Invest Rs. 1,000 every month without a large financial commitment.
A 5-year duration allows time for compounding while remaining relatively flexible.
Monthly investments at different market levels may help smooth purchase costs.
Returns depend on mutual fund performance and market movements.
Equity funds are those mutual funds that invest predominantly in equity and equity related instruments... Know More
These funds invest in fixed income instruments, such as Corporate and Government... Know More
Hybrid mutual funds are diversified investment vehicles that invest in both equity and debt securities.... Know More
An index fund is a type of mutual fund that tracks the performance of a market index, like the Nifty 50 or BSE Sensex... Know More
If you invest Rs. 1,000 monthly for 5 years, the total investment would be Rs. 60,000. Assuming an average annual return of 12%, the estimated corpus may grow to around Rs. 82,000. For illustrative purpose only.
Yes, SIPs generally offer flexibility to pause or stop investments as per scheme rules. Investors may review such decisions based on their financial goals.
Tax treatment depends on the type of mutual fund selected. Equity and debt funds are taxed differently based on holding period. Investors may check applicable tax rules or consult a tax advisor.
Market volatility is part of investing. SIPs may help average investment costs over time, which could reduce the impact of short-term market fluctuations.
Reviewing SIP investments once a year may help ensure they remain aligned with financial goals and risk comfort.
To start a 1000 SIP for 5 years, an investor selects a mutual fund scheme based on their financial goal and risk comfort and commits to investing Rs. 1,000 every month for 60 months through an auto-debit mandate
Over five years, the total amount invested would be Rs. 60,000 (Rs. 1,000 × 12 × 5). Assuming an average annual return of 12%, the estimated value of the investment may grow to around Rs. 82,500 at the end of the tenure. The final amount may be higher or lower depending on market performance and fund selection.
For illustrative purpose only.
For a 5-year investment horizon, investors may consider equity-oriented funds if they are comfortable with market volatility. Hybrid funds may offer a balance between growth and stability, while debt funds may suit those with a lower risk tolerance. The choice should align with individual financial objectives and risk appetite.
Example of 1000 SIP for 5 Years
| Fund Category | Monthly Investment | Total Invested | Assumed ROI (Annualised) | Final Amount* |
|---|---|---|---|---|
| Equity / Hybrid Fund | Rs. 1,000 | Rs. 60,000 | 12% | ~Rs. 82,500 |
*Note: This is for illustration purposes only. This example uses an assumed return rate. Mutual fund returns are not guaranteed and can fluctuate based on market trends. Past performance may or may not be sustained in future and is not a guarantee of any future returns.
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