Mr. Savla has over 25 years of work experience across various functions in Equity Dealing and Sales Trading / Dealing profile. Prior to joining the Company, Mr. Savla was associated with Reliance Nippon Life Insurance, Equirus Securities and Maybank KimEng Securities.
Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Head – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co. Ltd. During June 2006 – September 2010, he was working as Senior Manager, Treasury Dept in Indian Bank.
Sorbh Gupta has over 16 years of experience in the Indian Capital Markets. In November 2022, he was appointed as Head – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited, he was associated with Quantum Asset Management Company Private Ltd. He has also worked with other financial companies such as Siddhesh Capital Markets Pvt. Ltd. and Pranav Securities Pvt. Ltd.
{
"url":"",
"url_invest":null,
"debt": "Debt/Cash 100%",
"equity": "Equity 0%",
"ESRGG": {
"nav": "10000",
"date": "31-10-2024",
"since": {
"bajajflexi": "7.19",
"bajajsmall": "7.33",
"bajajnifty": "7.24"
},
"6_month_ago": {
"bajajflexi": "7.31",
"bajajsmall": "7.43",
"bajajnifty": "7.54"
}
},
"ESDGG": {
"nav": "10001",
"date": "31-10-2024",
"since": {
"bajajflexi": "7.38",
"bajajsmall": "7.33",
"bajajnifty": "7.24"
},
"6_month_ago": {
"bajajflexi": "7.50",
"bajajsmall": "7.43",
"bajajnifty": "7.54"
}
}
}
This is a hybrid fund with Nifty Equity Savings TRI as its benchmark. The risk level for this fund is categorised as Moderate.Equity Savings Fund
Nifty Equity Savings TRI
₹500
19-08-2025
Growth and stability
A balanced portfolio of equity, arbitrage, and debt - offering growth potential and stability without the worries of inflation or high volatility
Tax advantage
It offers a relatively better long-term post-tax returns than debt investments, making them a tax-efficient investment choice
No lock-in period
Investors can redeem their units whenever they need access to their money, subject to applicable exit loads and market conditions.
The objective of the scheme is to generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments).
However, there is no assurance that the investment objective of the Scheme will be achieved.
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity and equity related instruments | 65% | 90% |
| Of which Derivatives including index futures, stock futures, index options and stock options, etc. (arbitrage opportunities) | ||
| Derivatives (hedged) | 25% | 80% |
| Net long equity exposure (unhedged) | 10% | 40% |
| Debt and Money Market Instruments* (including derivatives) | 10% | 35% |
| Units issued by REITs and InvITs | 0% | 10% |
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity and equity related instruments | 15% | 65% |
| Of which Derivatives including index futures, stock futures, index options and stock options, etc. (arbitrage opportunities) | ||
| Derivatives (hedged) | 0% | 55% |
| Net long equity exposure (unhedged) | 10% | 30% |
| Debt and Money Market Instruments* (including derivatives) | 35% | 85% |
| Units issued by REITs and InvITs | 0% | 10% |
An open ended scheme investing in equity, arbitrage and debt
Rs. 500 and in multiples of Re. 0.01/- or the account balance of the investor, whichever is less.
Entry Load: Nil
Exit Load:
| Particulars | Upto 10% of units held |
|---|---|
| If units redeemed/switched out within 7 days from allotment date | 0.25% of the applicable NAV |
| If units redeemed/switched out after 7 days from allotment date | Nil |
Exit load is applicable for each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP). The Scheme will not levy exit load in case the timelines for rebalancing portfolio as stated in SEBI Master Circular for Mutual Funds dated June 27, 2024, is not complied with.
Bajaj Finserv Equity Savings Fund is a hybrid fund that invests across equity, arbitrage and debt instruments
The fund seeks to bridge the gap between the low-risk and low-return profile of traditional avenues and the high-risk high-return potential of equities. By offering measured equity exposure and balancing it with debt and low-risk arbitrage opportunities, the fund seeks to capture some upside while mitigating volatility.
The portfolio mix is as follows:
The fund may also allocate to REITs and InvITs for added diversification.
As per regulatory norms, an Equity Savings Fund is a hybrid fund that combines equity, debt and arbitrage in its portfolio. The equity portion helps capture growth potential in the long term, while the arbitrage portfolio seeks to profit from brief market inefficiencies. The debt component, meanwhile, adds relative stability to the portfolio.
This makes equity savings funds less volatile than pure equity funds, with better growth potential than pure debt funds or traditional fixed-income avenues.
The Bajaj Finserv Equity Savings Fund actively manages its portfolio to capture upside or mitigate the impact of volatility in different market conditions. The debt portion seeks to offer the potential for steady income and relative stability. Finally, the arbitrage portion seeks to generate low volatility returns and hedge the portfolio.
To invest in Bajaj Finserv Equity Savings Fund, you can use the following modes –
Taxation on Bajaj Finserv Equity Savings Fund follows the same rules as applicable to equity schemes.
| Arbitrage Fund | Balanced Advantage Fund | Multi Asset Allocation Fund |
|---|
| Equity Funds | Debt Funds | Hybrid Funds | Index Funds |
|---|---|---|---|
| Exchange Traded Fund Funds | Savings Plus | All Mutual Funds |
An Equity Savings Fund is a hybrid mutual fund that invests in a mix of equity, debt, and arbitrage opportunities to balance risk and return.
It’s suitable for conservative investors looking for relatively better returns than debt funds, but with lower risk than pure equity funds.
No, equity savings funds do not have a lock-in period. However, exit loads may apply if redeemed early.
Risk is managed by diversifying across equity, debt, and arbitrage components, which helps reduce volatility.
You can invest in equity savings mutual funds either online or offline. To invest online, you can create an account with Bajaj Finserv AMC. To invest offline, you can fill out a physical application form and submit it at an official point of acceptance (OPAT) of the AMC. You can also invest through a distributor under the Regular plan. The distributor will guide you through the application process.
These funds generally invest across equity, debt instruments, and arbitrage opportunities, aiming to strike a balance between growth potential and stability.
Such funds offer a diversified portfolio that seeks to combine relative stability with growth potential.
The minimum investment amount differs across fund houses. The Bajaj Finserv Equity Savings Fund requires a minimum initial investment of Rs. 500.
The tax structure depends on the equity-debt mix in the portfolio. If the fund maintains an allocation of 65% and above to equities (including arbitrage), it is taxed as an equity-oriented fund.
That depends on your financial goals. However, staying invested for a reasonable time frame may help in riding out market volatility.
Returns vary depending on market conditions, asset allocation, and overall fund performance.
Whether an equity savings fund is suitable for you on several factors such as your investment goals, risk appetite and investment horizon.
AUM figures are periodically updated and can be checked on the AMC’s website or factsheet.
Risk levels are disclosed as per SEBI guidelines and may be revised from time to time. Please check the latest fund factsheet.
The top holdings may change from time to time based on market conditions and the fund manager’s outlook. Please refer to the latest fund factsheet for up-to-date information.
The fund portfolio is diversified across equity, debt and arbitrage. Detailed asset allocation can be found in the monthly factsheet or scheme information document.
Expense ratios differ for Direct and Regular plans and are reviewed periodically. For current figures, please check the latest fund factsheet or the AMC website.
Hybrid mutual funds are mutual fund schemes that combine equity, debt, and other asset classes…
Balancing risk and return is one of the most important challenges that investors face. Usually,…
When it comes to investing, many people think that they have to make a choice…
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