminate your access to the Services and / or to the BFSAMC Platforms and/or website/portal. We shall also preserve such Prohibited Content for such period as may be required under applicable law for investigation purposes.

User authorizes, consents and agrees to the disclosure by BFSAMC and/or any of its Officers or agents, at any time and from time to time, of any or all information in respect of any particulars of the User, as BFSAMC may, in its sole and absolute discretion, deem fit, appropriate or necessary, or when such disclosure is made in accordance with applicable.

The User shall not use the online services on a PC/laptop or other Internet access device which belongs to any other person or which is provided to the User by his/her employer without such person's or, as the case may be, his/her employer's previous written permission. BFSAMC will not be responsible for any harm or loss caused to any person as a result of the User not complying with this condition. The User indemnifies and agrees to keep BFSAMC at all times saved, defended, harmless and indemnified from and against any and all loss, costs, outgoings, expenses, claims, damages or consequences whatsoever that BFSAMC or its constituent companies may suffer as a result of the User using any PC/Laptop or Internet device without the permission of the owner thereof and he/she shall be bound to compensate. BFSAMC shall not be liable for the non-suitability thereof or if any other data or software contained in such PC/Laptop or Internet access device through which the online services are accessed by the User is damaged or lost in any manner whatsoever.

The User also understands and agrees that because of various operational / Information Technology issues or for any other reason, the website of the BFSAMC may not be current and updated on certain occasions or may become inaccessible. The look and feel and the ability to use the Web screen and the outputs therefrom may differ based on the type / nature of device / software used by user to access the website. Access to this Website may from time to time be unavailable, delayed, limited or slowed due to, among other things hardware failure, software failure, damage caused by severe weather, earthquakes, wars, insurrection, riots, terrorism, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters, interruption (whether partial or total) of power supplies or other utility of service, strike, governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention, or any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond our control. The User shall not hold the BFSAMC or any of its affiliates / services providers etc. liable for non-adherence with instructions for electronic transactions or for their inability to use the website for any reason whatsoever. BFSAMC shall not be held liable for any error committed by the user while transacting on the website. In no event shall the BFSAMC / Mutual Fund / their agents or service providers be liable to the user for any special, direct, indirect, consequential or incidental losses or damages.

The User is aware of all security risks including possible third-party interception of his/her account and the content of his/her account becoming known to third parties. The User accepts that the use of online services is not a secure method of viewing, accepting and transmitting information and that it involves security hazards and the risk of any loss of information or obtaining of information by any third party will be to his/her account and BFSAMC shall, in no way, be held responsible for the same and this shall not be considered as a breach of its or its constituent company - User confidentiality.

The relationship between user and BFSAMC shall be on a principal-to-principal basis. The user shall have no right whatsoever to bind or act on behalf of BFSAMC

BFSAMC reserves the right to seek information, record User's telephone calls relating to user’s information to BFSAMC / service providers and/or obtain and retain documentation for establishing the identity of the user, proof of residence, source of investments, etc. BFSAMC may re-verify identity and obtain any incomplete or additional information from the user for this purpose.

User shall indemnify BFSAMC, its staff / directors and group companies against all actions, proceedings, claims, losses, liabilities, penalties, demands and costs arising due to the User not submitting the correct and complete documents / details to BFSAMC within the prescribed time limits, and / or due to the user not complying with any applicable laws / regulations/ terms of use specified herein.

User shall be responsible for the systems used by User with respect to dealings with BFSAMC and for various security measures which User has to take to prevent unauthorized access to details relating to the dealing with BFSAMC through the website, and BFSAMC shall not be liable for any such unauthorized access.

User hereby agrees to ratify and confirm all transactions and all acts and things done or caused to be done or effected by BFSAMC on the User’s behalf and agrees that such Transactions, acts and/or things done shall also be governed by these terms and conditions.

User understands and further authorizes BFSAMC to source user’s data / documents / information/ specimen signature etc. from third parties / KRAs, BFSAMC has the right to use the same / specimen signature for validation to process any present/ future transactions that are submitted by user. The User acknowledges that he/she/it shall provide Permanent Account Number (“PAN”)/Know Your Customer Compliance Letter (“KYC Letter”)/Bank Account Details / Email ID / Mobile Number, such other personal details like date of birth, specimen signature, mother's maiden name etc. and such other documents/supporting required for verifying the identity and the address of the User as well as required by the laws/statutes/regulatory/operational requirements from time to time to allow various facilities including those for transactions, to the User. The User understands that a Facility can be used only after receipt of necessary documents and to the satisfaction of BFSAMC.

