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Bajaj Finserv Flexi Cap Fund

{
"debt": "Debt/Cash 2.89%",
"equity": "Equity 97.11%",
"FXRGG": {
"nav": "10000",
"date": "30-08-2024",
"since": {
"bajajflexi": "41.43",
"bajajsmall": "39.84"
},
"6_month_ago": {
"bajajflexi": "43.20",
"bajajsmall": "41.14"
}
},
"FXDGG": {
"nav": "10001",
"date": "30-08-2024",
"since": {
"bajajflexi": "43.56",
"bajajsmall": "39.84"
},
"6_month_ago": {
"bajajflexi": "45.36",
"bajajsmall": "41.14"
}
}
}

Fund Card

Bajaj Finserv Flexi Cap Fund


Equity
 
Regular Growth
Direct Growth

NAV Risk Type
₹13.1234
as on 20-08-2024
Very High

For -
 
Since Inception
1 Year
As on 30-08-2024
Bajaj Finserv Flexi Cap Fund
26.48%
 
BSE 500 TRI
15.83%
 
Summary Note
 
notifier-imgThis is an equity, flexi cap fund with BSE 500 TRI as its benchmark. The risk level for this fund is categorized as Very High Risk.
Summary Dynamic Card

Total AUM

₹3612.88 crores

as on 30-08-2024

Benchmark

BSE 500 TRI

Min. SIP Amount

₹500

Inception Date

14-08-2023

Benefits
 

Benefits

Megatrend investing

This scheme is based on a first-of-its kind megatrends strategy that makes it a great future-ready investment.

High active share

The fund's portfolio significantly deviates from the benchmark index. This feature highlights an active management strategy.

Low turnover ratio

Low turnover ratio of this scheme reflects a commitment to maintaining a relatively stable, high-quality portfolio.

Summary Investment Philosophy

Investment Objective

To generate long term capital appreciation by investing predominantly in equity and equity related instruments across market capitalization

However, there is no assurance that the investment objective of the scheme will be achieved.

Portfolio
 

Asset Allocation

Equity and equity-related instruments of large cap, mid cap and small cap companies: (65%-100%)
Debt and money market instruments and units of mutual fund schemes: (0%-35%)
Units issued by REITs and InvITs: (0%-10%)

Portfolio - Current Allocation

Top Holding
Top Holding
Top Holdings

HDFC Bank Limited
6.34%
Tata Consultancy Services Limited
4.97%
Hindustan Unilever Limited
4.57%
Reliance Industries Limited
4.45%
Divi's Laboratories Limited
3.99%
Mahindra & Mahindra Limited
3.67%
Allocation by Market Cap

Small Cap
30.56%
Mid Cap
13.26%
Large Cap
53.3%
 
 
 
 
Top Sectors

Pharmaceuticals & Biotechnology
13.12%
Banks
12.01%
Automobiles
7.55%
Consumer Durables
6.17%
IT - Software
6.05%
Electrical Equipment
5.26%
Chemicals & Petrochemicals
4.98%
Diversified FMCG
4.57%
Petroleum Products
4.45%
See All Holdings
As on 30-08-2024
Top Holdings

Reverse Repo / TREPS
1.95%
Net Receivables / (Payables)
0.96%
 
 
 
 
 
 
 
 
Credit rating profile

Cash Equivalent
100%
 
 
 
 
 
 
 
 
Instrument break-up

TREPS
1.95%
 
 
 
 
 
 
 
 
As on 30-08-2024
Historical Returns

Historical Returns (as per SEBI format) As on 30-08-2024

Tenors CAGR Current value of ₹10,000 Invested
Since Inception 1Y Since Inception 1Y
Bajaj Finserv Flexi Cap 41.43% 43.20% 14,373 14,320
BSE 500 TRI 39.84% 41.14% 14,204 14,114
Nifty 50 TRI 29.88% 32.64% 13,147 13,264

Disclaimer: Past performance may or may not be sustained in future.
Different Plans i.e. Regular Plan and Direct Plan under the scheme have different expense structure. Performance is provided for Regular Plan – Growth Option. Inception Date: 14th August 2023 Period for which scheme’s performance has been provided is computed basis last day of the previous month preceding the date of this material.
Returns less than 1 year period are simple annualized and greater than 1 year are compounded annualized.

Key Ratios

Key Ratios As on 30-08-2024

 Portfolio Turnover
Key Icon
130.00%
 Active Share
Key Icon
68.00%
 Beta*
Key Icon
0.80
 Sharpe*
Key Icon
2.81
 Standard Deviation
Key Icon
11.86%
 Jensen's Alpha*
Key Icon
0.08
 Information Ratio*
Key Icon
0.31

*Period for calculation - 14th August 2023 to 30th August 2024. Risk Free Rate (RFR) is considered at 6.80 (FBIL Overnight MIBOR).

Who Should Invest/Fund Manager

Who Should Invest?

  • Investors looking to create long-term wealth
  • Investors looking to diversify their portfolio
  • Investors who wish to utilise market opportunities
  • Investors with a high-risk appetite
Fund Manager

Fund Managers

Nimesh Chandan
Chief Investment Officer
Sorbh Gupta
Senior Fund Manager - Equity
Siddharth Chaudhary
Senior Fund Manager - Fixed Income
Scheme Fund Details
 

Fund Details

Type of Scheme

An open ended equity scheme investing across large cap, mid cap, small cap stocks.

