Low expense ratio
The scheme tracks the Nifty 50 Index through a passive approach, resulting in a lower expense ratio than that of actively managed funds.
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BAJAJ FINSERV ASSET MANAGEMENT LIMITED.
Blue chip companies
Low cost
An open ended index linked growth scheme seeking to replicate the returns of the Nifty 50 through investments in a basket of stocks drawn from the constituents of the Nifty 50 index. The objective of the Scheme is to invest in companies whose securities are included in the Nifty 50 Index and subject to tracking errors, to endeavor to achieve the returns of the Nifty 50 Index. This would be done by investing in all the stocks comprising Nifty 50 in approximately the same weightage that they represent in Nifty 50. The Scheme will not seek to outperform the Nifty 50 or to underperform it. The objective is that the performance of the NAV of the Scheme should track the performance of the Nifty 50 over the same period.
However, there is no assurance that the investment objective of the Scheme will be achieved.
Low expense ratio
The scheme tracks the Nifty 50 Index through a passive approach, resulting in a lower expense ratio than that of actively managed funds.
Read MoreLong-term wealth creation
The fund follows a disciplined passive investment strategy, aligning with long-term wealth creation goals.
Read MoreMinimal tracking difference
The fund tracks the Nifty 50 Index with minimal tracking difference, no fund manager bias, and minimal intervention.
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Mr. Savla has over 25 years of work experience across various functions in Equity Dealing and Sales Trading / Dealing profile. Prior to joining the Company, Mr. Savla was associated with Reliance Nippon Life Insurance, Equirus Securities and Maybank KimEng Securities.
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity Stocks forming part of the Nifty 50 Index | 95% | 100% |
| Debt & Money Market instruments* | 0% | 5% |
*Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
% to NAV
% to NAV
% to NAV
An open ended scheme tracking Nifty 50 Index
Rs. 1000/- and in multiples of Re. 1/- thereafter.
Nil
Nil
IDCW option will offer the following sub-options:
The Scheme will have a common portfolio across various Plans/Options/Sub-options. Investors are requested to note that Growth and IDCW Option (Payout and Reinvestment) under Regular and Direct Plans will have different NAVs. These NAVs will be separately declared. The minimum amount for IDCW payout shall be Rs. 100, else IDCW would be mandatorily reinvested
to view Total Expense Ratio
Rs. 500 and in multiples of Re. 0.01/- or the account balance of the investor whichever is less.
Bajaj Finserv Nifty 50 Index Fund – Direct Plan
Bajaj Finserv Nifty 50 Index Fund – Regular Plan
The Bajaj Finserv Nifty 50 Index Fund is a simple and low-cost option for investors who are looking to gain exposure to India’s Top 50 companies listed on the National Stock Exchange of India Limited on the basis of market capitalization. The fund mirrors the Nifty 50 Index by investing in the same stocks in similar proportions. It is designed to replicate the index and deliver returns that are in line with overall market movements. While there is no active stock picking, the focus is on efficient tracking. The fund combines not only diversification and transparency but also disciplined market tracking, thereby making it a suitable long-term equity option for investors preferring a hands-off approach.
When you invest in Bajaj Finserv Nifty 50 Index Fund, you have two plans to choose from – Direct and Regular. Each plan caters to different types of investors and the level of involvement they’re looking for.
For investors looking to invest independently, without the help of a distributor, a Direct Plan may be suitable. Since there is no commission involved, the expense ratio is often slightly lower. This means that this can lead to potentially better returns in the longer run.
In a Regular Plan, a mutual fund distributor is involved in the investment process. The distributor offers you guidance throughout the journey. Here, a commission is involved, hence the expense ratio tends to be slightly higher. However, this plan comes with advantages such as personalized advice, goal-based recommendations and ongoing support with transactions like purchases and redemptions.
Since it’s an equity-oriented fund, gains are taxed as follows:
| Nifty Next 50 Index Fund |
|---|
| Equity Funds | Debt Funds | Hybrid Funds | Index Funds |
|---|---|---|---|
| Exchange Traded Fund Funds | Savings+ | All Mutual Funds |
A Nifty 50 Index Fund is a type of passive mutual fund that mirrors the Nifty 50 Index, a list of India’s top 50 companies by market capitalization. It doesn’t try to beat the market but aims to match its performance. These funds have lower costs (TER) than actively managed funds and offer a simple way to invest in India’s stock market.
This fund mirrors the Nifty 50 Index. Each stock in the fund has the same weight as it does in the index. Since it just follows the index, there’s no active decision-making. This reduces fund management costs and helps lower risk, compared to active funds that pick and choose stocks.
This fund can be a suitable option if you want long-term growth, are okay with market-matching returns, and prefer low-cost investing. It’s also a suitable option for beginners or anyone who wants a simple approach to equity markets.
It is generally recommended to stay invested for at least 5 years. Long-term investing helps ride out market ups and downs and allows your money to potentially grow through compounding.
You can invest online through the Bajaj Finserv AMC portal or via your demat account. If you’re investing offline, you can submit the form directly at the AMC’s Official Point of Acceptance (OPAT).
The NAV is updated at the end of every business day and fluctuates based on market conditions. For the latest NAV, please check the top of this scheme page.
Since the fund tracks the Nifty 50 index, its portfolio typically includes the same companies that form part of the index. For more details, you can refer to the latest factsheet.
You can typically start with a minimum investment of ₹5000 for lumpsum and ₹500 for SIP (minimum six instalments for SIP). For detailed terms, please refer to the scheme document.
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Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.
