Exploring the features of Bajaj Finserv Balanced Advantage Fund

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Making wise investment decisions can be challenging when emotions come into play. Bajaj Finserv Asset Management Limited aims to tackle this issue with its yet another hybrid scheme, i.e. the Bajaj Finserv Balanced Advantage Fund. Here, we’ll take you through the unique features of this scheme and the behavioural edge that make this scheme stand out.

  • Table of contents
  1. Exploring the features of Bajaj Finserv Balanced Advantage Fund
  2. Who should consider this scheme?
  3. Bajaj Finserv Balanced Advantage Fund

The Bajaj Finserv Balanced Advantage Fund aims to capitalize on the potential upside of equities while limiting downsides. This is achieved through dynamic portfolio management, involving investments in equity, debt, money market instruments, and derivatives. It is essential to note that this scheme comes with a behavioural edge to avoid emotion-driven investment decisions.

Exploring the features of Bajaj Finserv Balanced Advantage Fund

  • Dynamic asset allocation: Responding to market conditions, the fund adjusts asset allocation, offering a flexible approach to optimize returns and manage risk.
  • Optimizing returns: Actively seeking growth opportunities, the scheme focuses on smart investment decisions aligned with its dynamic allocation approach.
  • Risk management: Keeping an eye on potential risks, the fund seeks to limit the impact of market volatility on the capital invested.
  • Navigate market volatility: The fund's strategy is designed to navigate market ups and downs, providing relative stability, and minimizing the impact of sudden market movements on your investment.
  • Adapting to change: In the ever-evolving world of investments, the fund is equipped to adapt to change, trying to ensure that your portfolio remains relatively resilient and responsive to market dynamics.
  • Long-term perspective: Bajaj Finserv Balanced Advantage Fund can be a preferred choice for investors with a long-term horizon. The fund's strategy aligns with the goal of capitalizing on the potential of equities over an extended period, emphasizing the importance of sustained growth.

Who should consider this scheme?

This scheme is suitable for investors who:

  • Want dynamic asset allocation in their portfolio.
  • Seek diversification to manage risk effectively.
  • Prefer professional fund management to navigate the complexities of the market.
  • Desire potential capital appreciation over the long term while mitigating downside risk.
  • Have a long-term investment horizon and value the benefits of sustained growth over time.

Bajaj Finserv Balanced Advantage Fund

Minimum Application Amount:

Lumpsum: Rs. 500 and in multiples of Re. 1.

Systematic Investment Plan (SIP):

  • From Rs. 500 up to Rs. 1,000: minimum 60 instalments.
  • Above Rs. 1,000: minimum 6 instalments.

Plan:

Bajaj Finserv Balanced Advantage Fund – Direct Plan,

Bajaj Finserv Balanced Advantage Fund – Regular Plan

Benchmark Index: NIFTY 50 Hybrid Composite debt 50:50 Index

Load Structure/Lock-In Period: Entry load – Not applicable. Exit load – 1% of applicable NAV if excess of 8% of units allotted redeemed/switched out within 6 months from the date of allotment. Nil, if redeemed/switched out after 6 months from the date of allotment. The scheme will not levy exit load in case the timelines for rebalancing portfolio as stated in SEBI circular dated March 30, 2022, is not complied with.

In conclusion, Bajaj Finserv Balanced Advantage Fund presents a solution to the challenge of emotional decision-making. Its innovative approach seeks to offer a competitive edge to investors. The fund's ability to navigate market volatility, adapt to change, and provide a long-term perspective further enhances its appeal.

For a detailed scheme information, click here.

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.
This document should not be treated as an endorsement of the views/opinions or as an investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purposes only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.