Dividend payouts
The fund follows a dividend yield investing strategy that involves investing in companies that have a track record of paying high dividends.
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BAJAJ FINSERV ASSET MANAGEMENT LIMITED.
To generate income from fixed income instruments and generate capital appreciation for investors by investing in equity and equity related securities including derivatives, Gold ETFs, Silver ETFs, exchange traded commodity derivatives and in units of REITs & InvITs.
However, there is no assurance that the investment objective of the scheme will be achieved
Sorbh Gupta has over 16 years of experience in the Indian Capital Markets. In November 2022, he was appointed as Head – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited, he was associated with Quantum Asset Management Company Private Ltd. He has also worked with other financial companies such as Siddhesh Capital Markets Pvt. Ltd. and Pranav Securities Pvt. Ltd.
Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Head – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co. Ltd. During June 2006 – September 2010, he was working as Senior Manager, Treasury Dept in Indian Bank.
Mr. Anup Kulkarni has joined the AMC with effect from December 02, 2024. Prior to joining the AMC, Shri Anup Kulkarni was associated with PineBridge India Private Limited from November 2015 till November 2024. Before joining PineBridge India Private Limited, he was also associated with Deutsche Asset Management India Pvt. Ltd from September 2014 to November 2015. He has work experience of over 16 years in financial markets both, on the sell and buy side. His experience includes coverage and stock recommendations for Foreign Portfolio Investment (FPI) Fund and Mutual Fund.
Mr. Vinay Bafna has been associated with the AMC as Research Analyst. Prior to joining the AMC, he was associated with ICICI Securities Limited as Research Analyst, tracking metals & commodities, pharma. He has over 10 years of work experience in researching different commodities market and sectors such as metals & commodities, pharma, IT, hospitality and supporting ERP used by global commodity clients.
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity & Equity Related Instruments | 35% | 80% |
| Debt securities (including securitized debt & debt derivatives) and Money Market Instruments* including Units of Debt oriented mutual fund schemes | 10% | 55% |
| Gold ETFs, Silver ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time. | 10% | 55% |
| Units issued by REITs and InvITs | 0% | 10% |
*Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time
Bajaj Finserv Multi Asset Allocation Fund
An open ended scheme investing in equity and equity related instruments, debt & debt derivatives and money market instruments, Gold ETFs, Silver ETFs, exchange traded commodity derivatives and in units of REITs and InvITs
Two-Factor Authentication will be applicable for subscription as well as redemption transactions in the units of mutual fund. For more information, please refer SAI.
not applicable
For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows:
if units are redeemed / switched out within 1 year from the date of allotment:
to view Total Expense Ratio
Multi Asset Allocation Funds are hybrid mutual funds that invest in at least three different asset classes—such as equity, debt, and commodities—while maintaining a minimum 10% exposure to each. By diversifying across assets that behave differently in various market conditions, these funds aim to provide a balanced investment experience with smoother returns over time. Equity offers growth potential, debt contributes stability, and commodities can help hedge against inflation or market volatility.
Bajaj Finserv Multi Asset Allocation Fund follows a dividend-yield investing strategy, which involves selecting stocks or securities that typically pay higher dividends compared to the Nifty 50 Index. Such companies typically stable business models and a history of sustainable growth over time. Dividend yield is a measure of how much a company pays out in dividends relative to its stock price. By reinvesting these dividends, investors can potentially enhance opportunities for compounded growth over time.
Multi-asset allocation funds offer flexibility in selecting investments across various asset classes and geographies. This flexibility allows fund managers to adapt to changing market conditions and exploit opportunities across different markets.
Managing risk is a fundamental aspect of multi-asset allocation funds. These funds aim to balance risk and return by allocating investments across assets with varying risk profiles. For example, while stocks may offer higher potential returns, they also carry higher volatility. Bonds, on the other hand, typically offer lower returns but provide stability to the portfolio.
No, multi-asset allocation funds are not immune to market fluctuations. While diversification helps spread risk, it does not guarantee protection against losses, especially during extreme market downturns.
You can invest online through the Bajaj Finserv AMC portal or via your demat account. Offline, you can apply through a mutual fund distributor or submit the form directly at the AMC’s Official Point of Acceptance (OPAT).
Assets Under Management (AUM) figures are updated periodically. For the latest data, please refer to the fund factsheet or the official AMC website.
Risk levels are disclosed as per SEBI guidelines and may be revised from time to time. Please check the current Riskometer status on the scheme’s product page or latest fund factsheet.
Top holdings may change based on market conditions. For the latest portfolio composition, refer to the most recent monthly portfolio disclosure.
The asset allocation can change from time to time. For up-to-date information and to see the detailed asset allocation, refer to the latest factsheet on the website’s Downloads section.
Returns vary over time and are influenced by market performance. Please visit the AMC website or refer to a financial platform for the most recent performance data. Past performance may or may not be sustained in future.
The Bajaj Finserv Multi Asset Allocation Fund requires a minimum investment of Rs 500 for both lumpsum and SIP.
The Bajaj Finserv Multi Asset Allocation seeks to maintain an equity allocation of 65% or more, qualifying it to be taxed as an equity-oriented fund. Short-term capital gains (levied on units held for less than a year) are taxed at 20%, while long-term capital gains are taxed at 12.5% on gains exceeding Rs. 1.25 lakh in a financial year.
The Bajaj Finserv Multi Asset Allocation Fund stands out from traditional equity funds through its diversified investment approach. The portfolio comprises multiple asset classes including equities, debt and commodities. While equity funds focus solely on stocks, resulting in higher volatility, multi-asset funds seek to balance risk and return and aim for relative stability.
Yes, the Bajaj Finserv Multi Asset Allocation Fund allows investments through a Systematic Investment Plan (SIP), which offers benefits such as rupee-cost averaging, disciplined investing, and the potential for compounded growth. The minimum SIP amount is Rs 500.
The Bajaj Finserv Multi Asset Allocation Fund can be a potential option for retirement planning, especially for long-term goals with a 5-10 year horizon. Key considerations include risk tolerance, investment goals, and how the fund fits within a diversified retirement portfolio.
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Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.
