BAJAJ FINSERV ASSET MANAGEMENT LIMITED.
3-in-1
Bajaj Finserv
Invest in Quality, Growth and Value
An open ended equity scheme predominantly investing in small cap stocks.
MEGATRENDS INVESTING
Bajaj Finserv
Tap into the Trends of the Future
An open ended equity scheme investing across large cap, mid cap, small cap stocks.
QUALITY OVER QUANTITY
Bajaj Finserv
Invest in a Concentrated Strategy
An open ended equity scheme predominantly investing in large cap stocks.
MOAT INVESTING
Bajaj Finserv
Invest with a Moat Strategy
An open ended equity scheme investing in both large cap and mid cap stocks
LONG-TERM GROWTH
Bajaj Finserv
Sabse Intelligent Plan
Start with ₹500 per month & let compounding do the work
MEGATRENDS INVESTING
Bajaj Finserv
Invest in BFSI Megatrends
An open ended equity scheme investing in Banking and Financial Services sector
MEGATRENDS INVESTING
Bajaj Finserv
Invest in Consumption Megatrends
An open ended equity scheme following consumption theme
1. What is an e-mandate? An e-mandate is an electronic
KYC, or Know Your Customer, is a process that financial
Savings+ by Bajaj Finserv Asset Management Ltd is a unique
The term lumpsum refers to a single, one-time investment, as
The mutual fund offer document is a detailed guide that
Mutual fund load refers to the sales charge or commission
Investing in a bouquet of securities and assets is a
The bond market plays a crucial role in financing economies
Mutual fund custodians play a key role in India’s investment
Macaulay Duration indicates the potential impact of interest rate changes
Equity funds are a category of mutual funds that primarily
Flexi cap mutual funds belong to the equity mutual fund
Equity mutual funds are schemes that mainly invest in shares
Mid cap mutual funds are a category of mutual funds
Large and mid cap funds are a category of mutual
Corporate bond funds are a type of debt fund that
Ultra-short term mutual funds are a category of debt funds
Banking and PSU Funds are debt mutual funds that primarily
The various types of debt mutual funds available for investments
A debt fund, which is a type of mutual fund,
Overnight funds are among the lowest risk categories of debt
Money market funds (MMFs) are open-ended mutual funds that invest
A liquid fund is a type of mutual fund that
Investing in mutual funds can help investors access the growth
Conservative mutual funds are hybrid funds that prioritise the relative
An aggressive hybrid mutual fund is a type of hybrid
Investors are always in search of investment avenues that offer
Hybrid mutual funds combine equity and debt investments within a
Need help planning your investments?
Our Investment Philosophy reflects what we, as an organisation, believe will generate a good return on equity investment for our investors in the long term. It dictates our goals and guides decision making.
Alpha (a) is a term used in investing to describe an investment strategy’s ability to beat the market.
Alpha is thus also often referred to as excess return or the abnormal rate of return in relation to a benchmark, when adjusted for risk. Essentially, it means doing better than the crowd without taking disproportionate risk.
Collecting superior information
Analysts and portfolio managers strive to collect superior information about the business and the management of the company. They try to generate superior earnings forecast and the balance strength of the company and the industry, thereby trying to 'beat the market' on information edge. This is an important source of alpha for an investor. However, over the years, retaining the information edge has become more difficult and expensive. With a whole lot of investors trying to collect superior information, how can an investor be sure to continuously have accurate and material information about the companies, ahead of others, all the time?
Processing information better
Even if you don't have material information earlier than the crowd, you can still generate better outcomes if you are able to process this information better. Investors develop models and algorithms with enhanced predictive powers to forecast the next move. Fund managers who invest based on some pure formal analytical models are quantitative managers. Here, the goal is to try and beat other investors based on the sophistication of procedures or analytics. The analytical edge can be quite useful until it gets copied by many, and then it may stop generating superior returns.
Exploiting behavioural biases
As the name suggests, this edge is achieved by superior behaviour in reacting to the inputs available to maximise alpha. Modern finance assumes people behave with extreme rationality. However, researchers in behavioural finance have shown that this is not true. Moreover, these deviations from rationality are often systematic. Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors. At Bajaj Finserv AMC, we endeavour to combine the best of these edges.
