Your folio number is a quick way to access key details about your mutual fund investment. If you are wondering how to check mutual fund status, you can use your mutual fund’s investor portal, its Registrar and Transfer Agent (RTA), or MFCentral to view holdings, transactions, account statements and SIP-related information. You can also check mutual fund status with folio number through these official channels.
A folio number check online may require additional verification using your PAN, registered mobile number or email address, and an OTP. If you have not reviewed your investments recently, a quick check can help you catch transaction or SIP details you may have missed.
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How to check mutual fund status with a folio number online
A mutual fund folio number check online can usually be carried out through your mutual fund, its RTA or an investor-service platform such as MFCentral.
Check through the mutual fund or its RTA
You can start with the official investor-service channel of the mutual fund house in which you invested. Depending on the facility available, you may be able to log in, select the relevant folio and view the investments linked to it.
Mutual fund RTAs also provide investor-service facilities. For example, KFintech allows investors to request an account statement using either a registered email address or folio number. CAMS offers account-statement services for mutual funds serviced by it, including a single-folio statement facility.
Sources: KFintech, Account Statement; CAMS, Single Folio Account Statement.
Check through MFCentral
MFCentral is an investor-services platform jointly launched by CAMS and KFintech. It provides access to mutual fund services across folios held with different fund houses, making it useful if you have investments spread across multiple AMCs.
After registering and logging in, you can access your mutual fund portfolio and use the investor services available for your folios. This can make folio number tracking easier when your investments are not all with the same fund house.
Source: AMFI, Download CAS.
Request a Consolidated Account Statement
A Consolidated Account Statement, or CAS, brings eligible mutual fund transactions and holdings together in one statement.
For investors who also have a demat account, the depository may issue a consolidated statement covering mutual fund investments as well as securities held in demat form. For investors whose PAN is not common with a depository account, the mutual fund industry or RTAs may issue the mutual fund CAS.
AMFI also provides an e-CAS facility through CAMS and KFintech for investors whose email address is registered with their mutual funds. A CAS can be particularly useful if you do not remember every folio number associated with your investments.
Sources: SEBI, Master Circular for Mutual Funds, published 20 March 2026; SEBI Investor, Consolidated Account Statement, publication date not stated on the official page; AMFI, Download CAS, publication date not stated on the official page.
Contact the fund house or RTA
If you cannot access the required information online, you can contact the mutual fund house or its RTA for assistance with your folio, account statement or transaction details.
How Bajaj AMC investors can check their folio and account details
If you invest in a scheme of Bajaj Finserv Mutual Fund, KFin Technologies Limited is the Registrar and Transfer Agent (RTA). KFintech maintains and services investor records for the fund, including folio and transaction-related information.
For an account statement by folio number, Bajaj AMC investors can use KFintech’s official account-statement facility. The portal allows investors to request an account statement using a registered email address or folio number and offers summary and detailed statement options.
For general investor-service requests, Bajaj AMC also provides the following channels:
- Toll-free number: 1800-309-3900, Monday to Friday, 9:00 am to 6:00 pm
- Email: service@bajajamc.com
- Online service ticket: Investors can raise a service request through Bajaj AMC’s online service facility
Sources: Bajaj Finserv Multi Cap Fund Key Information Memorandum, dated 30 September 2025; KFintech, Account Statement.
What is a folio number in a mutual fund?
A mutual fund folio number is an account number under which an investor’s mutual fund units and transactions are recorded. You can think of it as the reference that helps the mutual fund identify your investment account.
A folio may contain investments in more than one scheme of the same mutual fund. AMFI notes that many mutual funds use a master folio so that holdings belonging to the same unit holder, or the same set of joint holders, can be recorded under a common folio. A folio should therefore not be confused with an individual mutual fund scheme.
The number is also not universal across the mutual fund industry. Investments held with different mutual funds are maintained in their respective account records.
Source: AMFI, Investor Service FAQs.
Where to find your mutual fund folio number
If you cannot remember your folio number, there are several places you can look:
- Mutual fund account statement: The folio number is generally shown on statements issued for your investment.
- Consolidated Account Statement: A CAS can help you identify folios associated with your mutual fund holdings.
- Investor account: Your folio details may be available after you log in to the mutual fund or RTA’s investor-service portal.
- Registered email records: Look for previous investment confirmations or account statements sent by the fund house or RTA.
- Fund house or RTA: If you still cannot locate the number, contact the official investor-service team and complete the required verification.
Use official mutual fund, RTA, depository or recognised investor-service platforms when entering details such as your folio number, PAN or OTP.
What can you check using a folio number?
Your folio helps identify the account under which your mutual fund investments and transactions are maintained. Depending on the investor-service facility, you may be able to access:
- Schemes and units held under the folio
- Current holdings or valuation information
- Purchase, redemption and other transaction details
- SIP and other systematic transaction information
- Mutual fund account statements
- Certain registered investor details
The information available through a mutual fund folio number check can vary depending on the fund house, RTA and service selected.
Sources: AMFI, Investor Service FAQs; CAMS, investor statement services; KFintech, Account Statement.
