What is bajaj Finserv Healthcare Fund

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Bajaj Finserv Healthcare Fund

Equity

Regular Growth

NAV	Risk Type
₹-- as on 3-12-2024	Very High

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This is an equity, thematic fund with BSE Healthcare Total Return Index (TRI) as its benchmark. The risk level for this fund is categorised as Very High.

Category of Scheme

Thematic Fund

Benchmark

BSE Healthcare Total Return Index (TRI)

Min. SIP Amount

₹500

Inception Date

27-12-2024

Benefits of investing in Bajaj Finserv Healthcare Fund

Low correlation with broader market

The healthcare industry is less likely to be impacted by market fluctuations, making it suitable during periods of market volatility.

Diversification opportunity

For investors looking to diversify their equity portfolios, the Bajaj Finserv Healthcare Fund offers an opportunity to gain exposure to the healthcare sector.

Targeting future profit pool companies

The fund targets companies in healthcare, pharmaceuticals, biotechnology, medical devices, and wellness that are positioned to benefit from sector growth.

Investment Objective

The objective of the scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of pharma, healthcare and allied companies.However, there is no assurance that the investment objective of the scheme will be achieved.

About Bajaj Finserv Healthcare Fund

The Bajaj Finserv Healthcare Fund is a thematic equity fund investing in companies linked to the healthcare scheme. It follows a Megatrend investing strategy, focusing on long-term structural shifts in India’s healthcare segment.

Investment strategy

Megatrend-focused investment approach: The fund is strategically positioned to capitalize on transformative megatrends in India's healthcare sector, with the potential to create long-term wealth by leveraging the growth opportunities in healthcare-related sectors.
INQUBE investment philosophy: We follow our INQUBE (INformation edge + QUantitative edge + BEhavioural edge) investment philosophy.
Long-term wealth creation opportunity: Through a diversified portfolio across healthcare-driven industries, the fund is designed to unlock wealth potential over the medium to long term. This fund aims to offer investors an opportunity to build capital in line with the rapid growth and advancements in India's healthcare sector. The fund's disciplined approach seeks to deliver sustainable, long-term value while navigating the dynamic landscape of healthcare innovation and demand.

Asset Allocation

Instruments	Indicative allocations (% of total assets)
Instruments	Minimum	Maximum
Equity and Equity Related Securities of pharma, healthcare and allied companies	80%	100%
Equities and Equity related securities of other than pharma, healthcare and allied companies	0%	20%
Debt and Money Market Instruments* and Units of Mutual Fund schemes	0%	20%
Units issued by REITs and InvITs	0%	10%

*Debt instruments shall be deemed to include securitized debts (excluding foreign securitized debt). Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.

Who should invest in Bajaj Finserv Healthcare Fund?

Investors seeking a sector with low correlation with the broader market
Those seeking to invest in Megatrends through potential long-term growth stories
Those seeking potential to create wealth over long-term by riding the healthcare boom

Fund Managers

Nimesh Chandan

Chief Investment Officer

View in detail

Sorbh Gupta

Head – Equity

View in detail

Siddharth Chaudhary

Head – Fixed Income

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Fund Details

Type of Scheme

An open ended equity scheme following pharma, healthcare and allied theme

Total Expense Ratio (TER)

Click Here

to view Total Expense Ratio

Minimum Application Amount

Fresh Purchase (lumpsum): Rs. 500/- and in multiples of Re. 1/- thereafter
Systematic Investment Plan (SIP): Rs. 500 and above: minimum 6 instalments.
Minimum amount for switch-in: Rs. 500 and in multiples of Re. 1.
Two-Factor Authentication will be applicable for subscription as well as redemption transactions in the units of Mutual Fund.
For more information, please refer SAI.

Load Structure/Lock-In Period

Entry Load: Nil
Exit Load: For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows:

if units are redeemed / switched out within 3 months from the date of allotment: 1% of applicable NAV.
if units are redeemed/switched out after 3 months from the date of allotment, no exit load is payable.

The Scheme will not levy exit load in case the timelines for rebalancing portfolio as stated in SEBI Master Circular for Mutual Funds dated June 27, 2024, is not complied with.

Options/Sub-Option

Growth option
Income Distribution cum Capital Withdrawal (IDCW) option

IDCW option will offer the following sub-options:
Payout of IDCW sub-option
Reinvestment of IDCW sub-option
Transfer of IDCW sub-option

The Scheme will have a common portfolio across various Plans/Options/Sub-options.
Investors are requested to note that Growth and IDCW Option (Payout, Reinvestment and Transfer) under Regular and Direct Plans will have different NAVs. These NAVs will be separately declared.

