Low expense ratio
The scheme tracks the Nifty 50 Index through a passive approach, resulting in a lower expense ratio than that of actively managed funds.
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BAJAJ FINSERV ASSET MANAGEMENT LIMITED.
An open ended index linked growth scheme seeking to replicate the returns of the Nifty 50 through investments in a basket of stocks drawn from the constituents of the Nifty 50 index. The objective of the Scheme is to invest in companies whose securities are included in the Nifty 50 Index and subject to tracking errors, to endeavor to achieve the returns of the Nifty 50 Index. This would be done by investing in all the stocks comprising Nifty 50 in approximately the same weightage that they represent in Nifty 50. The Scheme will not seek to outperform the Nifty 50 or to underperform it. The objective is that the performance of the NAV of the Scheme should track the performance of the Nifty 50 over the same period.
However, there is no assurance that the investment objective of the Scheme will be achieved.
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity Stocks forming part of the Nifty 50 Index | 95% | 100% |
| Debt & Money Market instruments* | 0% | 5% |
*Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
No holdings available.
NIL
to view Total Expense Ratio
Bajaj Finserv Nifty 50 Index Fund – Direct Plan
Bajaj Finserv Nifty 50 Index Fund – Regular Plan
Bajaj Finserv Gilt Fund
An open ended debt scheme investing in government securities across maturity with relatively high interest rate risk and relatively low credit risk
This product is suitable for investors who are seeking*:
The Bajaj Finserv Nifty 50 Index Fund is a simple and low-cost option for investors who are looking to gain exposure to India’s Top 50 companies listed on the National Stock Exchange of India Limited on the basis of Market Capitalization. The fund mirrors the Nifty 50 Index through investing in similar proportions. It is designed to replicate the index and deliver returns that are in line with overall market movements. While there is no active stock picking, the focus is on efficient tracking. This makes it a suitable choice for investors who prefer a hands-off approach that’s also linked to the markets. The fund combines not only diversification and transparency but also consistency, thereby making a suitable long-term equity option.
When you invest in Bajaj Finserv Nifty 50 Index Fund, you have two options – direct and regular. Each plan caters to different types of investors and the level of involvement their looking for.
A Nifty 50 Index Fund is a type of passive mutual fund that mirrors the Nifty 50 Index, a list of India’s top 50 companies by market capitalization. It doesn’t try to beat the market but aims to match its performance. These funds have lower costs (TER) than actively managed funds and offer a simple way to invest in India’s stock market.
This fund mirrors the Nifty 50 Index. Each stock in the fund has the same weight as it does in the index. Since it just follows the index, there’s no active decision-making. This reduces fund management costs and helps lower risk, compared to active funds that pick and choose stocks.
This fund can be a suitable option if you want long-term growth, are okay with market-matching returns, and prefer low-cost investing. It’s also a suitable option for beginners or anyone who wants a simple approach to equity markets.
To get the most benefit, stay invested for at least 5 years. Long-term investing helps ride out market ups and downs and allows your money to grow through compounding.
You can invest online through the Bajaj Finserv AMC portal or via your demat account. Offline, you can apply through a mutual fund distributor or submit the form directly at the AMC’s Official Point of Acceptance (OPAT).
NAV updates on every business day and fluctuates based on market conditions. For the latest NAV, please check the top of this scheme page.
Top holdings are subject to change. For the latest portfolio details, please refer to the fund’s official Factsheet.
Returns vary over time and are influenced by market performance. Please visit the AMC website or refer for the most recent performance data.
You can typically start with a minimum investment of ₹5000. For exact terms, please refer to the scheme document or check with your distributor.
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Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.
