Relatively stable
Liquid mutual funds are relatively stable as they invest predominantly in highly rated money market instruments with residual maturities of up to 91 days.
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BAJAJ FINSERV ASSET MANAGEMENT LIMITED.
To provide a level of income consistent with the objectives of preservation of capital, lower risk and high liquidity through investments made primarily in money market and debt securities with maturity of up to 91 days only.
Disclaimer:There is no assurance that the investment objective of the scheme will be achieved.
Nimesh Chandan has over 24 years of experience in the Indian Capital Markets. He has spent 18 years in Fund Management- managing and advising domestic and international investors, retail as well as institutional. Prior to joining Bajaj Finserv Asset Management Ltd., he has worked with Canara Robeco Asset Management as Head of Investments, Equities (Domestic and Offshore). He has also worked with other asset management companies including Birla Sunlife Asset Management, SBI Asset Management and ICICI Prudential Asset Management.
Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Head – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co. Ltd. During June 2006 – September 2010, he was working as Senior Manager, Treasury Dept in Indian Bank.
Instruments – Debt (Including floating rate debt instruments) and money market instruments
Indicative allocations – Maximum=100%, Minimum=0%
Risk profile – Low to moderate
No holdings available.
Entry load – Not applicable
Exit Load – As per below
Exit Load – As per below
to view Total Expense Ratio
Bajaj Finserv Gilt Fund
An open ended debt scheme investing in government securities across maturity with relatively high interest rate risk and relatively low credit risk
This product is suitable for investors who are seeking*:
Liquid funds are a category of debt mutual funds that invest in short-term, high-quality money market instruments with maturities of up to 91 days. These may include treasury bills, commercial papers, certificates of deposit, and other low-risk fixed-income securities issued by governments, banks, and reputable corporates. Because of their short maturity profile, liquid funds tend to carry relatively lower interest rate risk and may experience lower price fluctuations compared with longer-duration debt funds.
One of the key advantages of liquid funds is their high liquidity. This making these funds suitable for short-term needs and emergency planning.
Investing in Bajaj Finserv Liquid Fund can help investors meet their short-term investment needs. This scheme aims to provide the investors steady income with the preservation of capital, lower risk, and high liquidity.
Investing in Bajaj Finserv Liquid Fund can help you obtain relatively better returns as compared to a traditional savings account. Also, since liquid funds invest predominantly in highly rated money market instruments, they are a relatively stable investment option. Lastly, you can redeem your units of Bajaj Finserv Liquid Fund at any time with T+1 settlement timeline and plan your liabilities.
Individuals, corporates including SMEs, partnership firms, NRIs, charitable trusts, etc., can invest in Bajaj Finserv Liquid Fund. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Bajaj Finserv Liquid Fund is a debt mutual fund scheme that primarily invests in Debt and Money Market instruments with residual maturity upto 91 days only
The NAV (Net Asset Value) is updated at the end of every calendar day. Check the top of this page for the latest NAV.
Liquid funds typically aim to deliver relatively stable returns, but they are not guaranteed and depend on market conditions.
The Assets Under Management (AUM) are can change based on inflows, outflows, and market movements. For the latest AUM, refer to the monthly Factsheet.
The fund’s risk classification is based on the portfolio composition as well as SEBI guidelines and is subject to periodic review. Refer to the Riskometer above on this scheme page and latest scheme-related documents for the current risk level.
The holdings may change from time to time in response to market conditions and fund manager decisions. For the latest holdings, please refer to the monthly Factsheet.
The fund invests primarily in debt and money market instruments with residual maturity upto 91 days only. For more details on the allocation, please check the Scheme Information Document.
The fund seeks to generate reasonable and relatively stable returns, but these are not guaranteed and can vary depending on market conditions.
There is no lock-in period. However, exit loads may apply for redemptions made before a certain period of allotment of units. Please refer to the Load Structure/Lock-In Period section on this page for details.
The expense ratio is reviewed periodically and can change. For the latest expense ratio, see the fund’s factsheet or the Total Expense Ratio section on the website.
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Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.
