Bajaj Finserv Balanced Advantage Fund

One should invest in Bajaj Finserv Balanced Advantage Fund is because the fund’s investment approach is rooted in the first principles thinking that the equities market is influenced by both fundamental and behavioural factors. Fundamental factors include economic variables (GDP growth, interest rates, inflation, industrial production, current account deficit, etc.) and corporate aggregates (revenue outlook, earnings outlook, balance-sheet strength, etc.). Behavioural Factors on the other hand, encompass elements such as investor sentiment, herd behaviour, underlying biases, and other similar considerations. Additionally, our fund management team also simultaneously monitors behavioural elements prevalent in the market, utilizing an internally built composite indicator. This indicator is based on multiple factors which captures trends in different markets such as currency fluctuations, commodities trends, fixed income premiums of key securities, and prevailing liquidity momentum in the market.

No market-based investment is risk-free and there is no guaranteed safety. When the market is doing well or if you have a surplus of cash, a lumpsum investment could potentially yield good returns. On the other hand, SIPs can help build wealth over time through small but regular investments. They could also potentially help lower risk somewhat amid volatility though rupee cost averaging. To better understand how these regular investments can accumulate, an SIP calculator can assist you in projecting your future returns based on your investment amount and duration.

The Bajaj Finserv Balanced Advantage Fund can be suitable for investors who have a long-term investment horizon, are comfortable with some amount of risk, want a professional managed portfolio and seek potential capital appreciation with mitigation of risk through diversification and dynamic allocation between debt and equity.

The Net Asset Value or NAV of a scheme is updated daily as it is based on the market performance of the scheme’s underlying assets and the fund’s liabilities. The Bajaj Finserv Balanced Advantage Fund NAV on a given day can be seen on the scheme page.

BAF is suitable investment option for investors who want to build wealth over time and are comfortable taking some risk but also want to diversify their portfolio with some low-risk assets. The fund’s flexibility to choose its allocation pattern can help it capitalise on the potential upside of the equity market while lowering the downside through debt instruments and money market investments, among others.

You can invest both online and offline. For step-by-step guidance, visit the Bajaj Finserv AMC website or consult your mutual fund distributor.

Assets Under Management (AUM) figures are updated periodically. For the latest data, please refer to the fund factsheet or the official AMC website.

Risk levels are disclosed as per SEBI guidelines and may be revised from time to time. Please check the current Riskometer status on the scheme's product page.

Top holdings may change based on market conditions. For the latest portfolio composition, refer to the most recent monthly portfolio disclosure.

The fund follows a dynamic allocation strategy. Detailed asset allocation can be found in the monthly factsheet or scheme information document.

Returns vary over time and are influenced by market performance. Please visit the AMC website or refer to a financial platform or latest fund factsheet for the most recent performance data.

This fund typically does not have a lock-in period. However, exit loads may apply—please check the latest scheme terms for details.

Expense ratios differ for Direct and Regular plans and are reviewed periodically. For current figures, please consult the latest fund factsheet or the AMC website.