Moat investing
This strategic approach involves identifying and investing in companies with economic moats, or sustainable competitive advantages.
Read MoreBAJAJ ASSET MANAGEMENT LIMITED.
BAJAJ ASSET MANAGEMENT LIMITED.
To generate long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities, predominantly in large and mid-cap stocks from various sectors. The fund manager may also seek participation in other equity and equity related securities.
However, there is no assurance that the investment objective of the scheme will be achieved.
Nimesh Chandan has over 26 years of experience in the Indian Capital Markets. He has spent 22 years in Fund Management- managing and advising domestic and international investors, retail as well as institutional. Prior to joining Bajaj Finserv Asset Management Ltd., he has worked with Canara Robeco Asset Management as Head of Investments, Equities (Domestic and Offshore). He has also worked with other asset management companies including Birla Sunlife Asset Management, SBI Asset Management and ICICI Prudential Asset Management.
Sorbh Gupta has over 20 years of experience in the Indian Capital Markets. In November 2022, he was appointed as Head – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited, he was associated with Quantum Asset Management Company Private Ltd. He has also worked with other financial companies such as Siddhesh Capital Markets Pvt. Ltd. and Pranav Securities Pvt. Ltd.
Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Head – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co. Ltd. During June 2006 – September 2010, he was working as Senior Manager, Treasury Dept in Indian Bank.
| Instruments | Indicative allocations (% of total assets) | |
|---|---|---|
| Minimum | Maximum | |
| Equity and equity related instruments of large cap companies | 35% | 65% |
| Equity and equity related instruments of mid cap companies | 35% | 65% |
| Equity and equity related instruments other than large and mid cap companies | 0% | 30% |
| Debt instruments and money market instruments* and units of mutual fund schemes | 0% | 30% |
| Units issued by REITs and InvITs | 0% | 10% |
*Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
For information please refer to the Scheme Information Document.
Bajaj Finserv Large and Mid Cap Fund:
An open ended equity scheme investing in both large cap and mid cap stocks
Fresh subscription – Rs. 500/- and in multiples of Re. 1/-
Systematic Investment Plan (SIP):
Rs. 500 and above: Minimum 6 instalments.
Not applicable
For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows:
to view Total Expense Ratio
A Large and Mid Cap Fund is an equity mutual fund that invests in both large cap and mid cap companies. As per SEBI rules, these funds must invest at least 35% of their assets in each category. Large cap companies are typically well-established businesses with an established market presence, while mid cap companies are relatively smaller and may offer potential growth opportunities as they expand.
By investing in both segments, the fund aims to offer a mix of relative stability and potential growth within a single investment. This type of fund may suit investors seeking diversified equity exposure with a long-term horizon, and who are comfortable with market fluctuations due to the inclusion of mid cap stocks.
You may consider investing in a Large and Mid Cap Fund if you are:
Here are some key benefits of investing in Bajaj Finserv Large and Mid Cap Fund:
The fund invests in both established large cap companies and growing mid cap companies through a single portfolio.
The fund looks for companies with competitive advantages that may be sustainable over time, such as established brands, cost efficiency, scale or distribution strength.
The portfolio invests across different sectors and companies, which may help reduce dependence on any one business segment.
The fund may be suitable for investors who want to participate in equity market growth over a long investment horizon.
The fund manager actively selects stocks based on research, market conditions and the scheme’s investment strategy.
Bajaj Finserv Large and Mid Cap Fund is treated as an equity mutual fund for tax purposes. The tax you pay depends on how long you hold your investment before redeeming it.
Any gains are treated as short-term capital gains, or STCG, and taxed at 20%, plus applicable cess and surcharge.
Any gains are treated as long-term capital gains, or LTCG. Long-term gains up to ₹1.25 lakh in a financial year are tax-free, while gains above ₹1.25 lakh are taxed at 12.5%, plus applicable cess and surcharge.
Any IDCW received is added to your total income and taxed as per your income tax slab.
| ELSS Tax Saver Fund | Healthcare Fund | Multi Cap Fund |
|---|---|---|
| Flexi Cap Fund | Small Cap Fund | Large Cap Fund |
| Consumption Fund | Banking and Financial Services Fund |
| Equity Funds | Debt Funds | Hybrid Funds | Index Funds |
|---|---|---|---|
| Exchange Traded Fund Funds | Savings+ | Mutual Funds |
Bajaj Finserv Large and Mid Cap Fund is an equity mutual fund that invests in both large cap and mid cap companies. As per SEBI rules, this category must invest at least 35% each in large cap and mid cap stocks.
Bajaj Finserv Large and Mid Cap Fund is benchmarked against the Nifty LargeMidcap 250 TRI. This benchmark represents a mix of large cap and mid cap companies and helps compare the fund’s performance with the broader category.
The minimum fresh investment amount for Bajaj Finserv Large and Mid Cap Fund is ₹500 and in multiples of ₹1 thereafter. For SIPs, the minimum amount is ₹500, with a minimum of 6 instalments.
As on 31 May 2026, Bajaj Finserv Large and Mid Cap Fund had an AUM of ₹2,326 crore. AUM, or Assets Under Management, refers to the total value of investments managed under the scheme.
As on 31 May 2026, a ₹10,000 investment in Bajaj Finserv Large and Mid Cap Fund would be valued at ₹11,854 since inception and ₹9,912 over 1 year. The fund’s since-inception CAGR is 7.84%.
Past performance may or may not be sustained in future.
Bajaj Finserv Large and Mid Cap Fund is classified as Very High Risk as per the Product Label and Riskometer. Its benchmark, Nifty LargeMidcap 250 TRI, is also classified as Very High Risk.
Bajaj Finserv Large and Mid Cap Fund may be suitable for investors who want equity exposure across both large cap and mid cap companies. It may suit investors with a long-term horizon who are comfortable with market fluctuations.
A large cap fund mainly invests in large, established companies, while Bajaj Finserv Large and Mid Cap Fund invests in both large cap and mid cap companies. This gives investors exposure to established businesses as well as companies with potential growth opportunities.
A large and mid cap fund must invest at least 35% each in large cap and mid cap stocks. A multi-cap fund invests across large cap, mid cap and small cap stocks, based on the category’s allocation rules.
Yes, you can invest in Bajaj Finserv Large and Mid Cap Fund through SIP. The minimum SIP amount is ₹500, and the SIP must have at least 6 instalments.
Bajaj Finserv Large and Mid Cap Fund may not be suitable for conservative investors because it is an equity-oriented scheme with exposure to mid cap stocks. Mid cap stocks can see sharper ups and downs compared to large cap stocks.
Yes, returns from Bajaj Finserv Large and Mid Cap Fund are taxed as equity mutual fund gains. Short-term capital gains apply if units are redeemed within 12 months, while long-term capital gains apply if units are redeemed after 12 months.
An exit load may be levied if units are redeemed in less than six months. For details about the exit load amount and conditions, check the ‘Load Structure/Lock-In Period’ section on this page.
These funds invest predominantly in equities, including mid cap stocks, which tend to be more volatile. So, they may not suit conservative investors. Investors may check their risk appetite before investing.
Units can generally be redeemed partially or fully, subject to scheme terms. Exit load and taxes may apply at the time of redemption.
Details about the fund managers can be found on this page and the Scheme Information Document.
The NAV is calculated the end of every business day. The latest NAV can be viewed at the top of this page and on the AMFI website.
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Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.
