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SIP Top-Up Calculator

Monthly SIP Amount

₹ 5000

₹ 1 Cr.

Tenure (years)

1 Yr.

99 Yrs.

Expected Annual Rate Of Return

1%

13%

Annual Top-Up

1%

30%

SIP Topup
Calculator
Total Future Value without Step-up
Total Future Value with Step-up
Total SIP amount without Step-up

Growth Value without Step-up

Total Future Value
Total SIP amount with Step-up

Growth value with Step-up

Total Future Value
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Achieve your Financial Goals with Mutual Fund Investments

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Disclaimer: The calculator alone is not sufficient and shouldn't be used for the development or implementation of an investment strategy. This tool is created to explain basic financial / investment related concepts to investors. The tool is created for helping the investor take an informed investment decision and is not an investment process in itself. Bajaj Finserv AMC has tied up with AdvisorKhoj for integrating the calculator to the website. Mutual Fund does not provide guaranteed returns. Also, there is no assurance about the accuracy of the calculator. Past performance may or may not be sustained in future, and the same may not provide a basis for comparison with other investments. Investors are advised to seek professional advice from financial, tax and legal advisor before investing in mutual funds.

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SIP Calculator: An Overview

 

Systematic Investment Plans (SIPs) can prove to be a wise option if you are planning to start your investment journey. Mutual fund investments made through SIPs can aid in long-term wealth accumulation in addition to promoting financial discipline. If you are wondering what percentage of your monthly income you should invest in SIPs, an SIP mutual fund calculator can help you make the right decision. So, what is a mutual fund SIP calculator? Keep reading to learn more.

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What is a SIP top-up calculator?

 

A SIP top-up calculator is a dynamic tool that allows investors to explore the potential impact of increasing their SIP investments over time. By considering factors like additional contributions and compounding returns, a SIP step-up calculator allows you to explore the impact of systematically increasing your SIP investments over time. A SIP top-up calculator provides a nuanced understanding of how small adjustments can lead to substantial gains.

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How does the top up SIP calculator work?

 
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Here's how it works:
First, input your initial investment amount and SIP details like tenure and expected return rate.
Then, specify how much and how often you want to increase your SIP.
The calculator then computes the potential returns based on your inputs. It demonstrates how regular top-ups can increase your savings and accelerate wealth accumulation.

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How to use a SIP top-up calculator?

 
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Using our Top-Up SIP Calculator is simple:

  • Enter your current SIP details: Initial investment, ongoing SIP amount, and duration.
  • Specify the additional amount you want to contribute periodically (top-up amount) and the frequency of these top-ups.
  • The calculator will generate projections, illustrating how these incremental contributions can amplify your returns over the investment horizon.

Benefits of SIP Investing

  • Disciplined investing: SIP instils financial discipline, encouraging regular contributions.
  • Rupee cost averaging: Invest consistently regardless of market fluctuations, leveraging the concept of rupee cost averaging.
  • Compounding benefits: Make optimal use of the power of compounding to potentially grow your wealth over time.
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Advantages of a SIP Top-Up calculator

 
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Bajaj Finserv AMC SIP top-up calculator offers the following advantages:

  • Strategic planning: Plan your future investments strategically, considering potential top-ups.
  • Visualize growth: Get a clear visual representation of how incremental contributions can impact your portfolio.
  • Goal alignment: Align your investment strategy with specific financial goals, adapting as your needs evolve.

Explore Our Mutual Fund Schemes

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Bajaj Finserv Large and Mid Cap Fund

Equity Fund ellipse-img  Regular Growth
 
NAV
---
as of
 
Risk Type
Very High
 
Min. SIP Amount
₹500
 
Min. Lumpsum Amount
₹500
 

Bajaj Finserv Flexi Cap Fund

Equity Fund   ellipse-img  Regular Growth  
 
NAV
---
as of
 
Risk Type
Very High
 
Min. SIP Amount
₹500
 
Min. Lumpsum Amount
₹500
 
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Frequently Asked Questions

 
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Yes, you can. You can increase your existing SIP calculator contributions gradually over time to accelerate wealth growth according to your financial goals.

Yes, most SIPs offer flexibility, allowing investors to modify the investment amount or tenure based on their financial circumstances and evolving goals.

Step up SIP allows for increasing investment amounts periodically, helping investors adapt to changing financial capabilities and optimize wealth accumulation over time.

SIP offer various types adapted to different investor needs. Some of these include:

Regular SIP: Invests a fixed amount regularly.
Flexible SIP: Allows varying investment amounts as per convenience.
Top up SIP/Step up SIP: Enables increasing investment amounts periodically.
Trigger SIP: Invests based on predetermined market conditions or asset values.
Flexible Tenure SIP: Allows adjusting the investment tenure as needed.

Each type offers unique benefits, catering to diverse investment preferences and goals. Choosing the right type depends on individual financial objectives and risk appetite.

Step up SIP gradually increases investment amounts over time, while conventional SIP maintains a fixed investment amount throughout the investment tenure.

You can start a step-up SIP anytime according to your financial situation and investment goals. It's flexible and can be initiated as per your convenience.