Empower
Enhance your employees’ financial well-being with our Empower facility
How Empower Works
Companies share their details to get onboarded
Employees place transaction request and HR processes investment
Employees receive their post-investment salary
Why Empower?
Empower is a facility by Bajaj Finserv AMC that helps your team invest money before they can spend it. Employees who opt for this facility can get the chosen amount debited directly from their monthly salary, before it reaches their bank accounts. This ‘Save Before You Spend’ motto fosters disciplined investing.
Stronger workforce & morale
Financially secure employees are happier, more focused, and more productive, improving overall workplace performance.
Talent attraction & retention
Supporting financial well-being helps organisations stand out and retain top talent.
Employee financial fitness
Employees build wealth with every paycheck through disciplined investing and move towards a secure future.
Choice, control & peace of mind
Access to Bajaj Finserv Mutual Fund schemes with the flexibility to track, modify, or stop investments—enabling guilt-free spending.
Our Funds
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Low Duration Fund
Consumption Fund
Large Cap Fund
Multi Asset Allocation Fund
Banking and Financial Services Fund
Equity Savings Fund
Small Cap Fund
Nifty Next 50 Index Fund
Nifty 50 Index Fund
Large and Mid Cap Fund
Multi Cap Fund
Balanced Advantage Fund
Banking and PSU Fund
Arbitrage Fund
Gilt Fund
Healthcare Fund
ELSS Tax Saver Fund
Money Market Fund
Overnight Fund
Liquid Fund
Flexi Cap Fund
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Contact Us
Call, chat or write to us if you
need investment help
Mon–Fri, 9AM–6PM
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Share your details and our experts will guide you.
Calculators
More About Empower
Why choose Empower?
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For organisations
- Higher morale: Fostering financial security in employees can boost job satisfaction
- Increased productivity: Happy employees are more focused and perform better
- More talent: Investing in your team’s well-being helps retain and attract top talent
- New standard: You stand out as a company that helps employees achieve their financial goals
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For employees
- Financial fitness: Grow financially stronger with every paycheck
- Investing options: Choose from multiple Bajaj Finserv Mutual Fund schemes
- Guilt-free spending: Spend remaining funds confidently after investing
- Control and flexibility: Monitor, modify or cancel investments anytime
Investment options for every goal
With Bajaj Finserv Asset Management Ltd.’s funds, employees can find a scheme that suits numerous goals.
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For long-term goals
- Bajaj Finserv Flexi Cap Fund
- Bajaj Finserv Large and Mid Cap Fund
- Bajaj Finserv Large Cap Fund
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For short and medium-term goals
- Bajaj Finserv Liquid Fund
- Bajaj Finserv Overnight Fund
- Bajaj Finserv Arbitrage Fund
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For balanced growth potential
- Bajaj Finserv Balanced Advantage Fund
- Bajaj Finserv Multi Asset Allocation Fund
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For better potential returns than savings account
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- Bajaj Finserv Money Market Fund
- Bajaj Finserv Banking and PSU Fund
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To read more about these schemes and view statutory details, please visit the respective scheme pages. You can find links to all our scheme pages here.
Savings accounts offer fixed interest. Mutual fund investments are market-linked and returns are not guaranteed.
Videos
FAQs
What is Empower and how does it work?
Empower, by Bajaj Finserv AMC, facilitates disciplined investment in mutual funds. It enables organisations to debit the investment amount directly from employees’ salaries before it can be spent. During the payroll cycle, the HR department deducts the consolidated investment amount and sends it to the Asset Management Company for investment.
How does Empower benefit employees?
Empower encourages employees to invest money before they can spend it. By automating the investment process and offering a wide range of investment options, Empower helps employees to take control of their financial future and work towards their long-term goals.
Is Empower easy to implement?
Yes, zero coding is required to implement Empower. The Bajaj Finserv AMC team provides support and assistance every step of the way to ensure a smooth transition for your organisation.
How much time is required to be onboarded with Empower?
Empower can onboard an organisation within one working day and employees can start to transact immediately.
Can employees customise their investment options on Empower?
Yes, employees have the flexibility to choose from a wide range of investment schemes based on their financial goals and risk preferences.
What support does Empower provide to HR professionals?
The Empower team provides full support to HR professionals throughout the implementation process and beyond. Our team is available to answer any questions, provide training and guidance, and ensure a positive experience for both HR professionals and employees.
How does ‘Save Before You Spend’ work?
A portion of your salary is invested in mutual funds before it reaches your bank account, allowing you to spend the remainder guilt-free. This ensures that your investments are on track every month.
Is Empower available to all employees?
Empower is available to employees whose companies have partnered with us. Check with your HR department to see if your company is enrolled.
What types of mutual fund schemes are available?
Empower offers a wide range of mutual fund schemes that align with various goals, including long-term, short-term and medium-term goals. There are also different schemes to cater to different risk appetites, from conservative investors to those who are comfortable with high risk in exchange for high return potential.
Who can employees contact for support or advice?
Employees can reach out to our financial advisors and customer support team. All details are mentioned in the ‘Support’ section of the platform.
How do employees track their investments?
They can log in to their Empower accounts at any time to view detailed reports and track the performance of their investments.