The user further agrees & understands that such documents/information including his specimen signature may be obtained by BFSAMC directly from the user or from any other source to whom such documents have been submitted by the user (for any other purpose); such source may include (in addition to any other source) any R & T agent, Depository Participant, KYC Registration Agencies (KRA), Bank(s) etc. The User authorises BFSAMC to rely on such documents/information including his specimen signature obtained from such third-party source without counter checking/validating the same with the user and the user shall be deemed to have acknowledged the validity/accuracy of the same. While the specimen signature or such other identity proof would be used by BFSAMC while handling a transaction request from the user other than through the facility, BFSAMC may ask for additional Documents/Information including his specimen signature validated/verified by a third source like his Bank, etc

Users should note that on completion of KYC Compliance all details of the user will be replaced by the details as given in KYC Application Form by the user to the KRA. Any change in this detail like change of Name / Address /Status /Signature, etc. should be given by user directly to KRA in the prescribed change request form quoting the KYC/ KRA acknowledgement number / PAN number. BFSAMC reserves the right to call for any additional information from the users/applicant/reject applications/subsequent application in order to fulfil the requirements of PMLA norms prescribed by SEBI/PMLA Regulations from time to time.

BFSAMC may require user to define and maintain electronic (including digital) signatures from such service providers including authentication of the electronic transaction record by “click”/“I Accept”/“Submit” affirmation etc. as BFSAMC may require to authenticate all electronic Transactions made through the website of BFSAMC and user shall be responsible for keeping the said electronic signatures confidential and secure and that BFSAMC shall not be held responsible for any misuse of such signatures and any loss or damage arising there from.

User shall be bound by all the provisions and notifications issued by SEBI, the requirements under Information Technology Act 2000 or those specified to any other regulatory body. User shall be bound by his/ her/ its 'signature' that BFSAMC may seek from KRAas part of user’s additional documents/information for doing any transaction outside the usage of the facility.

User’s further agrees that user will provide such verification/validation as BFSAMC may desire. User undertakes that these investments are his/her/ its own and acknowledges that BFSAMC reserves the right to call for such other additional information/ documents as required to comply with KYC norms. User understands that and further authorize BFSAMC to source user’s data / documents / information specimen signature from third party / KRA, BFSAMC has the right to use the same / specimen signature for validation to process any future transactions that are submitted by user; besides BFSAMC can further insist on seeking verification of user’s signature by user’s bank.

6. LIMITATION OF LIABILITY

By using our Services, you confirm that you understand and agree to the following:

a. BFSAMC makes no express or implied representations or warranties about its Software or Services or website/portal and disclaims any implied warranties, including, but not limited to, warranties or implied warranties of suitability of any product. Company does not authorize anyone to make a warranty on behalf of BFSAMC.

b. In the event that BFSAMC promotes any product to you, please note that such product will be subject to the applicable risk factors, and you are responsible for undertaking an independent assessment regarding the suitability of such product, its risk reward analysis and its suitability for your purposes. Marketing or promotion of product should be considered as being for informational purposes only and shall not constitute expert advice on the suitability of such product for your specific investment needs.

c. In no event, BFSAMC or its affiliates shall be liable to you for any special, indirect, incidental, consequential, punitive, reliance, or exemplary damages arising out of or relating to: (i) these Terms and Conditions and Privacy Policy; (ii) your use or inability to use the BFSAMC services, website/portal, software; (iii) your use of any third party services you contacted through BFSAMC Platforms.

d. BFSAMC assumes no responsibility, and shall not be liable for viruses that may infect your equipment or any other damages to your equipment on account of your access to, use of, or downloading of any content from the website/portal/Software. You agree and acknowledge that if you are dissatisfied with the website/portal/Software, your only remedy is to discontinue using the website/portal/Software

e. In no event, including but not limited to negligence, shall BFSAMC, or any of its directors, officers, employees, agents or service providers (collectively, the “Protected Entities”) be liable for any direct, indirect, special, incidental, consequential, exemplary or punitive damages arising from, or directly or indirectly related to, the use of, or the inability to use, the website/portal/Software or the content, materials and functions related thereto, even if such Protected Entity has been advised of the possibility of such damages. In no event shall the Protected Entities be liable for or in connection with any content posted, transmitted, exchanged or received by you or on your behalf on or through the Software/website/portal.

f. Notwithstanding anything contained herein, in no event shall the total aggregate liability of the Protected Entities for all damages, losses, and causes of action (whether in contract or tort, including, but not limited to, negligence or otherwise) arising from the Terms and Conditions or your use of the Software exceed, in the aggregate Rs. 1000/-.

This section shall survive the termination of this Agreement and the termination of your use of our Services.

BFSAMC takes no responsibility for advertisements or any third-party material if posted on the BFSAMC Platform nor does it take any responsibility for the products or services provided by advertiser/seller/solicitor. Any dealings you have with advertisers in case found while using the Services are between you and the advertiser, and you agree that BFSAMC is not liable for any loss or claim that you may have against such advertiser/seller/solicitor. BFSAMC is not responsible for any money that has been debited from the bank account/debited by payment aggregator/debited by payment gateway service provider of the investor but not received by BFSAMC.

