BAJAJ FINSERV ASSET MANAGEMENT LIMITED.
At Bajaj Finserv Asset Management Ltd, we are dedicated to providing high service standards. Please write to us if you have any questions, and we will get back to you at the earliest.
Investor WhatsApp channel
Write to us at
Raise a new service ticket
Share your details and our experts will guide you.
Partner WhatsApp channel
Write to us at
Raise a new service ticket
Write to us at
CIN:U65990PN2021PLC205292
In line with SEBI Circular dated June 11, 2025, the Bajaj Finserv Asset Management Limited has now procured valid and structured UPI Ids. The validated UPI Ids are as follows:
bajajfinserv.bdpg.mf@validicici
bajajfinserv.bdsi.mf@validicici
bajajfinserv.cppg.mf@validicici
bajajfinserv.cpsi.mf@validicici
The investors are encouraged to select UPI mode of payment while making application for investing in schemes of Bajaj Finserv Mutual Fund. While making payment, investors are requested to use these modes of payment only when making application for investment in schemes of Bajaj Finserv Mutual Fund through authorised digital platforms.
If you are a person with a disability and need any support, we’re here to help. Please call our toll-free number 1800-309-3900 or write to us at service@bajajamc.com and our team will reach out to assist you as quickly as possible.
Need help planning your investments?
Bajaj Finserv Limited, an unregistered Core Investment Company (CIC) under RBI Regulations 2020, is a part of the renowned Bajaj Group.
One of India’s leading and most diversified financial services institutions, Bajaj Finserv Ltd provides simple financial solutions to crores of people every day through its group companies. Through continuous innovation, it strives to enrich the lives of communities across the length and breadth of the country and make financial security accessible to all.
Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.