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Features of Bajaj Finserv Overnight Fund

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An overnight fund is a type of debt mutual fund that primarily invests in securities with a maturity period of a single business day, making it a relatively low-risk investment option.
Overnight funds offer liquidity and are suitable for investors who wish to park their money for a very short duration of time.

Let’s take a closer look at the features of the Bajaj Finserv Overnight Fund, an offering by the Bajaj Finserv Asset Management Ltd.

  • Table of contents
  1. Bajaj Finserv Overnight Fund
  2. Features of Bajaj Finserv Overnight Fund
  3. Why consider the Bajaj Finserv Overnight Fund?
  4. FAQ

Bajaj Finserv Overnight Fund

In today's unpredictable economic climate, overnight funds are growing in popularity. The volatility of the market makes it important for investors to mitigate the impact on the portion of their portfolio in stable, low-risk instruments. Overnight funds serve this purpose effectively, providing not just relative stability but also liquidity.

Given the short-term nature of the underlying investments, overnight funds are less susceptible to interest rate fluctuations, which is a significant advantage in uncertain times. Moreover, with many new changes in the financial landscape, the need for easily accessible funds has become more crucial than ever, be it for emergency purposes or tapping into new investment opportunities at short notice.

Bajaj Finserv Asset Management Ltd. recognises these present-day requirements of investors and has provided the option to invest in Bajaj Finserv Overnight Fund to address them. It's not just about stability of the investment; it's about effectively balancing risk with reward. For modern investors who wish to invest with adequate caution, understanding the features of overnight funds and integrating them into their portfolio can be valuable.

Features of Bajaj Finserv Overnight Fund

Type of scheme: The Bajaj Finserv Overnight Fund is an open-ended debt scheme investing in overnight securities with relatively low interest rate risk and relatively low credit risk.

Investment objective: The Scheme aims to provide reasonable returns commensurate with low risk and high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. There is no assurance that the investment objective of the Scheme will be achieved.

Asset allocation strategy: The fund invests upto 100% in overnight securities or debt/money market instruments maturing the very next business day. It also retains the flexibility to diversify across various securities in the debt and money market sectors.

Why consider the Bajaj Finserv Overnight Fund ?

For those looking for a relatively stable investment option with minimal risk, this fund can be a suitable option. The Bajaj Finserv Overnight Fund investment strategy ensures liquidity, with the potential for income in line with overnight call rates. With its asset allocation strategy and diversified portfolio, this scheme can serve as a good option for conservative investors.

The fund is suited for investors seeking regular short-term income aligned with overnight call rates. Its investment in money market and debt instruments with overnight maturity makes it an attractive choice for those who prioritise relative stability alongside returns.

With the Bajaj Finserv Mutual Fund offerings like the Overnight Fund, investors can explore overnight fund benefits with minimised risks and potential returns. Before investing in any scheme, consult a financial advisor to make sure that the fund is aligned with your financial goals and risk appetite.


What is the Bajaj Finserv overnight fund?
It is an open-ended debt scheme focusing on overnight securities, offering a balance of low risk and potentially consistent returns.

Who should consider investing in this fund?
Investors seeking regular short-term income in line with overnight call rates can consider this fund.

What are some benefits of the Bajaj Finserv overnight fund?
The fund offers liquidity, relatively low interest and credit risks, and the potential for steady returns in line with overnight rates.

How does the fund manage its asset allocation?
It primarily invests in overnight securities with maturity of upto 1 business day.

Where will the assets of the fund be invested?
The fund invests in a diversified portfolio, including government securities, corporate bonds, money market instruments, and other approved securities which have maturity of upto 1 business day.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
This document should not be treated as endorsement of the views/opinions or as investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purpose only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.

Points To Consider?