No investment recommendations or professional advice; use of tools – BFSAMC offered products are not intended to provide any tax, legal, insurance or investment advice, and nothing on the Site/platform of BFSAMC should be construed as a recommendation, by BFSAMC or any third party, to acquire or dispose-off any investment or security, or to engage in any investment strategy or transaction. While certain tools available on the Site/platform of BFSAMC may provide general investment or financial analyses based upon users personalised input, such results are not to be construed as our providing investment recommendations or advice. Unless otherwise specified, user(s) alone are solely responsible for determining whether any investment, security or strategy or any other product or service, is appropriate or suitable for user based on his/ her/ its investment objectives and personal and financial situation. User should consult a legal or tax professional regarding his/ her/ its specific legal or tax situation / information other than that relating specifically to the BFSAMC and its products/services, is for information purposes only and should not be relied upon as a basis for investment decisions. BFSAMC shall not be responsible for any information contained in any website linked from this website. BFSAMC makes no representations whatsoever about any such website which the user may access through this site. AMC employs the best methods to keep the site updated and to ensure accuracy of information/data on the site. However, the information, products, and services included on this website/platform may include inaccuracies or typographical errors. Changes are periodically added to the information herein. It is user’s responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page set up by BFSAMC is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation. In no event shall BFSAMC its staff / directors and BFSAMC’srelated, affiliated and group-companies / entities be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of this website/platform and information therein.

7. INDEMNITY

You agree to indemnify and hold harmless BFSAMC, its affiliates, group companies, associates, subsidiaries, holding company of BFSAMC, associates and subsidiaries of holding company of BFSAMC officers, directors, employees, consultants, licensors, agents, representatives and Directors and employees of Bajaj Finserv Mutual Fund Trustee Limited from any and all claims, losses, liability, damages, and/or costs (including, but not limited to, reasonable attorney fees and costs) arising from or related to (a) your use of the Services/website/portal; (b) your violation of these Terms of Use or any applicable law(s); (c) your violation of any rights of another person/ entity, including infringement of their intellectual property rights; or (d) your conduct in connection with the Software.

8. DATA & INFORMATION POLICY

We respect your right to privacy in respect of any personal and sensitive information provided to us. To see how we collect and use your personal and sensitive information, please see our Privacy Policy. The Privacy Policy is by necessary implication, part of this Terms and Conditions and the clauses therein are not repeated here for the sake of brevity.

9. INTELLECTUAL PROPERTY AND OWNERSHIP

You recognize and agree that all copyright, registered trademarks, all contents of the website including but not limited to the look and feel, layout, design, text, graphics and arrangement and other intellectual property rights on all materials or contents provided as part of the Software (“Intellectual Property”) belong to us at all times or to those who grant us the license for their use.

No use of the Intellectual Property of the Company or third party, which Company has a right to use may be made for any commercial/non-commercial purpose without the prior written authorization of BFSAMC.

10. THIRD PARTY LINKS AND RESOURCES

Where any of the BFSAMC Platforms/website/portal contain links to other sites and resources provided by third parties (including where our social media sharing plug-ins include links to third party sites), these links are provided for your information only. We have no control over the contents of those websites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you visit any third-party website via BFSAMC Platform/website/portal, you may be required to adhere to such third party’s terms and conditions and privacy policy along with these Terms and Conditions.

11. EVENTS BEYOND OUR CONTROL

We shall not be liable for any non-compliance or delay in compliance with any of the obligations we assume under any contract when caused by events that are beyond our reasonable control (“Force Majeure”). Force Majeure shall include any act, event, failure to exercise, omission or accident that is beyond our reasonable control, including, among others, the following:

a. Strike, lockout or other forms of protest.

b. Civil unrest, revolt, invasion, terrorist attack or terrorist threat, war (declared or not) or threat or preparation for war.

c. Fire, explosion, storm, flood, earthquake, collapse, epidemic or any other natural disaster.

d. Inability to use public or private transportation and telecommunication systems.

e. Acts, decrees, legislation, regulations or restrictions of any government or public authority including any judicial determination.

Our obligations deriving from any contracts should be considered suspended during the period in which Force Majeure remains in effect and we will be given an extension of the time period for fulfilling these obligations by an amount of time we shall communicate to you, not being less than the time that the situation of Force Majeure lasted.

For change in law specifically, we reserve our rights to suspend our obligations under any contract indefinitely, and / or provide Services under revised Terms and Conditions.

