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{
"url":"",
"url_invest":null,
"debt": "Debt/Cash 100%",
"equity": "Equity 0%",
"HCRGG": {
"nav": "10000",
"date": "31-10-2024",
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"HCDGG": {
"nav": "10001",
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}

Fund Card

Bajaj Finserv Multi Cap Fund


Equity
Regular Growth

NAV Risk Type
₹--
as on 3-12-2024
Very High

Summary Note
 
notifier-imgThis is an equity fund with Nifty 500 Multicap 50:25:25 TRI as its benchmark. The risk level for this fund is categorized as Very High.
Summary Dynamic Card

Benchmark

Nifty 500 Multicap 50:25:25 (TRI)

Min. SIP Amount

₹500

Inception Date

27-02-2025

Benefits
 
 

Benefits of investing in Bajaj Finserv Multi Cap Fund

Invests in undervalued companies

Targets undervalued stocks for growth as the market corrects.

Capitalizes on market sentiment

Leverages market biases to spot overlooked opportunities.

Diversified across market caps

Invests in large, mid, and small caps for comprehensive growth.

Who Should Invest/Fund Manager

Who should invest in Bajaj Finserv Multi Cap Fund?

  • Investors aiming to invest in undervalued opportunities, capitalizing on earnings growth and valuation multiple re-rating
  • Investors looking for sound investment opportunities in times of volatility
  • Investors with a horizon of 5+ years to realise the full potential of contrarian opportunities
  • Investors looking for one stop solution with disciplined exposure to large cap, mid cap and small cap segments
Fund Manager

Fund Managers

Nimesh Chandan
Chief Investment Officer
Sorbh Gupta
Head – Equity
Siddharth Chaudhary
Head – Fixed Income
Scheme Fund Details
 
 

Fund Details

Investment Objective

The objective of the scheme is to generate long term capital appreciation by investing in equity and equity related securities of large cap, mid cap and small cap companies.
However, there is no assurance that the investment objective of the scheme will be achieved.

Minimum Investment

Minimum Application Amount

  • Lumpsum: Rs. 500/- and in multiples of Re. 1/- thereafter.
  • SIP: Rs. 500/- and and above (minimum 6 instalments)
Load Structure

Load Structure/Lock-In Period

Type of Load Load chargeable (as %age of NAV)
Entry Nil
Exit**
Particulars Upto 10% of units held Remaining 90% of units held
If units redeemed/switched out within 6 months from allotment date Nil 1% of applicable NAV
If units redeemed/switched out after 6 months from allotment date Nil
**The load on other types of transaction could be Income Distribution cum Capital Withdrawal reinvestment, Switch in/out, SIP/SWP/STP (as applicable)
Options

Options/Sub-Option

  • Growth option
  • Income Distribution cum Capital Withdrawal (IDCW) option with Payout of Income Distribution cum Capital Withdrawal sub-option, Reinvestment of Income Distribution cum Capital Withdrawal sub-option and Transfer of Income Distribution cum Capital Withdrawal sub-option.
  • The Scheme will have a common portfolio across various Plans/Options/Sub-options.
  • Investors are requested to note that Growth and IDCW Option (Payout, Reinvestment and Transfer) under Regular and Direct Plans will have different NAVs. These NAVs will be separately declared.
  • In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application form, the application shall be processed under Direct Plan. The AMC shall endeavour on best effort basis to obtain the correct ARN code within 30 calendar days of the receipt of the application form from the investor. In case the correct code is received within 30 calendar days, the AMC shall reprocess the transaction under Regular Plan from the date of application without any exit load.
  • Bajaj Finserv Multi Cap Fund - Direct Plan is only for investors who purchase /subscribe units in a Scheme directly with the Fund.
  • Default option will be Growth Option.
  • Default sub-option will be Reinvestment of Income Distribution cum capital withdrawal sub-option. For detailed disclosure on default plans and options, kindly refer SAI.
Product Label and Riskometer

Product Label and Riskometer

Bajaj Finserv Multi Cap Fund
An open ended equity scheme investing across large cap, mid cap, small cap stocks

This product is suitable for investors who are seeking*:

  • Wealth creation over long term
  • To invest predominantly in equity and equity related instruments of large cap, mid cap, small cap companies.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Overview

Multi Cap Fund Overview

Multi-cap funds offer a diversified approach by investing in stocks across various market capitalizations, including large cap, mid cap, and small cap stocks. This flexibility allows fund managers to tap into opportunities in different segments of the market. By diversifying across market capitalisations, multi cap funds aim to combine the growth potential of smaller companies with the relative stability of large caps.

Mutual funds follow specific requirements based on the fund category. For instance, large cap funds need to invest predominantly in the top 100 companies by market capitalization, while small cap funds focus on smaller companies.

Multi cap funds, on the other hand, can invest across large cap, mid cap, and small cap stocks, maintaining a minimum 25% allocation to each. This gives them exposure to varying opportunities in each category in different market conditions.

Bajaj Finserv Multi Cap Fund - Regular & Direct Plans

When you invest in the Bajaj Finserv Multi Cap Fund, you can choose between two types of plans: Direct Plan and Regular Plan. Both follow the same investment strategy, but the way you invest and the expense ratio you pay differs.