Minimum Investment

Minimum Application Amount

  • Lumpsum: Rs. 500/- and in multiples of Re. 1/- thereafter
  • Systematic Investment Plan (SIP): Rs. 500 and above: Minimum 6 instalments.
Load Structure

Load Structure/Lock-In Period


Entry Load - NIL

Exit load*

For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows:
  • if units are redeemed / switched out within 6 months from the date of allotment:
    • if upto 10% of units allotted are redeemed/switched out - Nil
    • any redemption / switch-out of units in excess of 10% of units allotted - 1% of applicable NAV.
  • if units are redeemed/switched out after 6 months from the date of allotment, no exit load is payable.
* The load on other types of transaction could be Income Distribution cum Capital Withdrawal reinvestment, Switch in/out, SIP/SWP/STP (as applicable)
Options

Options/Sub-Option

  • Growth option
  • Income Distribution cum Capital Withdrawal (IDCW) option

    IDCW option will offer the following sub-options:
  • Payout of IDCW sub-option
  • Reinvestment of IDCW sub-option
  • Transfer of IDCW sub-option

Total Expense Ratio (TER)

Click Here

To view Total Expense Ratio

Product Label and Riskometer

Product Label and Riskometer

This product is suitable for investors who are seeking*:

  • Wealth creation/capital appreciation over long term.
  • Investment in equity and equity related instruments across large-cap, mid cap and small cap stocks.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Overview

Flexi Cap Mutual Fund Overview

A flexi cap mutual fund invests in stocks of companies across market capitalizations – large cap, mid cap and small cap. This can help the fund potentially leverage the growth opportunities offered by small and mid cap companies while benefiting from the relative stability of large cap companies.
There is no minimum allocation required in each market capitalization, so the fund manager is free to plan the flexi cap fund investment portfolio as per their growth strategy, market knowledge and insights.

Moreover, the fund manager can dynamically alter the allocation strategy for the flexi cap fund investment based on prevailing market trends. This can potentially help the fund mitigate downside risk or capitalize on segments that are performing well.

Investors who seek long-term capital appreciation and have a high risk-appetite can potentially invest in flexi cap funds. You can invest in Bajaj Finserv Flexi Cap Fund either in lumpsum or through SIPs, depending on your financial goals and investment strategy. You can make use of an SIP calculator to get a fair idea of what SIP amount you would need to achive your financial goals.

FAQ
 

Frequently Asked Questions

A flexi cap fund is a type of mutual fund that can invest in companies across market capitalisations – large, mid as well small-cap companies. A flexi cap mutual fund must invest at least 65% of its portfolio in equity and equity-related instruments, but can flexibly spread this allocation between large, mid, and small cap companies. This helps the fund potentially benefit from the stability offered by large cap companies as well as the growth potential of mid and small cap companies. The fund can also alter its allocation based on market conditions.

The type of fund that is right for an investor depends on their investment horizon, goals and risk appetite. Both flexi cap and index funds have their pros and cons. A flexi cap offers the potential for higher growth in the long run because fund managers can tap into the opportunities across market capitalisations and can dynamically allocate funds based on how each segment is performing.
However, index funds can be considered a relatively stable investment option the portfolio is designed to replicate a benchmark index and the fund’s performance is aligned with that benchmark. Moreover, they are typically passively managed and would therefore have a lower expense ratio than flexi cap funds.

The decision of whether to invest in a flexi cap fund must be based on your investment horizon, goals and risk tolerance levels, among other considerations. The decision to invest in lumpsum or via SIP instalments will also depend on such factors. SIP in a flexi cap mutual fund or any other scheme can offer benefits such as rupee cost averaging and disciplined investing. It is always advisable to consult a financial advisor before making investment decisions.

Difference between flexi cap and multi cap fund as per the guidelines of the Securities and Exchange Board of India, a multi cap fund must allocate at least 25% of its portfolio to large, mid, and small cap companies respectively. Meanwhile, a flexi cap mutual fund needs to maintain a 65% equity exposure at all times but has greater flexibility in deciding how to spread the portfolio between small, mid and large cap funds.

No mutual fund investment is risk-free and equity funds are considered to carry greater risk than debt mutual funds. Additionally, flexi cap mutual funds may be more volatile than large cap funds, which tend to offer relatively stable returns because they invest in top-tier companies.
However, a skilled fund manager of a flexi cap fund will aim to mitigate risks by altering the allocation between the different market capitalisations based on the economic conditions and their insights.

More than investment experience, the right fund type for you depends on your investment horizon, goals and risk tolerance level. A flexi cap fund may be a good fit for investors who have a high risk appetite and want capital appreciation but have a long investment horizon.
Also, as it is an actively managed fund, an investor does not need financial knowledge to maintain a balanced and diversified portfolio, as the fund manager follows the markets and makes strategic allocations. This could be a useful feature for new investors.

The Net Asset Value of NAV of a scheme is updated daily as it is based on the market performance of the scheme’s underlying assets and the fund’s liabilities. The Bajaj Finserv Flexi Cap Fund NAV on a given day can be seen on the scheme page.

Mentioned below are a few key reasons why you should consider investing in Bajaj Finserv Flexi Cap Fund:
Megatrend investing approach: Bajaj Finserv Flexi Cap Fund employs a forward-thinking strategy by anticipating influential, long-term megatrends rather than following current trends. This approach enhances the potential for long-term returns by identifying future growth opportunities beyond traditional sector classifications, while also mitigating behavioral biases such as recency bias.
INQUBE investment philosophy: Bajaj Finserv Asset Management's INQUBE philosophy leverages informational, quantitative, and behavioral edges to gain a competitive advantage. It focuses on acquiring timely information, developing predictive models, and making informed decisions to optimize investment returns over the long term.
Portfolio diversification: As a flexi cap fund, it diversifies investments across companies of varying market capitalizations, allowing flexibility to capitalize on growth opportunities regardless of company size.

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