12. Your Online Account Access:

If you maintain an account that you access through this Site, you are solely responsible for maintaining the confidentiality of your account and password (or Personal Identification Number or PIN) and for restricting access to your computer. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction, or negligence. Notify us immediately if you become aware of any disclosure, loss, theft or unauthorized use of your password. Your use of this online facility shall be as required by us from time to time, including, but not limited to signing of an agreement in such form and manner as may be required by us

13. WhatsApp Terms and Conditions:

You are aware that your personal data will be transmitted through multiple intermediaries. By using Whatsapp based information and transaction facilities you will be deemed to have given your consent at your own volition to share, use and store your personal data such as your PAN, account number, transaction details, mobile number etc. with all data intermediaries and data fiduciaries involved in the end to end service and process. The consent provided herein is in addition to the consent provided in the application form and the terms and conditions applicable for the use of website www.bajajamc.com. While the intermediaries are obliged to protect confidentiality of your data, there is a significant risk of data breach due to the transmission of data through electronic medium. AMC or any of its affiliates do not guarantee confidentiality of data flowing through multiple channels which are not under the control of the AMC and shall not be liable for any damages arising out of the data breaches/losses. Kindly note that you may choose to opt out of notifications from Bajaj Finserv Investments by contacting us. You may also choose to delete all your interactions by informing us of the same.

14. APPLICABLE LEGISLATION AND JURISDICTION

The use of Software/website/portal and the transactions through BFSAMC website/portal shall be governed by the laws applicable in India. Any dispute relating to the use of our Software/website/portal shall be subject to the exclusive jurisdiction of the Indian Courts at Pune, Maharashtra.

15. TERM, TERMINATION & DISPUTES

i. This Agreement shall remain in full force and effect for using any of the Services or Software/website/portal in any form or capacity.

ii. BFSAMC reserves the right to terminate any account in cases:
- You breach any terms and conditions of this Agreement or Privacy Policy;
- BFSAMC believes in its sole discretion that your actions may cause legal liability for the Company or are contrary to the interests of the Company.

iii. Once temporarily suspended, indefinitely suspended or terminated, you may not continue to use the Software/website/portal under the same account, a different account or re-register under a new account, unless explicitly permitted by BFSAMC. On termination of an account due to the reasons mentioned herein, you shall no longer have access to data, messages, files and other content kept on the Software/website/portal. You shall ensure that you maintain continuous backup of any content, data or information provided to you on the Software/website/portal, in order to comply with your record keeping process and practices.

iv. Even after termination, certain obligations as mentioned herein above or evident from their very nature to have been intended to survive will continue and survive termination.

v. Even after termination, the Agreement shall continue to be applicable for any cause of action that has arisen directly or indirectly on account of your usage of the Software/website/portal or the Services provided by BFSAMC.

vi. Return of User’s Data: Upon request by you and upon termination of Software and Services due to other reasons, BFSAMC will promptly make available to you for downloading your data in such mode and manner as the Company may decide. Upon return of the data and/or lapse of 30(thirty) days from termination of Software and Services, BFSAMC shall have no obligation to maintain or provide a copy of such data and shall thereafter, unless legally prohibited and to the extent required to be maintained under the applicable law, delete all your data in its systems or otherwise in its possession or under its control. In cases where you terminate the subscription voluntarily, it will be your sole responsibility to make a copy of your data before terminating the subscription.

vii. You can request for termination of your relationship with BFSAMC at any time by providing 30 (thirty) days’ prior written notice to BFSAMC. BFSAMC shall not be liable to you or any third party for any termination of your access to the Software and/or the Services.

User should confirm the following by click on the following, without which he/she shall not be able to proceed further

I hereby allow BFSAMC to utilize my KYC information such as identity (name, PAN, age etc.), address and signature for the purpose of validation and to comply with the legal and regulatory requirements. I hereby accept that for any transactions that are submitted offline i.e. with wet signatures, the signature available in my KYC/ other appropriate records would be used for signature verification and in the event of such signature not being available or legible, the BFSAMC would be within its rights to carry out further checks to validate the authenticity of the request or reject any such offline request. I have read and understood the terms, conditions, details, rules and regulations governing the website.

For NRIs only - I / We confirm that I am/ we are Non-Residents of Indian nationality/origin and that I/We have remitted funds from abroad through approved banking channels or from funds in my/ our Non Resident External / Non Resident Ordinary / FCNR account. I/We confirm that details provided by me/us are true and correct.

I give my consent to Bajaj Finserv Asset Management Limited and its agents to contact me over phone, SMS, email or any other mode to address my investment related queries and/or receive communication pertaining to transactions/ non-commercial transactions/ promotional/ potential investments and other communication/ material irrespective of my blocking preferences with the Customer Preference Registration Facility. Any use of this information is subject to BFSAMC’s privacy policy available at (www.bajajamc.com/privacy-policy)