Skip to main content
texts

Bajaj Finserv Multi Asset Allocation Fund

{
"debt": "Debt/Cash13.53%",
"equity": "Equity86.47%",
"MARGG": {
"nav": "10000",
"date": "31-07-2025",
"since": {
"bajajflexi": "8.00",
"bajajsmall": "9.96",
"bajajnifty": "6.97"
},
"6_month_ago": {
"bajajflexi": "1.08",
"bajajsmall": "6.44",
"bajajnifty": "0.54"
}
},
"MADGG": {
"nav": "10001",
"date": "31-07-2025",
"since": {
"bajajflexi": "9.68",
"bajajsmall": "9.96",
"bajajnifty": "6.97"
},
"6_month_ago": {
"bajajflexi": "2.64",
"bajajsmall": "6.44",
"bajajnifty": "0.54"
}
}
}

Fund Card

Bajaj Finserv Multi Asset Allocation Fund


Hybrid 
 
Regular Growth
Direct Growth

NAV Risk Type
₹13.1234
as on 20-09-2024
Very High

For -
 
Since Inception
1 Year
As on 30-06-2024
Bajaj Finserv Multi Asset Allocation Fund
6.76%
 
65% Nifty 50 TRI + 25% Nifty Short Duration Debt Index + 10% Domestic Prices of Gold
7.49%
 
Nifty 50 TRI
7.53%
 
Summary Note
 
notifier-imgThis is a hybrid, Multi Asset Allocation Fund with 65% Nifty 50 TRI + 25% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold. as its benchmark. The risk level for this fund is categorized as Very High.
Summary Dynamic Card

Total AUM

₹ 1,191.29 crores

as on 31-07-2025

Benchmark

65% Nifty 50 TRI + 25% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold.

Min. SIP Amount

₹500

Inception Date

03-06-2024

Benefits
 

Benefits of investing in Bajaj Finserv Multi Asset Allocation Fund

Dividend payouts

The fund follows a dividend yield investing strategy that involves investing in companies that have a track record of paying high dividends.

Equity taxation

Investors can benefit from favourable equity taxation while balancing risk and return potential by investing across asset classes.

Diversification

Investments are spread across equity, debt and commodities to create an all-weather investment avenue that can potentially navigate different market conditions.

Summary Investment Philosophy

Investment Objective

To generate income from fixed income instruments and generate capital appreciation for investors by investing in equity and equity related securities including derivatives, Gold ETFs, Silver ETFs, exchange traded commodity derivatives and in units of REITs & InvITs.

However, there is no assurance that the investment objective of the scheme will be achieved

Portfolio
 

Asset Allocation

Instruments Indicative allocations (% of total assets)
  Minimum Maximum
Equity & Equity Related Instruments 35% 80%
Debt securities (including securitized debt & debt derivatives) and Money Market Instruments* including Units of Debt oriented mutual fund schemes 10% 55%
Gold ETFs, Silver ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time. 10% 55%
Units issued by REITs and InvITs 0% 10%


*Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time


Portfolio - Current Allocation

Top Holding
Top Holding
Top Holdings

HDFC Bank Limited
7.52%
ITC Limited
4.70%
State Bank of India
4.05%
Indus Towers Limited
3.83%
Infosys Limited
2.91%
Hindustan Unilever Limited
2.82%
Allocation by Market Cap

Equities
67.61%
Exchange Traded Funds
17.06%
Corporate Bond
10.59%
 
 
 
 
Top Sectors

Banks
15.69%
Diversified FMCG
7.52%
IT - Software
6.67%
Power
5.52%
Pharmaceuticals & Biotechnology
4.35%
Finance
4.33%
Telecom - Services
3.83%
 
 
 
 
See All Holdings
As on 31-07-2025
Top Holdings

Reverse Repo / TREPS
0.04%
Cash & Cash Equivalent
4.70%
 
 
 
 
 
 
 
 
 
 
Credit rating profile

Cash Equivalent
4.70%
 
 
 
 
 
 
 
 
Instrument break-up

TREPS
0.04
 
 
 
 
 
 
 
 
 
As on 31-07-2025
Historical Returns

Historical Returns (as per SEBI format) As on 31-07-2025

Tenors CAGR Current value of ₹10,000 Invested
Since Inception 1Y Since Inception 1Y
Bajaj Finserv Multi Asset Allocation Fund 8.00% 1.08% 10,933 10,108
65% Nifty 50 TRI + 25% Nifty Short Duration Debt Index + 10% Domestic Prices of Gold 9.96% 6.44% 11,164 10,054
Nifty 50 TRI 6.97% 0.54% 10,812 10,054

Disclaimer: Past performance may or may not be sustained in future.
Different Plans i.e. Regular Plan and Direct Plan under the scheme have different expense structure. Performance is provided for Regular Plan - Growth Option. Inception Date: 03rd June 2024 Period for which scheme's performance has been provided is computed basis last day of the previous month preceding the date of this material.
Returns less than 1 year period are simple annualized and greater than 1 year are compounded annualized.

