Bajaj Finserv Flexi Cap Fund

Neither option is inherently ‘better’. Flexi cap funds seek long-term capital appreciation through active stock selection and the flexibility to shift allocation across market capitalisations. Index funds focus on cost efficiency and seek to deliver relatively stable returns by mirroring a market index. The suitable choice varies based on an investor’s risk tolerance, sensitivity to costs, and financial objectives.

The decision to start an SIP in a flexi cap fund depends on your investment goals, time horizon, and risk tolerance. An SIP can help with disciplined investing and may help average costs over time. It also removes the need to time to market and helps spread investments over time.

Multi cap funds are required to invest at least 25% each in large, mid, and small cap stocks, as per SEBI guidelines. Flexi cap funds, on the other hand, can freely allocate across market capitalisations as long as 65% equity exposure is maintained.

No mutual fund is safe or free of risk. Flexi cap funds carry market risk and can be more volatile than large cap funds and debt funds. However, active management and flexible allocation between market caps may help manage risk over the long term.

A flexi cap fund may be suitable for beginners with a high risk appetite and a long investment horizon. Its active management allows the fund manager to handle diversification and allocation, which can be helpful for new investors.

The Net Asset Value of NAV of a scheme is updated daily as it is based on the market performance of the scheme’s underlying assets and the fund’s liabilities. The Bajaj Finserv Flexi Cap Fund NAV on a given day can be seen on the scheme page.

Mentioned below are a few key reasons why you should consider investing in Bajaj Finserv Flexi Cap Fund:

• Megatrend investing approach: Bajaj Finserv Flexi Cap Fund employs a forward-thinking strategy by anticipating influential, long-term megatrends rather than following current trends. This approach enhances the potential for long-term returns by identifying future growth opportunities beyond traditional sector classifications, while also mitigating behavioral biases such as recency bias.
• INQUBE investment philosophy: Bajaj Finserv Asset Management's INQUBE philosophy leverages informational, quantitative, and behavioral edges to gain a competitive advantage. It focuses on acquiring timely information, developing predictive models, and making informed decisions to optimize investment returns over the long term.
• Portfolio diversification: As a flexi cap fund, it diversifies investments across companies of varying market capitalizations, allowing flexibility to capitalize on growth opportunities regardless of company size.

AUM (Assets Under Management) refers to the total market value of all investments held by a scheme. It reflects the scheme’s size and is influenced by market performance, new investments, and redemptions. The AUM changes frequently as the value of underlying assets fluctuates with market movements. Please refer to latest Factsheet or the product page for up-to-date information.

The fund’s risk classification is based on the portfolio composition as well as SEBI guidelines and is subject to periodic review. Refer to the Riskometer on this scheme page and latest documents for the current risk level.

The top holdings of the fund can change from time to time at the discretion of the fund manager. Please refer to the most recent Factsheet or the Scheme Page for latest information.

The asset allocation of the fund is mentioned in the Scheme Information Document . Please refer to the most recent Factsheet or the Scheme Page for latest information.

No, the Bajaj Finserv Flexi Cap Fund does not have a lock-in period. However, an exit load may be charged for withdrawals made before a certain period. Please refer to the ‘Load Structure/Lock-In Period’ section on this page for details.

Please refer to the most recent Factsheet or the Scheme Page for the latest TER details.

Flexi cap funds invest across large, mid, and small cap stocks, providing diversification. Large cap or mid cap funds focus primarily on their respective segments.

Switching between direct and regular plans depends on the fund’s terms. It is advisable to refer to the fund’s official documentation or contact the AMC.

Tax treatment of investments in flexi cap funds is governed by applicable laws. Investors should consult a tax advisor for guidance on specific benefits.

Portfolio rebalancing varies by fund strategy and market conditions. The fund manager typically decides the timing and extent of rebalancing.

Flexi cap fund returns are market-linked and can fluctuate with market movements. Investors should consider their risk tolerance before investing.

Flexi cap funds can be part of a long-term investment strategy, but diversification across asset classes is recommended for retirement planning.

Yes, both SIP and lumpsum investment options are available for Bajaj Finserv Flexi Cap Fund. It is recommended to check scheme-related documents for up-to-date information and terms and conditions.

The minimum investment amount of the Bajaj Finserv Flexi Cap Fund is Rs. 500 for lumpsum as well as SIP (minimum six instalments for SIP). The minimum investment amounts may vary from one mutual fund house to another. It is advisable to check scheme-related documents for up-to-date information.

Income from mutual fund schemes is now referred to as Income Distribution cum Capital Withdrawal (IDCW). Only investors who choose the IDCW option receive these payouts, which are not guaranteed and are declared at the discretion of the fund house based on available distributable surplus and other factors.

A flexi cap fund’s performance varies based on market conditions, management style, asset allocation decisions and other factors. Past performance may or may not be sustained in future.

The inception date of the Bajaj Finserv Flexi Cap Fund is August 14th, 2023.

Flexi cap funds may be suitable for investors with a long investment horizon of five years or more. However, a very high risk appetite is also required.

Details about the fund managers are available on the scheme page and the Scheme Information Document.

The NAV is calculated at the end of every business day. The latest NAV can be viewed at the top of the Bajaj Finserv Flexi Cap Fund scheme page and on the AMFI website.