How to check SIP status with a folio number
If you want to check SIP status, your folio number can help identify the account under which the SIP is registered. You will generally need to complete additional verification before SIP information can be accessed.
Through the relevant AMC or RTA investor-service facility, you may be able to view details such as the scheme, folio number, SIP registration date, start and end dates, frequency and instalment amount. KFintech, for example, provides these details through its systematic-transaction facility after the required verification.
A SIP folio number check online should not be confused with checking a separate “SIP account”. An SIP is a facility through which you periodically invest in a mutual fund scheme. The units purchased through those investments are recorded in the relevant mutual fund folio.
Source: KFintech, Pause/Cancel Systematic Transactions.
How to download a mutual fund statement with a folio number
For a mutual fund statement by folio number, you can use the account-statement facility provided by the relevant RTA or mutual fund.
KFintech allows investors to request statements using a folio number or registered email address. Investors can choose between summary and detailed statements and select the relevant period.
CAMS also offers a single-folio account statement facility for mutual funds serviced by it. The statement can be sent to the email address registered with the investment after the required details are provided.
If you hold investments across several fund houses, a CAS can provide a consolidated view of eligible mutual fund holdings and transactions.
Sources: KFintech, Account Statement; CAMS, Single Folio Account Statement; AMFI, Download CAS.
Why is a folio number relevant to an investor?
A folio number gives you and the mutual fund a common reference for your investment account. It can make it easier to retrieve statements, review transactions, raise service requests and keep track of eligible schemes held under the same folio.
The folio alone does not provide access to your account. Mutual funds and RTAs may also require details such as PAN, registered contact information or OTP verification.
Can an individual hold multiple folio numbers?
Yes. You can have multiple folio numbers, both across different mutual fund houses and, in some cases, within the same mutual fund.
Where the applicable conditions are met, multiple folios within the same fund may be consolidated. Bajaj Finserv Mutual Fund’s Statement of Additional Information states that an investor holding investments in multiple folios under the fund may request consolidation into a target folio.
Such requests are subject to applicable checks, including the mode of holding, bank mandate, tax status, mode of operation and nomination details.
Source: Bajaj Finserv Mutual Fund, Statement of Additional Information.
Conclusion
A mutual fund folio number makes it easier to identify and keep track of your investments with a fund house. For a mutual fund folio number check online, use official channels such as your mutual fund, its RTA or MFCentral and keep your registered investor details handy for verification.
FAQs
What is a folio number?
A folio number is an account reference under which an investor’s mutual fund units and transactions are recorded. Many mutual funds also use a master folio that can contain holdings in more than one scheme for the same eligible holder or set of holders.
How can I check my mutual fund status with a folio number online?
You can check mutual fund status with a folio number online through the official investor-service facility of your mutual fund or its RTA. You can also use MFCentral to access services across mutual fund folios. Additional identity verification is generally required.
Can I check my mutual fund investments without a folio number?
Yes. Depending on the service, details such as your registered email address, PAN or mobile number may help retrieve a statement or identify your holdings after verification. A CAS can also help you locate folios associated with your investments.
Is a folio number required to redeem mutual fund units?
A redemption must be linked to the mutual fund holding from which units are being redeemed. If you transact through a logged-in investor platform, you may be able to select the relevant holding without manually entering the folio number. The process can differ for units held in demat form.
Can my folio number be changed?
A folio number is the reference assigned to an investment account and is not generally edited like an email address or bank detail. However, where eligible folios are consolidated, investments from one or more folios may be brought under a selected target folio.
Can I have multiple folio numbers?
Yes. You may have different folios across mutual fund houses and more than one folio within the same mutual fund.
Can folio numbers be consolidated?
Eligible folios held within the same mutual fund may be consolidated, subject to the fund house’s requirements. Details such as the holder information, mode of holding, bank mandate, tax status and nomination information may need to meet the required conditions.
What is a folio number in an SIP?
There is no separate type of folio only for an SIP. Units purchased through an SIP are recorded under the folio associated with that mutual fund investment.
How do I retrieve a lost or forgotten folio number?
Check an earlier mutual fund account statement, CAS or investment communication. You can also approach your mutual fund or its RTA using your registered investor details and complete the required verification.
What is a Consolidated Account Statement and how is it related to folio numbers?
A Consolidated Account Statement, or CAS, brings together eligible transaction and holding information across mutual fund folios. For investors with demat holdings, a depository-issued CAS can also include securities held in demat accounts.
How can I keep my folio number secure?
Treat your folio number as personal financial information. Use it only on official mutual fund, RTA, depository or recognised investor-service platforms, and never share account credentials or OTPs.
Is the folio number the same for all mutual funds?
No. Investments across different mutual funds are maintained in their respective account records. A common or master folio may cover eligible schemes within the same mutual fund, but it does not become one universal folio across all fund houses.
What is the difference between a mutual fund and an MF folio?
A mutual fund scheme is the investment in which your money is invested. An MF folio is the account reference under which your units and transactions are recorded with the mutual fund.
