The Bajaj Finserv Large Cap Fund is an open-ended equity scheme that invests predominantly in large cap stocks with the aim of potentially generating capital appreciation over the long term.
The scheme will allocate 80% to 100% of its assets to large cap companies. It may also allocate up to 20% its portfolio to in equity and equity related securities of mid or small cap companies, foreign companies, debt securities and money market instruments. Additionally, it may invest up to 10% of its portfolio to units issued by REITs and InvITs.
The scheme follows a focused investment strategy with high conviction in stock selection. The fund also seeks to maintain a high active share, meaning that the weightage of stocks in its portfolio may differ significantly from the benchmark index. Through this actively managed portfolio, the fund aims to potentially generate benchmark-beating returns in the long term.Individuals can invest in the Bajaj Finserv Large Cap Fund via SIP, or lumpsum. Investments start from Rs. 500.
Investment strategy
Focus on large cap companies: The fund primarily invests in large cap companies to build a portfolio grounded in well-established companies.
Active management: Our experienced fund managers actively manage the portfolio, making informed investment decisions for potential long-term capital appreciation.
High conviction stocks: The fund focuses on high-conviction stocks and follows a bottom-up approach.
High active share: This approach aims to outperform the benchmark index over long-term
INQUBE Investment Philosophy: We follow our INQUBE (INformation edge + QUantitative edge + BEhavioural edge) investment philosophy.
Bajaj Finserv Large Cap Fund - Regular & Direct Plans
When you invest in the Bajaj Finserv Large Cap Fund, you can choose between two types of plans: Direct Plan and Regular Plan. Both follow the same investment strategy, but the way you invest, and the cost, differs.
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Direct Plan: This route is for investors who prefer to invest on their own, without involving a distributor. Since there's no middleman, there are no commission costs, which helps keep the expense ratio lower. Over time, this can result in slightly better returns.
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Regular Plan: Here, you invest through a distributor who assists you with the process. In return, the fund includes a commission fee in its overall charges. This means the expense ratio is a bit higher than in the direct plan.
Both plans invest in the same portfolio of large cap stocks. The difference is in how you invest, do-it-yourself or with guidance, and how that impacts the cost you pay.
How to invest in Bajaj Finserv Large Cap Fund
You can invest in Bajaj Finserv Large Cap Fund either online or offline.
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Offline Mode: You can fill out the application form and submit it at any of its official points of acceptance (OPATs). If you are taking the help of a distributor, they may help you fill the form and submit it on your behalf.
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Online Mode: Investments can be made through your distributor or through the direct plan. You can invest through your Demat or online trading account. You can also invest through the Bajaj Finserv AMC investor portal. invest now
Taxation on Bajaj Finserv Large Cap Fund
Bajaj Finserv Large Cap Fund is an equity mutual fund, so it follows the tax rules applicable to equity-oriented schemes. The tax you pay depends on how long you stay invested.
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Short-term capital gains (STCG):
If you redeem your units within 12 months of purchase, any gains are classified as short-term and taxed at 20%, along with applicable surcharge and cess.
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Long-term capital gains (LTCG):
If you stay invested for more than a year, your gains are considered long-term. Gains up to ₹1.25 lakh in a financial year are exempt from tax. Any gains above that are taxed at 12.5%, plus surcharge and cess as applicable.
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