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Lumpsum Calculator

SIP Calculator

Lumpsum Calculator

Investment Amount

₹ 1000

₹ 10,00,000

Time Period (in year)

1 Year

30 Years

Expected Return (in %)

1%

30%

Invested Amount  
Future Value  

Returns
Returns
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Disclaimer: The calculator alone is not sufficient and shouldn't be used for the development or implementation of an investment strategy. This tool is created to explain basic financial / investment related concepts to investors. The tool is created for helping the investor take an informed investment decision and is not an investment process in itself. Mutual Fund does not provide guaranteed returns. Past performance may or may not be sustained in future and the same may not provide a basis for comparison with other investments. Investors are advised to seek professional advice from financial, tax and legal advisor before investing in mutual funds.

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About Lumpsum Calculator

 

There are two main ways to invest in a mutual fund. One is through an SIP and the other is through lumpsum investments. For lumpsum investments, you can invest a bigger sum of money, larger than an SIP, in a mutual fund through a one-time payment. Such payments don’t have to be made at a frequency like SIPs. But before you make such an investment, it is advisable to use a lumpsum investment calculator because it:

  • Helps you understand the expected returns on your investment over a period.
  • Helps with picking the suitable tenure for the investment if you already know the amount to invest
  • Allows you to see the returns over your chosen time period and adjust them to find a more suitable tenure
  • Helps chose investment horizons that match your financial goals
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How to use Lumpsum Calculator

 
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To understand the investments you are planning and the potential returns, you need to enter the amount to invest, the expected returns and the time period for which you are investing, in the calculator. Once you enter this information, the calculator will tell you what your returns will be in seconds.

From there you can change the investment amount, or the tenure to plan the investment amount or the tenure to match your financial goals. This is an important step since it helps you understand if you should be investing more or for a longer time in order to meet that goal. However, the maturity amount, or the returns, that the calculator shows may differ from those that you get when you invest since those are dependent on various factors including the prevailing market conditions.

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Frequently Asked Questions

 
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faq1

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While a lumpsum, like an SIP, is a way to invest in a mutual fund, it is different from an SIP because all the investment amount is paid at once. Unlike in an SIP where the investment amount is paid over a period in monthly instalments.

The minimum amount that you can invest as a lump sum will be determined by the minimum investment amount of the fund. For example, if the fund allows a minimum investment of Rs. 500 then you’ll have to invest at least Rs. 500. There is no maximum limit to investments in mutual funds.

The lumpsum investments calculator is accurate based on the values you provide. However, you should note that the returns shown in this calculator are estimates based off your inputs. The actual returns may vary depending on the fund performance and prevailing market conditions. Disclaimer: The calculator alone is not sufficient and shouldn't be used for the development or implementation of an investment strategy. This tool is created to explain basic financial / investment related concepts to investors. The tool is created for helping the investor take an informed investment decision and is not an investment process in itself. Mutual Fund does not provide guaranteed returns. Past performance may or may not be sustained in future and the same may not provide a basis for comparison with other investments. Investors are advised to seek professional advice from financial, tax and legal advisor before investing in mutual funds.

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Mutual fund investments are subject to market risks, read all scheme related documents carefully