Mr. Savla has over 25 years of work experience across various functions in Equity Dealing and Sales Trading / Dealing profile. Prior to joining the Company, Mr. Savla was associated with Reliance Nippon Life Insurance, Equirus Securities and Maybank KimEng Securities.
Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Head – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co. Ltd. During June 2006 – September 2010, he was working as Senior Manager, Treasury Dept in Indian Bank.
Sorbh Gupta has over 16 years of experience in the Indian Capital Markets. In November 2022, he was appointed as Head – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited, he was associated with Quantum Asset Management Company Private Ltd. He has also worked with other financial companies such as Siddhesh Capital Markets Pvt. Ltd. and Pranav Securities Pvt. Ltd.
{
"url":"",
"url_invest":null,
"debt": "Debt/Cash 100%",
"equity": "Equity 0%",
"HCRGG": {
"nav": "10000",
"date": "31-10-2024",
"since": {
"bajajflexi": "7.19",
"bajajsmall": "7.33",
"bajajnifty": "7.24"
},
"6_month_ago": {
"bajajflexi": "7.31",
"bajajsmall": "7.43",
"bajajnifty": "7.54"
}
},
"HCDGG": {
"nav": "10001",
"date": "31-10-2024",
"since": {
"bajajflexi": "7.38",
"bajajsmall": "7.33",
"bajajnifty": "7.24"
},
"6_month_ago": {
"bajajflexi": "7.50",
"bajajsmall": "7.43",
"bajajnifty": "7.54"
}
}
}
| NFO Start Date | NFO Close On | Risk Type |
|---|---|---|
|
28-07-25
|
11-08-25
|
Moderate
|
This is a hybrid fund with Nifty Equity Savings TRI as its benchmark. The risk level for this fund is categorised as Moderate.Equity Savings Fund
Nifty Equity Savings TRI
Growth and stability
A balanced portfolio of equity, arbitrage, and debt - offering growth potential and stability without the worries of inflation or high volatility
Tax advantage
It offers a relatively better long-term post-tax returns than debt investments, making them a tax-efficient investment choice
No lock-in period
Investors can redeem their units whenever they need access to their money, subject to applicable exit loads and market conditions.
An open ended scheme investing in equity, arbitrage and debt
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity and equity related instruments | 65% | 90% |
| Of which Derivatives including index futures, stock futures, index options and stock options, etc. (arbitrage opportunities) | ||
| Derivatives (hedged) | 25% | 80% |
| Net long equity exposure (unhedged) | 10% | 40% |
| Debt and Money Market Instruments* (including derivatives) | 10% | 35% |
| Units issued by REITs and InvITs | 0% | 10% |
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity and equity related instruments | 15% | 65% |
| Of which Derivatives including index futures, stock futures, index options and stock options, etc. (arbitrage opportunities) | ||
| Derivatives (hedged) | 0% | 55% |
| Net long equity exposure (unhedged) | 10% | 30% |
| Debt and Money Market Instruments* (including derivatives) | 35% | 85% |
| Units issued by REITs and InvITs | 0% | 10% |
The objective of the scheme is to generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments).
However, there is no assurance that the investment objective of the Scheme will be achieved.
During NFO:
Rs. 500 and in multiples of Re. 0.01/- or the account balance of the investor, whichever is less.
Entry Load: Nil
Exit Load:
| Particulars | Upto 10% of units held |
|---|---|
| If units redeemed/switched out within 7 days from allotment date | 0.25% of the applicable NAV |
| If units redeemed/switched out after 7 days from allotment date | Nil |
Exit load is applicable for each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP). The Scheme will not levy exit load in case the timelines for rebalancing portfolio as stated in SEBI Master Circular for Mutual Funds dated June 27, 2024, is not complied with.
An Equity Savings Fund is a hybrid mutual fund that invests in a mix of equity, debt, and arbitrage opportunities to balance risk and return.
It’s suitable for conservative investors looking for relatively better returns than debt funds, but with lower risk than pure equity funds.
No, equity savings funds do not have a lock-in period. However, exit loads may apply if redeemed early.
Risk is managed by diversifying across equity, debt, and arbitrage components, which helps reduce volatility.
Hybrid mutual funds are mutual fund schemes that combine equity, debt, and other asset classes…
Balancing risk and return is one of the most important challenges that investors face. Usually,…
When it comes to investing, many people think that they have to make a choice…
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