Direct Plan

With this route, investors transact directly with the asset management company, without involving a distributor. Since there are no commission costs, the expense ratio is lower. It can be suitable for informed investors who want to independently create and manage their portfolio.

Regular Plan

Here, you invest through a distributor, who assists you with the fund selection and investment process. For this, the fund charges a commission fee in its expense ratio. This means the expense ratio is a bit higher than in the direct plan. However, it also means you get tailored fund recommendations based on your goals and risk appetite. The distributor also helps you with the investments redemptions and other processes.

The bottom line
Both plans invest in the same portfolio of stocks. The difference is in how you invest – a do-it-yourself approach or with guidance – and the cost you incur.

How to invest in Bajaj Finserv Multi Cap Fund

You can invest in Bajaj Finserv Multi Cap Fund either online or offline.

Offline mode: You can fill out the application form and submit it at any of the AMC's official points of acceptance (OPATs). If you are taking the help of a distributor, they may help you fill the form and submit it on your behalf.

Online Mode: You can invest through your Demat account. You can also go to Bajaj Finserv AMC’s investor portal. Create an online account, select the Bajaj Finserv Multi Cap Fund, and initiate an SIP or lumpsum. Invest now.

Taxation on Bajaj Finserv Multi Cap Fund

Bajaj Finserv Multi Cap Fund is an equity mutual fund, so it follows the tax rules applicable to equity-oriented schemes. The tax you pay depends on how long you stay invested.

Short-term capital gains (STCG): If you redeem your units within 12 months of purchase, any gains are classified as short-term and taxed at 20%, along with applicable surcharge and cess.

Long-term capital gains (LTCG): If you stay invested for more than a year, your gains are considered long-term. Gains up to ₹1.25 lakh in a financial year are exempt from tax. Any gains above that are taxed at 12.5%, plus surcharge and cess as applicable.

FAQ
 
 

Frequently Asked Questions

Multi Cap Funds invest a minimum of 25% each in large, mid and small cap companies. Flexi Cap Funds have no such limits and can invest across the market capitalization spectrum with a minimum investment of 65% in equity and equity related instruments.

Contrarian investing goes against market trends to find undervalued opportunities, leveraging inefficiencies for long-term gains.

Contrarian investing and value investing share similarities, as both involve buying attractively valued assets, but they differ in approach—contrarian investors go against market sentiment, while value investors focus on undervalued opportunities regardless of market trends.

  • Investors aiming to invest in undervalued opportunities, capitalizing on earnings growth and valuation multiple re-rating

  • Investors looking for sound investment opportunities in times of volatility

  • Investors with a horizon of 5+ years to realise the full potential of contrarian opportunities

  • Investors looking for one stop solution with disciplined exposure to large cap, mid cap and small cap segments

The Bajaj Finserv Multi Cap Fund is an open-ended equity scheme that invests across large, mid, and small cap stocks. The objective of the scheme is to generate long term capital appreciation by investing in equity and equity related securities of large cap, mid cap and small cap companies. However, there is no assurance that the investment objective of the scheme will be achieved.

You can invest in Bajaj Finserv Multi Cap Fund either online or offline.

  • Offline mode: You can fill out the application form and submit it at any of its official points of acceptance (OPATs). If you are taking the help of a distributor, they may help you fill the form and submit it on your behalf.
  • Online Mode: You can invest through your Demat and online trading account. You can also go to Bajaj Finserv AMC’s investor portal and create an account online to invest. Click here to invest now.

The NAV of a scheme changes on every business day. For the latest NAV, please refer to the scheme details above.

AUM (Assets Under Management) varies with market activity. Refer to the latest factsheet or scheme page for current figures.

The fund’s risk classification is based on the portfolio composition as well as SEBI guidelines and is subject to periodic review. Refer to the Riskometer above on this page or latest documents for the current risk level.

Top holdings may change over time. Please refer to the latest factsheet or scheme document for up-to-date information.

Being a multi cap fund, the scheme must invest a minimum of 25% of its portfolio each in large, mid, and small cap companies. The detailed asset allocation of the fund is mentioned in the Scheme Information Document.

No, there is no lock-in. However, exit load may apply if you redeem units early. Check the scheme document for details.

Expense ratios vary by plan (Direct or Regular). Please refer to the latest factsheet for current TER.

The ideal investment horizon can vary depending on your financial goals and market conditions. Multi cap funds are generally considered suitable for long-term investors, but it's best to consult a financial advisor to determine what works for your specific needs.

They invest across the market in large, mid, and small cap stocks offering a mix of relative stability and growth potential.

They carry very high market risk due to exposure in mid and small caps. However, the diversified structure can help mitigate risk to some extent.

Returns can vary based on several factors like market trends, fund strategy, and how long you stay invested.

If you're seeking diversification across market caps and have a long-term horizon, it may be suitable. Consider your goals and risk tolerance before investing.

Both have unique advantages and drawbacks. Multi cap funds require a minimum 25% allocation to each market cap, providing disciplined exposure, while flexi cap funds can flexibly adjust their portfolios across market caps. Your choice depends upon the investment strategy you find more suitable.

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