Key Ratios

Portfolio Parameters As on 31-07-2025

 YTM
Key Icon
7.44
 Average Maturity
Key Icon
2.83 Years
 Macaulay Duration
Key Icon
2.59 Years
 Modified Duration
Key Icon
2.41 Years
 Jensens Alpha
Key Icon
-0.37%
 Standard Deviation
Key Icon
8.37%
 Beta
Key Icon
0.66
 Information Ratio
Key Icon
-0.31
 Sharpe
Key Icon
0.32

YTM details should not be construed as indicative returns and the securities bought by the Fund may or may not be held till the respective maturities.

Who Should Invest/Fund Manager

Why Should You Consider Investing In This Fund?

  • Low volatility as compared to pure equity funds
  • All-weather investment avenue
  • Professional asset allocation
  • Aims to provide reasonable return
Fund Manager

Fund Managers

Sorbh Gupta
Head – Equity
Anup Kulkarni
Fund Manager – Equity
Siddharth Chaudhary
Head – Fixed Income
Vinay Bafna
Fund Manager - Commodities
Scheme Fund Details
 
 

Fund Details

Type of Scheme

Bajaj Finserv Multi Asset Allocation Fund

An open ended scheme investing in equity and equity related instruments, debt & debt derivatives and money market instruments, Gold ETFs, Silver ETFs, exchange traded commodity derivatives and in units of REITs and InvITs

Minimum Additional Purchase Amount

Rs. 100/- and in multiple of Re. 1/- thereafter.

Minimum Investment

Minimum Application Amount

  • Fresh Purchase (lumpsum) - Rs. 500/- and in multiples of Re. 1/- thereafter
  • Systematic Investment Plan (SIP): Rs. 500 and above: minimum 6 instalments.
  • Minimum amount for switch-in – Rs. 500 and in multiples of Re. 1.

Two-Factor Authentication will be applicable for subscription as well as redemption transactions in the units of mutual fund. For more information, please refer SAI.

Load Structure

Load Structure/Lock-In Period

Entry Load: not applicable
Exit Load: : For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows:

if units are redeemed / switched out within 1 year from the date of allotment:

  • if up to 30% of units allotted are redeemed/switched out – Nil
  • any redemption / switch-out of units in excess of 30% of units allotted - 1% of applicable NAV.
If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 year from the date of allotment, no exit load is payable.
Options

Options/Sub-Option

  • Growth option
  • Income Distribution cum Capital Withdrawal (IDCW)
  • The Scheme will have a common portfolio across various Plans/Options/Sub-options.
  • Payout of Income Distribution cum Capital Withdrawal sub-option
  • Reinvestment of Income Distribution cum Capital Withdrawal sub-option
  • Transfer of Income Distribution cum Capital Withdrawal sub-option.
Product Label and Riskometer

Product Label and Riskometer

This product is suitable for investors who are seeking*:

  • Income generation from fixed income instruments
  • Wealth creation/Capital appreciation over long term from investments in equity and equity related securities, Gold ETFs, Silver ETFs, exchange traded commodity derivatives (ETCD) and in units of REITs & InvITs.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Overview

Bajaj Finserv Multi Asset Allocation Fund - Overview

Bajaj Finserv Multi Asset Allocation Fund follows a dividend-yield investing strategy. which involves selecting stocks or securities that typically pay higher dividends compared to the Nifty 50 index. Such companies typically stable business models and a history of sustainable growth over time.

Dividend yield is a measure of how much a company pays out in dividends relative to its stock price. By reinvesting these dividends, investors can potentially enhance opportunities for compounded growth over time.

Whether you're a seasoned investor or just starting out, Bajaj Finserv Multi Asset Allocation Fund can take you a step closer to your goals while navigating volatility and balancing risk with potential returns overtime.

You can invest via lumpsum or SIP. To decide your monthly SIP amount, you can make use of our online SIP calculator.

