Bajaj Finserv Multi Asset Allocation Fund

HYBRID FUND
Regular-Growth
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Note: Historical Performance of this scheme is not available because this scheme has not completed 12 months since inception.
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Investment Objective

To generate income from fixed income instruments and generate capital appreciation for investors by investing in equity and equity related securities including derivatives, Gold ETFs, Silver ETFs, exchange traded commodity derivatives and in units of REITs & InvITs.

However, there is no assurance that the investment objective of the scheme will be achieved

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Key Features

Inception
June 03, 2024
Minimum Application Amount
Fresh subscription - Rs. 500/- and in multiples of Re. 1/-
Minimum additional application amount – Rs. 100/- and in multiples of Re. 1/-
Systematic Investment Plan (SIP):
Rs. 500 and above: minimum 6 instalments.
Minimum amount for switch-in – Rs. 500 and in multiples of Re. 1.

Two-Factor Authentication will be applicable for subscription as well as redemption transactions in the units of mutual fund.
For more information, please refer SAI.

Category of Scheme
Multi Asset Allocation Fund
Minimum Additional Application Amount
Rs. 100/- and in multiple of Re. 1/-
Type of Scheme
Bajaj Finserv Multi Asset Allocation Fund - An open ended scheme investing in equity and equity related instruments, debt & debt derivatives and money market instruments, Gold ETFs, Silver ETFs, exchange traded commodity derivatives and in units of REITs and InvITs
Minimum Redemption Amount
Rs. 500 and in multiples of Re. 0.01/- or the account balance of the investor, whichever is less.
Plan
Bajaj Finserv Multi Asset Allocation Fund – Direct Plan
Bajaj Finserv Multi Asset Allocation Fund – Regular Plan
Load Structure/Lock-In Period
Entry Load: Not applicable
Exit Load*:
For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows:
1) if units are redeemed / switched out within 1 year from the date of allotment:
• if up to 30% of units allotted are redeemed/switched out – Nil
• any redemption / switch-out of units in excess of 30% of units allotted – 1% of applicable NAV.
2) If units purchased or switched in from another scheme of the fund are redeemed or switched out after 1 year from the date of allotment, no exit load is payable.
* The load on other types of transaction could be Income Distribution cum Capital Withdrawal reinvestment, Switch in/out, SIP/SWP/STP (as applicable)
Options/Sub-Option
Growth option
Income Distribution cum Capital Withdrawal (IDCW
Payout of Income Distribution cum Capital Withdrawal sub-option,
Reinvestment of Income Distribution cum Capital Withdrawal sub-option,
Transfer of Income Distribution cum Capital Withdrawal sub-option.
Benchmark Index
65% Nifty 50 TRI + 25% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold
Face Value
Rs. 10/-
Asset Allocation Pattern
Instruments Indicative allocations Risk profile
Maximum Minimum
Equity & Equity Related Instruments 80% 35% Very High
Debt securities (including securitized debt & debt derivatives) and Money Market Instruments* including Units of Debt oriented mutual fund schemes 55% 10% Low to Moderate
Gold ETFs, Silver ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time. 55% 10% Moderately High
Units issued by REITs and InvITs 10% 0% High

*Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time
For more details, kindly refer Scheme Information Document.

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Why Should You Consider Investing In This Fund?

 

Low volatility as compared to pure equity funds

All-weather investment avenue

Professional asset allocation

Aims to provide reasonable return

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Benefits

 

Dividend payouts

Invest in high dividend-paying companies. Benefit from dividend yield investing with Bajaj Finserv Multi Asset Allocation Fund.

Equity taxation

Benefit from equity taxation while balancing risk and return by allocating investments across assets.

Diversification

Invest in Bajaj Finserv Multi Asset Allocation Fund for diversification and versatility across market conditions.

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Fund Manager

Mr. Nimesh Chandan

Nimesh Chandan has over 23 years of experience in the Indian Capital Markets. He has spent 17 years in Fund Management- managing and advising domestic and international investors, retail as well as institutional. Prior to joining Bajaj Finserv Asset Management Ltd, he has worked with Canara Robeco Asset Management as Head Investments, Equities (Domestic and Offshore). He has also worked with other asset management companies including Birla Sunlife Asset Management, SBI Asset Management and ICICI Prudential Asset Management.

 

 



 

Mr. Sorbh Gupta

Sorbh Gupta has over 16 years of experience in the Indian Capital Markets. In November 2022, he was appointed as Senior Fund Manager – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited, he was associated with Quantum Asset Management Company Private Ltd. He has also worked with other financial companies such as Siddhesh Capital Markets Pvt. Ltd. and Pranav Securities Pvt. Ltd.

 

 



 

Mr. Siddharth Chaudhary

Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Senior Fund Manager – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co. Ltd. During June 2006 – September 2010, he was working as Senior Manager, Treasury Dept in Indian Bank.

 

 



 

Mr. Vinay Bafna (Fund Manager - Commodities)

Vinay Bafna has been associated with the AMC as Research Analyst. Prior to joining the AMC, he was associated with ICICI Securities Limited as a Research Analyst, tracking metals & commodities, pharma. He has over 10 years of work experience in researching different commodities market and sectors such as metals & commodities, pharma, IT, hospitality and supporting ERP used by global commodity clients.

 

 

 

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Who Should Invest?

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Investors who seek low fluctuation in their investment journey

Investors who seek professional asset allocation

Investors who are aiming to achieve potential returns in the long term

Investors who are investing in equity for the first time

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Scheme Documents

 
Presentation ImageName
Key Information Document (KIM) ImageName
Scheme Information Document (SID) ImageName
Statement of Additional Information (SAI) ImageName
Application Form ImageName
One Pager ImageName
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Bajaj Finserv Multi Asset Allocation Fund - Overview

Bajaj Finserv Multi Asset Allocation Fund follows a strategy focused on dividend-yield investing, seeking to optimize returns over the long term. This scheme aims to provide growth through dividend payouts. Dividend-yield investing involves selecting stocks or securities that pay higher dividends compared to the Nifty 50 index. This approach targets companies with stable business models and a history of sustainable growth. Dividend yield, a measure of how much a company pays out in dividends relative to its stock price, is a key metric in this strategy. By reinvesting these dividends, investors can potentially enhance their returns through compounding growth over time. Whether you're a seasoned investor or just starting out, an SIP investment in Bajaj Finserv Multi Asset Allocation Fund can take you a step closer to long-term financial success

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Frequently Asked Questions

 
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Multi-asset allocation funds offer flexibility in selecting investments across various asset classes and geographies. This flexibility allows fund managers to adapt to changing market conditions and exploit opportunities across different markets.

Managing risk is a fundamental aspect of multi-asset allocation funds. These funds aim to balance risk and return by allocating investments across assets with varying risk profiles. For example, while stocks may offer higher potential returns, they also carry higher volatility. Bonds, on the other hand, typically offer lower returns but provide stability to the portfolio.

No, multi-asset allocation funds are not immune to market fluctuations. While diversification helps spread risk, it does not guarantee protection against losses, especially during extreme market downturns