Megatrend investing
This scheme is based on a unique megatrends strategy that makes it a future-ready investment.
Read More
BAJAJ FINSERV ASSET MANAGEMENT LIMITED.
To generate long term capital appreciation by investing predominantly in equity and equity related instruments across market capitalization
However, there is no assurance that the investment objective of the scheme will be achieved.
Nimesh Chandan has over 24 years of experience in the Indian Capital Markets. He has spent 18 years in Fund Management- managing and advising domestic and international investors, retail as well as institutional. Prior to joining Bajaj Finserv Asset Management Ltd., he has worked with Canara Robeco Asset Management as Head of Investments, Equities (Domestic and Offshore). He has also worked with other asset management companies including Birla Sunlife Asset Management, SBI Asset Management and ICICI Prudential Asset Management.
Sorbh Gupta has over 16 years of experience in the Indian Capital Markets. In November 2022, he was appointed as Head – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited, he was associated with Quantum Asset Management Company Private Ltd. He has also worked with other financial companies such as Siddhesh Capital Markets Pvt. Ltd. and Pranav Securities Pvt. Ltd.
Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Head – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co. Ltd. During June 2006 – September 2010, he was working as Senior Manager, Treasury Dept in Indian Bank.
Equity and equity-related instruments of large cap, mid cap and small cap companies: (65%-100%)
Debt and money market instruments and units of mutual fund schemes: (0%-35%)
Units issued by REITs and InvITs: (0%-10%)
An open ended equity scheme investing across large cap, mid cap, small cap stocks.
NIL
For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows:
to view Total Expense Ratio
A flexi cap mutual fund invests in stocks of companies across market capitalizations – large cap, mid cap and small cap. This can help the fund potentially leverage the growth opportunities offered by small and mid cap companies while benefiting from the relative stability of large cap companies.
There is no minimum allocation required in each market capitalization, so the fund manager is free to plan the flexi cap fund investment portfolio as per their growth strategy, market knowledge and insights.
Moreover, the fund manager can dynamically alter the allocation strategy for the flexi cap fund investment based on prevailing market trends. This can potentially help the fund mitigate downside risk or capitalize on segments that are performing well.
A flexi cap fund is a type of mutual fund that can invest in companies across market capitalisations – large, mid as well small-cap companies. The fund manager can shift allocations between the three market caps flexibly based on market conditions, as long as 65% equity exposure is maintained.
Neither option is inherently ‘better’. Flexi cap funds seek long-term capital appreciation through active stock selection and the flexibility to shift allocation across market capitalisations. Index funds focus on cost efficiency and seek to deliver relatively stable returns by mirroring a market index. The suitable choice varies based on an investor’s risk tolerance, sensitivity to costs, and financial objectives.
The decision to start an SIP in a flexi cap fund depends on your investment goals, time horizon, and risk tolerance. An SIP can help with disciplined investing and may help average costs over time. It also removes the need to time to market and helps spread investments over time.
Multi cap funds are required to invest at least 25% each in large, mid, and small cap stocks, as per SEBI guidelines. Flexi cap funds, on the other hand, can freely allocate across market capitalisations as long as 65% equity exposure is maintained.
No mutual fund is safe or free of risk. Flexi cap funds carry market risk and can be more volatile than large cap funds and debt funds. However, active management and flexible allocation between market caps may help manage risk over the long term.
A flexi cap fund may be suitable for beginners with a high risk appetite and a long investment horizon. Its active management allows the fund manager to handle diversification and allocation, which can be helpful for new investors.
The Net Asset Value of NAV of a scheme is updated daily as it is based on the market performance of the scheme’s underlying assets and the fund’s liabilities. The Bajaj Finserv Flexi Cap Fund NAV on a given day can be seen on the scheme page.
Mentioned below are a few key reasons why you should consider investing in Bajaj Finserv Flexi Cap Fund:
AUM (Assets Under Management) refers to the total market value of all investments held by a scheme. It reflects the scheme’s size and is influenced by market performance, new investments, and redemptions. The AUM changes frequently as the value of underlying assets fluctuates with market movements. Please refer to latest Factsheet or the product page for up-to-date AUM details.
The fund’s risk classification is based on the portfolio composition as well as SEBI guidelines and is subject to periodic review. Refer to the Riskometer on this scheme page and latest documents for the current risk level.
The top holdings of the fund can change from time to time at the discretion of the fund manager. Please refer to the most recent Factsheet or the Scheme Page for latest information.
The asset allocation of the fund is mentioned in the Scheme Information Document . Please refer to the most recent Factsheet or the Scheme Page for latest information.
No, the Bajaj Finserv Flexi Cap Fund does not have a lock-in period. However, an exit load may be charged for withdrawals made before a certain period. Please refer to the ‘Load Structure/Lock-In Period’ section on this page for details.
Please refer to the most recent Factsheet or the Scheme Page for the latest TER details.
Flexi cap funds invest across large, mid, and small cap stocks, providing diversification. Large cap or mid cap funds focus primarily on their respective segments.
Switching between direct and regular plans depends on the fund’s terms. It is advisable to refer to the fund’s official documentation or contact the AMC.
Tax treatment of investments in flexi cap funds is governed by applicable laws. Investors should consult a tax advisor for guidance on specific benefits.
Portfolio rebalancing varies by fund strategy and market conditions. The fund manager typically decides the timing and extent of rebalancing.
Flexi cap fund returns are market-linked and can fluctuate with market movements. Investors should consider their risk tolerance before investing.
Flexi cap funds can be part of a long-term investment strategy, but diversification across asset classes is recommended for retirement planning.
Yes, both SIP and lumpsum investment options are available for Bajaj Finserv Flexi Cap Fund. It is recommended to check scheme-related documents for up-to-date information and terms and conditions.
The minimum investment amounts may vary from one mutual fund house to another. It is advisable to check scheme-related documents for up-to-date information.
Income from mutual fund schemes is now referred to as Income Distribution cum Capital Withdrawal (IDCW). Only investors who choose the IDCW option receive these payouts, which are not guaranteed and are declared at the discretion of the fund house based on available distributable surplus and other factors.
A flexi cap fund’s performance varies based on market conditions, management style, asset allocation decisions and other factors. Past performance may or may not be sustained in future.
The inception date of the Bajaj Finserv Flexi Cap Fund is August 14th, 2023.
Flexi cap funds may be suitable for investors with a long investment horizon of five years or more. However, a very high risk appetite is also required.
Details about the fund managers are available on the scheme page and the Scheme Information Document.
The NAV is calculated the end of every business day. The latest NAV can be viewed at the top of the Bajaj Finserv Flexi Cap Fund scheme page and on the AMFI website.
Call, chat or write to us if you
need investment help
Toll-free number
Write to us at
Investor WhatsApp channel
Share your details and our experts will guide you.
Need help planning your investments?
Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.