Advantages of Bajaj Finserv Multi Asset Allocation

Dividend-yield focus

The fund invests in companies that have higher than average dividend yields, this means it can potentially be a source of steady income and even enhance the total returns over time.

Diversified asset mix

With its allocation spread across equity, debt and other asset classes, the fund aims to mitigate risk and optimise return potential. This makes it suitable for investors who seek relative stability with the potential to grow.

Compounding through reinvestment

Dividends received from underlying stocks can be reinvested. This allows investors to potentially benefit from compounding returns and build wealth in the long run.

Focus on quality and relative stability

As this fund target companies with robust fundamentals, proven business models and a history of consistent dividend payouts.

SIP-friendly for long-term goals

This fund is ideal for someone looking to initiate a long-term investment journey through SIPs. It helps investors stay invested across market cycles and move towards their financial objectives.

Past performance may or may not be sustained in future

Bajaj Finserv Multi Asset Allocation Fund - Regular & Direct Plans

When you invest in Bajaj Finserv Multi Asset Allocation Fund, you have two plans – direct and regular. Each plan caters to different types of investors and the level of involvement they are looking for.

Direct Plan

The direct plan is designed for investors who wish to invest independently, without the help of a distributor. Since there is no commission involved, the expense ratio is often lower. This means that this can lead to potentially better net returns in the long run.

Regular Plan

In the regular plan, investors invest through a mutual fund distributor who guides them through the whole process. Here a commission is involved hence the expense ratio runs slightly higher. However, this plan comes with its own potential advantages like personalized advice, goal-based recommendations and on-going support with transactions like purchases and redemptions.

How to invest in Bajaj Finserv Multi Asset Allocation Fund

To invest in the Bajaj Finserv Multi Asset Allocation Fund, you have two options at your disposal.

  • Offline mode

If you're investing through a distributor, they will provide you with the application form, assist you in filling it out, and submit it on your behalf. Alternatively, if you wish to invest directly with the AMC, you can fill out the form yourself and submit it at any of the AMC’s official Points of Acceptance.

  • Online mode

You can invest using your demat or online trading account. Another option is to visit the Bajaj Finserv AMC investor portal, create an online account, and complete your investment in just a few steps.

Taxation on Bajaj Finserv Multi Asset Allocation Fund

As Bajaj Finserv Multi Asset Allocation Fund is equity-oriented, it follows the taxation rules that are applied to all equity schemes.

Short-term capital gains (STCG):If you redeem your investment within one year, the gains are taxed at 20%, plus applicable surcharge and cess.

Long-term capital gains (LTCG):If you stay invested for over a year, gains up to ₹1.25 lakh in a financial year are exempt from tax. Any gains beyond that are taxed at 12.5%, along with surcharge and cess as applicable.

 

Please consult your tax advisor for personalised advice. Tax laws are subject to change.

FAQ
 
 

Frequently Asked Questions

Multi-asset allocation funds offer flexibility in selecting investments across various asset classes and geographies. This flexibility allows fund managers to adapt to changing market conditions and exploit opportunities across different markets.

Managing risk is a fundamental aspect of multi-asset allocation funds. These funds aim to balance risk and return by allocating investments across assets with varying risk profiles. For example, while stocks may offer higher potential returns, they also carry higher volatility. Bonds, on the other hand, typically offer lower returns but provide stability to the portfolio.

No, multi-asset allocation funds are not immune to market fluctuations. While diversification helps spread risk, it does not guarantee protection against losses, especially during extreme market downturns

You can invest online through the Bajaj Finserv AMC portal or via your demat account. Offline, you can apply through a mutual fund distributor or submit the form directly at the AMC’s Official Point of Acceptance (OPAT).

Assets Under Management (AUM) figures are updated periodically. For the latest data, please refer to the fund factsheet or the official AMC website.

Risk levels are disclosed as per SEBI guidelines and may be revised from time to time. Please check the current Riskometer status on the scheme's product page or latest fund factsheet.

Top holdings may change based on market conditions. For the latest portfolio composition, refer to the most recent monthly portfolio disclosure.

The fund follows a dynamic allocation strategy. Detailed asset allocation can be found in the monthly factsheet or scheme information document.

Returns vary over time and are influenced by market performance. Please visit the AMC website or refer to a financial platform for the most recent performance data.

This fund typically does not have a lock-in period. However, exit loads may apply—please check the latest scheme terms for details.

Expense ratios differ for Direct and Regular plans and are reviewed periodically. For current figures, please check the latest fund factsheet or the AMC website.

Learn About Mutual Funds

Related Video

texts
Go to the top
texts