Product Label and Riskometer

This product is suitable for investors who are seeking*:

wealth creation over long term
to invest predominantly in equity and equity related instruments of pharma, healthcare and allied companies.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Documents

Presentation

Application Form

Scheme Information Document (SID)

Key Information Memorandum (KIM)

Statement of Additional Information (SAI)

One Pager

Bajaj Finserv Healthcare Fund: Overview

The Bajaj Finserv Healthcare Fund is a thematic equity mutual fund that invests in pharma, healthcare and allied companies. Anchored by a megatrend-focused strategy, the fund is designed to tap into structural shifts and emerging opportunities in healthcare-related sectors, ranging from medical manufacturing and biotechnology to diagnostics, hospitals, and digital health services.

The fund seeks to generate growth potential over time by tapping into India’s growing healthcare space. It can also help investors diversify their portfolio by investing in defensive sectors that have lower correlation with the broader market.

Bajaj Finserv Healthcare Fund - Regular & Direct Plans

When you invest in the Bajaj Finserv Healthcare Fund, you can choose between two types of plans: Direct Plan and Regular Plan. Both follow the same investment strategy, but the way you invest, and the cost, differs.

Direct Plan

This can be suitable for investors who prefer to invest on their own, without involving a distributor. Since there are no commission costs, the expense ratio for the direct plan is relatively lower. Over time, this can result in slightly higher net returns.

Regular Plan

Here, you invest through a distributor who assists you with the process. In return, the fund includes a commission fee in its overall charges. This means the expense ratio is a bit higher than in the direct plan.

The bottom line
Both plans have the same portfolio. The difference is in how you invest and the expense ratio you pay.

How to invest in Bajaj Finserv Healthcare Fund

You can invest in Bajaj Finserv Healthcare Fund either online or offline, directly with Bajaj Finserv AMC or through a registered mutual fund distributor. To invest offline, you can visit any official point of acceptance of the AMC. For online investment, log in or sign up on the Bajaj Finserv AMC investor portal.

Taxation on Bajaj Finserv Healthcare Fund

Bajaj Finserv Healthcare Fund is taxed as an equity mutual fund. The following tax rates apply:

Short-term capital gains (STCG): If you redeem your units within 12 months of purchase, any gains are classified as short-term and taxed at 20%, along with applicable surcharge and cess.

Long-term capital gains (LTCG): If you stay invested for more than a year, your gains are considered long-term. Gains up to ₹1.25 lakh in a financial year are exempt from tax. Any gains above that are taxed at 12.5%, plus surcharge and cess as applicable.

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Frequently Asked Questions

Bajaj Finserv Healthcare Fund is an open ended equity scheme following pharma, healthcare and allied theme. The fund is designed to invest into megatrends in the healthcare sector, capitalising on the robust growth potential of the sector.

The fund, investing in healthcare sector, will have low correlation with the broader market
The fund will invest in MEGATRENDS by identifying the potential growth stories
The fund will have the potential to create wealth over long-term by riding the healthcare boom
The fund will benefit from targeting future profit pool companies

Investors with a higher risk appetite
Investors looking to diversify their equity portfolio with healthcare and wellness industries
Investors with an investment horizon of 5+ years
Investors looking for tactical allocation in their overall equity portfolio

The fund is suitable for lumpsum investment for investors looking to do tactical allocation in their equity portfolio

The NAV is updated at the end of every business day based on the market value of the assets. The latest NAV is mentioned at the top of this scheme page.

AUM stands for Assets Under Management and indicates the total market value of assets managed by the fund. It varies based on market movements and investor activity. For the latest AUM, you can check the scheme factsheet in the website’s Downloads sections.

The fund’s risk classification is based on the portfolio composition as well as SEBI guidelines and is subject to periodic review. Refer to the riskometer above on this scheme page and latest documents for the current risk level.

The holdings may shift in response to market conditions and fund manager decisions. For the latest holdings, please refer to the monthly Factsheet.

The fund invests predominantly in equity and equity-related securities of pharma, healthcare and allied companies. For more details on the allocation, please check the Scheme Information Document.

There is no lock-in period for Bajaj Finserv Healthcare Fund. However, exit loads may apply for redemptions made before a certain period of allotment of units. Please refer to the Load Structure/Lock-In Period section on this page for details.

The expense ratio is reviewed periodically and can change. For the latest expense ratio, see the fund’s factsheet or the Total Expense Ratio section on the website.