What makes Bajaj Finserv Flexi Cap Fund suitable for your portfolio?

Flexi cap fund
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Bajaj Finserv Flexi Cap Fund is a mutual fund scheme that offers investors the opportunity to create long-term wealth. As the name suggests, it is a flexi cap fund that invests across market capitalizations in equity and equity-related instruments and aims to generate long-term capital appreciation for investors.

Here are some key reasons why the Bajaj Finserv Flexi Cap Fund can be a useful addition to your portfolio.

  • Table of contents
  1. Diversified across market caps for growth
  2. Focus on megatrends for the future
  3. Combines top-down and bottom-up approach
  4. Employs INQUBE philosophy
  5. Experienced and stable fund management
  6. Ideal for long-term wealth creation
  7. Flexibility to manage risks
  8. Affordable investment plans
  9. Backed by a reputed Bajaj Finserv Group
  10. FAQ

Diversified across market caps for growth

Bajaj Finserv Flexi Cap Fund invests at least 65% of its assets in equities across market capitalizations - large caps, mid caps, and small caps. This provides diversification and allows the fund to tap growth opportunities across market segments. While large caps provide relative stability, mid and small caps offer higher growth potential. This multi-cap approach seeks to balance risk and optimize the return potential.

Focus on megatrends for the future

Bajaj Finserv Flexi Cap Fund follows a unique megatrends investment approach. Megatrends are powerful long-term changes that can transform economies and impact industries and companies. By identifying and investing in companies that ride key megatrends, the fund aims to be future-ready. The megatrends approach gives the fund a solid direction for the long run.

Combines top-down and bottom-up approach

The fund managers use both top-down and bottom-up approaches in stock selection. Top-down approach is used to identify megatrends and sectors. Bottom-up analysis helps shortlist companies with strong competitive advantages and growth prospects within those megatrends and sectors. This combined approach results in a high-quality portfolio for investors.

Employs INQUBE philosophy

The fund uses Bajaj Finserv's proprietary INQUBE investment philosophy. INQUBE stands for Information edge, Quantitative edge, and Behavioral edge. Information edge comes from comprehensive research and insights. Quantitative edge comes from scientifically validating decisions using data and analytics. Behavioral edge comes from understanding human psychology in financial decision making. This three-pronged philosophy can potentially improve investment outcomes.

Experienced and stable fund management

Bajaj Finserv Flexi Cap Fund is managed by an experienced and capable team of equity and fixed income managers. A stable and seasoned fund management team provides reassurance to investors.

Ideal for long-term wealth creation

With its future-focused approach, growth orientation and lower portfolio churn, Bajaj Finserv Flexi Cap Fund is ideal for investors with a long-term investment horizon. It aims to enhance the wealth creation potential over longer time periods of 5 years or more. Thus, the fund can help investors build a strong core equity portfolio.

Flexibility to manage risks

The fund has the flexibility to manage risks by diversifying up to 35% of assets in debt and money market instruments. This provides relative stability during market downturns. Any exposure to REITs and InvITs would also add to diversification.

Affordable investment plans

Bajaj Finserv Flexi Cap Fund offers a very affordable initial investment amount. You can start an SIP in the fund with just Rs. 500 per month. Additional investments can be as low as Rs. 100. This makes the fund easily accessible to retail investors looking to start their investment journey.

Backed by a reputed Bajaj Finserv Group

The fund is managed by Bajaj Finserv Asset Management Ltd., part of the esteemed Bajaj Finserv group. The group has over 80 years of lineage and expertise in financial services. Their industry knowledge, research capabilities and corporate governance standards inspire trust and confidence.

Conclusion

Bajaj Finserv Flexi Cap Fund offers a differentiated approach to flexi cap investing for long-term wealth creation. Its future focus, experienced fund management make it a reasonable investment proposition for investors. Considering its features and benefits, the fund can be a valuable addition for building a solid core equity portfolio.

FAQs:

What is Bajaj Finserv Flexi Cap Fund?
Bajaj Finserv Flexi Cap Fund is an open-ended equity scheme that invests across market capitalizations in large caps, mid caps, and small caps to generate long-term capital appreciation. As a flexi cap fund, it can dynamically allocate assets between market caps.

Why is Bajaj Finserv Flexi Cap Fund a good investment option?
The key reasons that make Bajaj Finserv Flexi Cap Fund a good investment option are - focused megatrends approach, diversification across market caps, experienced fund management, low portfolio churn, affordable investment amounts, and long-term wealth creation potential.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.
This document should not be treated as an endorsement of the views/opinions or as investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purposes only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.